12
Benefits2
Reward Categories3x
Max Reward19.2%
APR FromBasic Information
PENDINGProgram ID: alaska-airlines-visa-signature-credit-card
Issuer: Bank of America
Card Name: Alaska Airlines Visa Signature® credit card
Card Type: Credit
Network: Visa
Card Tier: Signature
Approved: Pending
Data Complete: Complete
Rewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| Flights | 3x | Miles | Eligible purchases made directly with Alaska Airlines. | No Cap | |
| All Other Purchases | 1x | Miles | All other eligible purchases. | No Cap |
Rewards Summary
PENDINGReward Type: Miles
Base Rate: 1x
Bonus Rate: 3x
Categories: Eligible Alaska Airlines purchases
Quarterly Rotating: No
Expiration Policy: Your Mileage Plan miles do not expire.
Travel Portal Multiplier: 1x
Benefits & Protections (Detailed) 12 Total
PENDINGRewards 3
Alaska Airlines Purchase Miles
3 miles per $1Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases.
Select Category Purchase Miles
2 miles per $1Earn 2 miles for every $1 spent on eligible gas, EV charging station, and local transit purchases.
General Purchase Miles
1 mile per $1Earn 1 mile for every $1 spent on all other purchases.
Security 2
Free FICO Score Access
Free monthly FICO ScoreAccess to your FICO® Score updated monthly for free.
Zero Liability Fraud Protection
Zero liabilityProtection against unauthorized purchases, ensuring you're not responsible for fraudulent charges.
Travel Benefits 5
Annual Companion Fare
$99 Companion Fare annuallyReceive Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) each year after you spend $6,000 or more on purchases within the prior anniversary year.
Free Checked Bag
Free checked bag for up to 7 peopleFree checked bag for the primary cardholder and up to 6 guests on the same reservation when traveling on Alaska Airlines flights.
Priority Boarding
Priority boardingPriority boarding on Alaska Airlines flights for the primary cardholder and guests on the same reservation.
Alaska Airlines In-flight Purchase Discount
20% backReceive 20% back as a statement credit on Alaska Airlines in-flight purchases (food, beverages, and Wi-Fi).
No Foreign Transaction Fees
0% foreign transaction feeNo fees on purchases made outside the United States.
Welcome Offer 2
Bonus Miles Welcome Offer
60,000 bonus milesGet 60,000 bonus miles after you make $3,000 in purchases within the first 90 days.
Companion Fare Welcome Offer
$99 Companion FareGet Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 in purchases within the first 90 days.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING70,000
Points/MilesRequirement: Spend $4,000 in 90 days
Fee Structure
PENDING| Annual Fee: | $95.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $95.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $10 or 3% of the amount of each balance transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 19.24% - 29.24%
Balance Transfer APR: 19.24%
Cash Advance APR: 29.99%
Intro APR Offers
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: For 2026, applicants for the Alaska Airlines Visa Signature credit card are subject to Bank of America's known application velocity rules, often referred to as the '2/3/4 Rule'. This means an applicant is generally limited to receiving approval for no more than 2 new Bank of America credit cards in a 2-month period, 3 new cards in a 12-month period, and 4 new cards in a 24-month period. Eligibility for the sign-up bonus typically requires the applicant to be a new cardmember, meaning they have not had this specific card or received a bonus for it within a recent period (commonly 24 months). To earn the sign-up bonus, cardmembers must meet a specified minimum spending requirement within the initial 3 months of account opening. The card also features an annual companion fare, usually tied to paying the annual fee and sometimes meeting a spending threshold.
Max Cards Per Issuer: 4
Min Spend Interval: 3 months
Cliff Effect Rules: The primary 'cliff effect' for Bank of America is the 2/3/4 application rule, which limits the number of new credit card approvals across all Bank of America products within specified timeframes (2 in 2 months, 3 in 12 months, 4 in 24 months). This rule can prevent approval for new cards if the applicant has recently opened other BoA cards, regardless of the specific card family.
Special Events: N/A
Holiday Promos: N/A
International Friendly: Yes
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 4.0 / 5.0
Top Positive:
Excellent for frequent Alaska Airlines flyers, offering valuable benefits like a free checked bag, annual companion fare, and strong mileage earning on Alaska purchases. The sign-up bonus is also very attractive.
Top Negative:
The annual fee can be a deterrent for infrequent travelers. Redemption options are limited to Alaska Airlines and its partners, and the companion fare can sometimes be tricky to use for certain routes or dates.
Approval Experience: 85.0 / 100
Recommended Alternatives
- Bank of America Premium Rewards Credit Card
- United Explorer Card
- Chase Sapphire Preferred Card
Card Value Score: 80.0 / 100
Est. Annual Rewards: $1,000.00
Approval Probability: 85.0%
Version Control
PENDINGVersion ID: v1.0
Last Updated: Jul 01, 2024 00:00