AAdvantage Aviator Silver World Elite Mastercard
Barclays Mastercard World Elite Pending
23
Benefits4
Reward Categories3x
Max Reward21.2%
APR FromBasic Information
PENDINGProgram ID: aadvantage-aviator-silver-world-elite-mastercard
Issuer: Barclays
Card Name: AAdvantage Aviator Silver World Elite Mastercard
Card Type: Credit
Network: Mastercard
Card Tier: World Elite
Approved: Pending
Data Complete: Complete
Rewards Program (Detailed) 4 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| American Airlines purchases | 3x | Miles | 3 AAdvantage® miles for every $1 spent on eligible American Airlines® purchases. | No Cap | |
| Hotel and Car Rental purchases | 2x | Miles | 2 AAdvantage® miles for every $1 spent on eligible hotel and car rental purchases. | No Cap | |
| All other purchases | 1x | Miles | 1 AAdvantage® mile for every $1 spent on all other purchases. | No Cap | |
| Annual Spending Bonus | 0.25x | Miles | Earn 5,000 AAdvantage® miles after every $20,000 in purchases up to 10,000 AAdvantage® miles each anniversary year. | $10,000 |
Rewards Summary
PENDINGReward Type: AAdvantage Miles
Base Rate: 1x
Bonus Rate: 3x
Categories: 3x American Airlines Purchases, 2x Hotels, 2x Car Rentals
Quarterly Rotating: No
Expiration Policy: AAdvantage miles do not expire as long as there is qualifying activity on the account at least once every 24 months.
Point Value: 0.02¢
Travel Portal Multiplier: 1x
Transfer Partners: American Airlines, Oneworld Alliance partners (e.g., British Airways, Cathay Pacific, Iberia, Japan Airlines, Qantas, Qatar Airways)
Redemption Penalties: Potential close-in booking fees for award tickets (though many have been reduced or waived by American Airlines); redeposit fees for award cancellations may apply.
Benefits & Protections (Detailed) 23 Total
PENDINGEarning Loyalty Points 2
Loyalty Points Earning
5,000 Loyalty Points per $20,000 spent (up to 15,000 annually)Earn 5,000 Loyalty Points for every $20,000 spent on purchases, up to a maximum of 15,000 Loyalty Points each calendar year.
Loyalty Points per Mile
1 Loyalty Point per 1 mile earnedEarn 1 AAdvantage® Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
Earning Miles 3
American Airlines Purchase Miles
3X milesEarn 3 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
Hotel & Rental Car Purchase Miles
2X milesEarn 2 AAdvantage® miles for every $1 spent on eligible hotel and rental car purchases.
General Purchase Miles
1X mileEarn 1 AAdvantage® mile for every $1 spent on all other purchases.
Purchase Protection 3
Cell Phone Protection
Up to $800 per claim ($1,000 annually)Get up to $800 in coverage per claim, with a maximum of 2 claims and $1,000 per 12-month period, when you pay your monthly cell phone bill with your card. A $50 deductible applies per claim.
Purchase Security
Up to $1,000 per claim ($50,000 per cardholder)Covers eligible new purchases for 90 days against damage or theft, up to $1,000 per claim and $50,000 per cardholder.
Extended Warranty
Up to 1 additional year ($10,000 per claim, $50,000 per cardholder)Extends the original manufacturer's warranty by up to one additional year on eligible purchases with a warranty of three years or less. Covers up to $10,000 per claim and $50,000 per cardholder.
Shopping & Services 1
Concierge Service
24/7 personalized assistanceEnjoy 24/7 personalized assistance for travel planning, event tickets, dining reservations, and more.
Travel Insurance 6
Travel Accident Insurance
Coverage for accidental death/dismembermentProvides coverage for accidental death or dismemberment while traveling on a common carrier when tickets are purchased with your card.
Baggage Delay Insurance
Up to $100 per day for 3 daysReimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by a common carrier, up to $100 per day for 3 days.
Lost Luggage Insurance
Up to $3,000 per passengerReimburses you for the value of your lost or stolen checked or carry-on baggage, up to $3,000 per passenger.
