Goodyear Credit Card

Citibank Pending

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3

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: 027

Issuer: Citibank

Card Name: Goodyear Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 07, 2026 07:26

Last Scraped: Feb 13, 2026 14:30

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

For covered borrowers under the Military Lending Act, the Military Annual Percentage Rate (MAPR) for this account will not exceed 36%. The MAPR includes certain credit-related fees but excludes bona fide credit card fees.

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Points

Base Rate: 1x

Bonus Rate: 5x

Categories: 5x on your top eligible spend category each billing cycle

Quarterly Rotating: No

Cap Amount: $6,000.00

Expiration Policy: ThankYou Points do not expire as long as your account is open and in good standing.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Transfer Partners: Virgin Atlantic Flying Club, Emirates Skywards, Turkish Airlines Miles&Smiles, Singapore Airlines KrisFlyer, Cathay Pacific Asia Miles, Choice Privileges, Wyndham Rewards

Redemption Penalties: Points redeemed for cash back or statement credit may have a lower value (0.5 cents per point).

Benefits & Protections (Detailed) 3 Total
PENDING
Financial 1
No Annual Fee
No annual fee

There is no annual fee for carrying the Goodyear Credit Card.

Financing 1
Special Financing Offers
Varies by offer

Access to special financing options on qualifying purchases made with your Goodyear Credit Card. Specific terms and conditions, including minimum purchase amounts and promotional periods, apply and are disclosed at the time of purchase.

Shopping 1
Exclusive Cardmember Offers
Varies by offer

Receive special discounts, promotions, and exclusive offers available only to Goodyear Credit Cardholders on select products and services.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $5 or 5% of the amount of each balance transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 739
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: Eligibility for the welcome bonus requires that you have not received a new cardmember bonus for this specific '027' card or any card within its family, nor have you opened or closed this specific '027' card or any card within its family, in the past 24 months. Applicants must meet standard creditworthiness criteria, be of legal age, and reside in the USA. Citibank's application velocity rules typically apply: generally, no more than one new Citi card application within an 8-day period, and no more than two new Citi cards within a 65-day period.

Max Cards Per Issuer: 7

Min Spend Interval: 3-6 months

Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit, excessive credit cycling, unusual spending patterns inconsistent with income, opening too many accounts too quickly, not using the card after bonus fulfillment.

Cliff Effect Rules: The 24-month rule applies to the '027' card family. If you receive a bonus on any card within the '027' family, you are ineligible for a bonus on any other card within the *same family* for 24 months from the date the previous bonus was received. This rule also typically extends to opening or closing accounts within the family.

Special Events: N/A

Holiday Promos: N/A

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Easy approval process, good financing options for tires and auto service, useful for frequent Goodyear customers.

Top Negative:
High interest rates, limited use outside Goodyear stores, customer service can be slow, promotional financing terms can be confusing.

Approval Experience: 80.0 / 100

Recommended Alternatives
  • Citi Custom Cash Card
  • Discover it Secured Card
  • Shell Fuel Rewards Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $85.00

Approval Probability: 80.0%

Version Control
PENDING

Version ID: v1.0