U.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank Visa Signature Pending

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Benefits

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Reward Categories

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Max Reward

20.2%

APR From
Basic Information
PENDING

Program ID: altitude-go-visa-signature-card

Issuer: U.S. Bank

Card Name: U.S. Bank Altitude® Go Visa Signature® Card

Card Type: Credit

Network: Visa

Card Tier: Signature

Approved: Pending

Data Complete: Complete

Created: Jan 07, 2026 18:24

Last Scraped: Jan 15, 2026 08:03

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: FlexPoints

Base Rate: 1x

Bonus Rate: 4x

Categories: 4x Dining, Takeout, Food Delivery; 2x Grocery Stores, Grocery Delivery, Streaming Services, Gas Stations

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: Points do not expire as long as account is open and in good standing.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Transfer Partners: None

Redemption Penalties: None

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Global Entry Credit: $0

TSA PreCheck Credit: $0

Sign-Up Bonus
PENDING

20,000

Points/Miles

Requirement: Spend $1,000 in 90 days

Timing: Bonus points will be credited to your account 6-8 weeks after you have met the spend requirement.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 0.00%
Min Interest Charge: $1.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 20.24% - 29.24%

Balance Transfer APR: 20.24%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 15 months

Intro BT APR: 0% for 15 months

Approval Criteria & Requirements
PENDING
Credit Score Requirements
700 - 850
Good
Supported
Application Process
Available
Available
TransUnion, Experian
Issuer Rules & Policies
PENDING

Rules: For 2026, the U.S. Bank Altitude Go Visa Signature Card is expected to maintain its typical welcome bonus offer, which is commonly 50,000 bonus points after spending $4,000 in eligible purchases within the first 90 days of account opening. Eligibility for this card requires applicants to have good to excellent credit (typically FICO score 700+), be at least 18 years old, and be a U.S. resident or citizen with a stable income. A critical application rule for U.S. Bank personal cards is the '2/12 Rule,' meaning applicants will generally be denied if they have opened 2 or more new personal credit card accounts with U.S. Bank in the past 12 months. This rule applies across all U.S. Bank personal credit card products. Applicants should not currently hold the Altitude Go card or have received a bonus for it in a recent period (though U.S. Bank is less strict on re-applying for the same card bonus compared to some other issuers, the 2/12 rule remains paramount for new accounts).

Max Cards Per Issuer: 4

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending (e.g., excessive gift card purchases, reselling), rapid accumulation of high cumulative credit limits across U.S. Bank products, suspicious or uncharacteristic spending patterns, abuse of return policies to meet spend, frequent opening and closing of accounts, or repeated late/bounced payments.

Cliff Effect Rules: U.S. Bank's primary 'cliff effect' is the 2/12 rule, which limits the number of *new* personal credit card accounts an individual can open with U.S. Bank to two within a 12-month period. This rule applies universally to all U.S. Bank personal credit cards, including those within the Altitude family. There are no specific 'card family' rules that prevent earning a bonus on one Altitude card if you hold another, beyond the overarching 2/12 new account limit.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 4.4 / 5.0

Top Positive:
Excellent rewards on dining, streaming, gas, and groceries (4x/2x points). No annual fee. Includes a $15 annual streaming credit. Easy point redemption at 1 cent per point.

Top Negative:
Charges foreign transaction fees, making it less ideal for international travel. U.S. Bank can be sensitive to recent credit inquiries. Points are fixed at 1 cent value, no transfer partners.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Capital One SavorOne Cash Rewards Credit Card
  • Chase Freedom Flex
  • Citi Custom Cash Card

Card Value Score: 88.0 / 100

Est. Annual Rewards: $525.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: v1.0

Last Updated: Oct 26, 2023 00:00