Trip Cancellation/Interruption Insurance
Up to $1,500 per person ($5,000 per trip)Reimburses you for non-refundable passenger fares if your trip is canceled or interrupted for covered reasons, up to $1,500 per person and $5,000 per trip.
Trip Delay Insurance
Up to $500 per ticketReimburses you for reasonable additional expenses incurred when a trip is delayed for more than 6 hours or requires an overnight stay, up to $500 per ticket.
Car Rental Collision Damage Waiver
Secondary coverage for collision/theftProvides secondary coverage for damage due to collision or theft for most rental vehicles when you pay for the rental with your card.
Travel Perks 8
Free First Checked Bag
First checked bag freeEnjoy your first checked bag free for you and up to 8 companions traveling with you on the same reservation on domestic American Airlines itineraries.
Group 1 Boarding
Group 1 BoardingEnjoy Group 1 Boarding on American Airlines flights, allowing you to board earlier.
In-Flight Savings
25% savingsReceive 25% savings as a statement credit on eligible in-flight food and beverage purchases on American Airlines flights.
Global Entry/TSA PreCheck Credit
Up to $100 creditReceive up to a $100 statement credit for the application fee for Global Entry or TSA PreCheck® every 5 years.
Reduced Mileage Awards Access
Access to reduced mileage awardsAccess to reduced mileage awards, allowing you to redeem fewer miles for certain flights.
Admirals Club Lounge Access (Primary Cardmember)
Complimentary accessEnjoy complimentary access to American Airlines Admirals Club® lounges for the primary cardmember.
Admirals Club Lounge Access (Authorized Users)
Complimentary accessEnjoy complimentary access to American Airlines Admirals Club® lounges for authorized users.
Inflight Wi-Fi Credit
Up to $50 creditReceive up to $50 back in statement credits on inflight Wi-Fi purchases every anniversary year.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Global Entry Credit: $100
TSA PreCheck Credit: $85
Sign-Up Bonus
PENDING100,000
Points/MilesRequirement: Spend $5,000 in 90 days
Timing: Typically within 8-12 weeks after requirement is met, but often within 48-72 hours
Fee Structure
PENDING| Annual Fee: | $199.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $124.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 29.24%
Balance Transfer APR: 29.24%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 0 months
Intro BT APR: 0% for 0 months
Promo Duration: 0 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility for the AAdvantage Aviator Silver World Elite Mastercard in 2026 requires applicants to have a good to excellent credit score, be at least 18 years of age, and a US resident. A key application rule is the '6/24 Rule': applicants cannot have opened more than 6 credit cards from any issuer in the past 24 months. Furthermore, applicants are generally not eligible for the welcome bonus if they currently have or have had the AAdvantage Aviator Silver World Elite Mastercard in the past 24 months, or have received a welcome bonus for this specific card product within the last 24 months. Barclays is also known to be sensitive to recent credit inquiries and new accounts opened with them or other issuers.
Max Cards Per Issuer: 3
Min Spend Interval: 3 months
Cliff Effect Rules: Welcome bonus eligibility for the AAdvantage Aviator Silver World Elite Mastercard is typically limited to once per product, meaning applicants are generally ineligible if they currently hold or have held this specific card, or received a bonus for it, within the last 24 months. This rule applies specifically to the 'Silver' variant and does not typically restrict eligibility for other Aviator card tiers (e.g., Red, Blue) unless explicitly stated.
International Friendly: Yes
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.8 / 5.0
Top Positive:
Excellent for frequent American Airlines flyers due to valuable travel perks like free checked bags, priority boarding, and companion certificates, alongside strong AAdvantage mile earning potential.
Top Negative:
High annual fee and limited earning categories outside of American Airlines purchases make it less versatile than general travel cards; some users report mixed experiences with Barclays customer service.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Citi AAdvantage Platinum Select World Elite Mastercard
- American Express Gold Card
- Chase Sapphire Preferred Card
Card Value Score: 80.0 / 100
Est. Annual Rewards: $550.00
Approval Probability: 85.0%
Version Control
PENDINGVersion ID: v2024-05