AAdvantage® Aviator® Silver World Elite Mastercard®
Basic Information
Program ID: aadvantage-aviator-silver-world-elite-mastercard
Issuer: Barclays
Card Type: Credit
Network: Mastercard
Card Tier: Silver World Elite
Data Complete: Yes
Created: 01/15/2026 17:05
Last Scraped: 01/15/2026 17:07
Fee Structure
| Annual Fee: | $199.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $124.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,924.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $0.00
Spending Requirement: $0.00
Time Period: 0 days
Bonus Timing: As of January 2026, the AAdvantage Aviator Silver World Elite Mastercard is typically an upgrade-only product and does not feature a public sign-up bonus for new applications. Welcome offers are generally associated with the AAdvantage Aviator Red Mastercard, from which users can later upgrade to the Silver version.
Rewards Program
Reward Type: AAdvantage Miles
Base Reward Rate: 1.00%
Bonus Reward Rate: 3.00%
Bonus Categories: 3x American Airlines Purchases, 2x Eligible Hotel and Rental Car Purchases
Point Value Estimate: 0.0100 cents/point
Expiration Policy: AAdvantage miles expire after 24 months of inactivity. Using the card or earning/redeeming miles keeps them active.
Transfer Partners: Oneworld Alliance Airlines (e.g., British Airways, Cathay Pacific, Finnair, Iberia, Japan Airlines, Qantas, Qatar Airways)
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
- Cell Phone Protection
- Price Protection
Travel Benefits
- Travel Insurance
- Primary Rental Protection
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
- Airport Lounge Access
- Concierge Service
Approval Criteria
Recommended FICO Range: 700 - 850
Approval Odds Category: Excellent
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: TransUnion, Experian
Issuer Rules
Rules: The AAdvantage Aviator Silver World Elite Mastercard is primarily offered as an upgrade path from the AAdvantage Aviator Red Mastercard. Direct applications for the Silver card are historically rare or non-existent. Eligibility Requirements (for upgrade or hypothetical direct application): 1. Must be 18 years or older and a U.S. resident. 2. Possess an excellent credit score (typically 740+). 3. For upgrades, must hold an active AAdvantage Aviator Red Mastercard account in good standing. 4. For any Barclays credit card application, the issuer is highly sensitive to recent credit inquiries and new accounts. While not a strict '5/24' rule like some other issuers, applicants are generally advised to have opened no more than 1-2 new credit accounts (from any issuer) in the past 6-12 months. The general market '6/24 rule' (no more than 6 new credit cards opened in the past 24 months) is a common guideline for overall credit seeking, which Barclays may consider alongside its own internal metrics. 5. Bonus Eligibility: New cardmembers only. Typically, applicants are not eligible for a sign-up bonus if they have received a bonus for any AAdvantage Aviator card (including Red, Blue, or Silver) in the past 24-48 months. Specific bonus offers for the Silver card, if available, usually require a minimum spend (e.g., $2,500) within the first 3 months of account opening to earn a specified number of AAdvantage miles.
Maximum Cards Per Issuer: 3
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit with Barclays, excessive credit applications across multiple issuers, defaulting on payments, suspicious account activity, rapid spending on new accounts without clear justification, cycling credit limits, not paying annual fees, or violating terms of service.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 4.0 / 5.0
Top Positive Feedback:
Excellent airline-specific benefits like free checked bags, priority boarding, and strong mileage earning for American Airlines loyalists. Valuable companion certificate and in-flight credit enhance travel experience.
Top Negative Feedback:
High annual fee may not be justified for infrequent American Airlines flyers. Limited flexibility outside the American Airlines ecosystem and potentially lower value for non-AA spend.
Approval Experience Score: 80.0 / 100
Recommended Alternatives
- Citi AAdvantage Platinum Select World Elite Mastercard
- United Explorer Card
- Chase Sapphire Preferred Card
Card Value Score: 85.0 / 100
Est. Annual Rewards: $850.00
User Portfolio Metrics
Avg Portfolio Size: 5 cards
Avg Portfolio Age: 84 months
Store vs Co-brand: 100% General / 0% Store
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 85.0%
Terms Version Control
Version ID: v1.0