2
Benefits0
Reward Categories—
Max Reward30%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGBenefits & Protections (Detailed) 2 Total
PENDINGCost Savings 1
No Annual Fee
No annual feeThe Abt Credit Card does not charge an annual fee for maintaining the credit card account.
Financing 1
Special Financing Offers
Varies by offerCardholders may qualify for special financing promotions on eligible purchases made with the Abt Credit Card. Specific terms, such as promotional APR periods and minimum purchase requirements, are subject to individual offers and may vary.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Penalty APR: | 0.00% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 29.99% - 31.99%
Cash Advance APR: 31.99%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 24 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The Abt Credit Card, issued by Synchrony, primarily offers special financing promotions on qualifying purchases at Abt. Traditional sign-up bonuses with specific spend intervals are not typical for this store card. Eligibility requirements for 2026 include being at least 18 years of age, possessing a valid U.S. Social Security Number or ITIN, having a U.S. mailing address, and meeting Synchrony's creditworthiness criteria. Applications are typically processed online or in-store with instant decisioning common. Specific promotional financing terms (e.g., 0% APR for X months) are subject to change and depend on the purchase amount and current Abt offers.
Max Cards Per Issuer: 7
Min Spend Interval: N/A for traditional bonus spend; promotional financing terms apply to qualifying purchases.
Cliff Effect Rules: Not applicable; the Abt Credit Card is a store-specific credit card and does not typically have 'card family' rules or restrictions on earning bonuses across different card products from the same issuer in the same way general-purpose credit cards might.
Special Events: Abt-specific sales events (e.g., Anniversary Sale, President's Day Sale, Memorial Day Sale, Labor Day Sale, Black Friday in July, etc.), product-category specific promotions (e.g., appliance sales, electronics deals), and exclusive cardholder-only offers.
Holiday Promos: Black Friday/Cyber Monday, Christmas/Holiday Season, New Year's Sales, President's Day, Memorial Day, Labor Day, 4th of July, and other major retail holidays.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.6 / 5.0
Top Positive:
Easy approval process, good for building credit, specific rewards for ABT purchases.
Top Negative:
Concerns about customer service, high APR, potential billing issues, and difficulty managing accounts.
Approval Experience: 70.0 / 100
Recommended Alternatives
- Cabela's CLUB Card
- Bass Pro Shops CLUB Card
- REI Co-op Mastercard
Card Value Score: 65.0 / 100
Est. Annual Rewards: $150.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0
Last Updated: Mar 01, 2024 00:00