Alside Credit Card

Synchrony Pending

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4

Benefits

0

Reward Categories

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Max Reward

30%

APR From
Basic Information
PENDING

Program ID: alside-synchrony-project-card

Issuer: Synchrony

Card Name: Alside Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 16, 2026 06:40

Last Scraped: Feb 16, 2026 06:42

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 4 Total
PENDING
Account Management 1
Online Account Access

Convenient and secure online portal for managing your Alside Project Card account, including viewing statements, making payments, and monitoring transaction history 24/7.

Cost Savings 1
No Annual Fee

The Alside Project Card does not charge an annual fee, reducing the overall cost of financing for cardholders.

Financing 2
Access to Special Financing Offers
Varies by promotional offer

Cardholders gain access to exclusive promotional financing offers for qualifying Alside purchases, which may include deferred interest or reduced APR plans, helping to manage project costs over time.

Dedicated Revolving Credit Line

A specific line of credit established for Alside purchases, providing ongoing financing capability for current and future home improvement projects without the need to reapply.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Intro APR Offers

Promo Financing: Special Financing

Promo Duration: 60 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 60 Months. Minimum monthly payments required.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
620 - 740
Good
Not specified
Application Process
Not specified
Not specified
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: The Alside Synchrony Project Card is primarily designed for financing home improvement projects specifically through Alside. Eligibility requirements typically include being at least 18 years old (19 in AL/NE), a U.S. resident with a valid Social Security Number or ITIN, and possessing a fair to excellent credit history. Applicants must also demonstrate sufficient income to manage credit obligations. The card's 'bonus rule' is centered around promotional financing offers, such as 0% APR for a specified period (e.g., 6, 12, 24, or even 60 months) on qualifying Alside purchases, often above a minimum transaction threshold. These offers are subject to specific terms and conditions, and standard APR applies if promotional terms are not met or after the promotional period expires. Card use is strictly limited to Alside purchases and services, and cannot be used elsewhere.

Max Cards Per Issuer: 7

Min Spend Interval: N/A (Promotional financing applies to qualifying purchases at the time of transaction; financing periods typically range from 6 to 60 months)

Shutdown Risk Triggers: High cumulative credit limit across all Synchrony accounts, excessive returns or unusual transaction patterns at Alside, failure to make minimum payments on this or other Synchrony accounts, suspected fraudulent activity, abuse of promotional financing offers (e.g., repeated opening/closing of accounts for new promos), significant adverse changes in credit profile.

Cliff Effect Rules: Not applicable. Synchrony store cards generally do not have 'card family' restrictions or bonus eligibility cliffs in the traditional sense, as their primary benefit is promotional financing rather than points/cashback bonuses.

Special Events: Special financing offers often coincide with major home improvement seasons (e.g., Spring/Summer renovation periods) or Alside-specific sales events, potentially offering extended 0% APR periods or deferred interest options on larger projects.

Holiday Promos: While less common for project cards, special financing promotions may occasionally align with major U.S. holidays such as Memorial Day, Labor Day, or year-end sales, encouraging larger project commitments.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.5 / 5.0

Top Positive:
Provides convenient financing options for large home improvement purchases; easy application process for store-specific needs.

Top Negative:
Limited utility outside of Alside purchases; interest rates can be high after promotional period; customer service can be inconsistent.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Lowe's Advantage Card
  • Home Depot Consumer Credit Card
  • Wells Fargo Home Projects Credit Card

Card Value Score: 60.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0