Alaska Airlines Visa Signature® credit card
Basic Information
Program ID: alaska-airlines-visa-signature-credit-card
Issuer: Bank of America
Card Type: Credit
Network: Visa
Card Tier: Signature
Data Complete: Yes
Created: 01/15/2026 17:27
Last Scraped: 01/15/2026 17:29
Fee Structure
| Annual Fee: | $75.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $75.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 2,999.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,124.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $70,000.00
Spending Requirement: $4,000.00
Time Period: 90 days
Bonus Timing: Bonus miles are typically posted to your Alaska Airlines Mileage Plan account 8-10 weeks after you meet the spending requirement.
Rewards Program
Reward Type: Alaska Airlines Mileage Plan Miles
Base Reward Rate: 1.00%
Bonus Reward Rate: 3.00%
Bonus Categories: 3x Alaska Airlines purchases
Point Value Estimate: 0.0200 cents/point
Expiration Policy: Miles do not expire as long as the Mileage Plan account is active.
Transfer Partners: American Airlines, British Airways, Cathay Pacific, Emirates, Fiji Airways, Finnair, Hainan Airlines, Iberia, Icelandair, Japan Airlines, Korean Air, LATAM, Malaysia Airlines, Qantas, Qatar Airways, Royal Air Maroc, Royal Jordanian, S7 Airlines, Singapore Airlines, SriLankan Airlines, STARLUX Airlines
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
Travel Benefits
- Travel Insurance
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
- Airport Lounge Access
- Concierge Service
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Varies (Experian, TransUnion, Equifax)
Issuer Rules
Rules: For 2026, based on current Bank of America policies, applicants are generally eligible for a sign-up bonus (e.g., X Alaska Airlines miles after spending $Y within the first Z months of account opening) if they meet creditworthiness standards (typically excellent credit, FICO 740+). Key application restrictions include Bank of America's 2/3/4 rule: applicants are generally limited to receiving approval for no more than 2 new Bank of America credit cards in a 2-month period, 3 new cards in a 12-month period, and 4 new cards in a 24-month period. Applicants must be 18 years or older and a US resident. Eligibility for a bonus may also be restricted if the applicant has received a bonus for the same product within a certain timeframe (e.g., 24 months), though this is less consistently enforced than the 2/3/4 rule.
Maximum Cards Per Issuer: 5
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, suspicious spending patterns, high cumulative credit limit across all Bank of America products, defaulting on other Bank of America accounts, excessive credit seeking (numerous applications in a short period), or violating terms of service.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.9 / 5.0
Top Positive Feedback:
Great for Alaska Airlines loyalists, the companion fare alone can justify the annual fee, and free checked bags are a big plus.
Top Negative Feedback:
Annual fee can be high if you don't fly Alaska often, rewards are primarily tied to one airline.
Approval Experience Score: 85.0 / 100
Recommended Alternatives
- Bank of America® Premium Rewards® credit card
- Chase Sapphire Preferred® Card
- Capital One Venture Rewards Credit Card
Card Value Score: 75.0 / 100
Est. Annual Rewards: $537.00
User Portfolio Metrics
Avg Portfolio Size: 3 cards
Avg Portfolio Age: 60 months
Store vs Co-brand: 70% General / 30% Alaska Airlines
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: v1.0