Program ID: amazon-prime-rewards-visa-signature-card

Issuer: Chase

Card Name: Amazon Prime Rewards Visa Signature Card

Card Type: Credit

Network: Visa

Card Tier: Signature

Approved: Pending

Data Complete: Complete

Created: Jan 07, 2026 17:56

Last Scraped: Jan 15, 2026 07:31

Apply URL: Visit

Home URL: Visit

Reward Type: Cash Back (as Points)

Base Rate: 1x

Bonus Rate: 5x

Categories: 5x Amazon.com (for Prime members), 5x Whole Foods Market (for Prime members), 2x Restaurants, 2x Gas Stations, 2x Local Transit and Commuting

Quarterly Rotating: No

Expiration Policy: Points do not expire as long as the account is open and in good standing.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Transfer Partners: None

Redemption Penalties: None

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Standard APR

Purchase APR: 21.24% - 29.24%

Balance Transfer APR: 29.24%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Rules: To be eligible for the Amazon Prime Rewards Visa Signature Card, applicants must have an active Amazon Prime membership to qualify for the higher rewards rates (5% back at Amazon.com and Whole Foods Market). Standard creditworthiness, age (18+), and residency requirements apply. The primary application rule is Chase's 5/24 rule: applicants will generally be denied if they have opened 5 or more personal credit cards from any issuer in the past 24 months. Eligibility for the sign-up bonus (e.g., Amazon gift card or cash back) typically requires that the applicant has not received a bonus for this specific card in the past 24 months and does not currently hold the card.

Max Cards Per Issuer: 5

Min Spend Interval: 3 months

Cliff Effect Rules: The primary 'cliff effect' is the Chase 5/24 rule, which applies to all Chase credit card applications, including this one. Additionally, bonus eligibility for this specific card is typically restricted if you've received a bonus for it within the last 24 months, preventing you from earning a new bonus within that timeframe.

Special Events: As a co-branded card, its value is enhanced during Amazon's major sales events such as Prime Day, Black Friday, Cyber Monday, and other seasonal promotions, where the 5% back on Amazon.com purchases becomes particularly lucrative.

Holiday Promos: The card's benefits are consistently strong during peak shopping seasons, including but not limited to, Prime Day (typically July), Black Friday (late November), Cyber Monday (late November/early December), and the entire December holiday shopping period, due to increased spending opportunities at Amazon.com and Whole Foods Market.

International Friendly: Yes

User Ratings

Average Rating: 4.2 / 5.0

Top Positive:
Excellent 5% cash back on Amazon.com and Whole Foods Market purchases for Prime members, no annual fee (beyond Prime), easy reward redemption, and valuable Visa Signature benefits.

Top Negative:
Lower reward rates (1-2%) on non-bonus categories compared to some general cash back cards, requires Amazon Prime membership for full benefits, and approval can be challenging for those without excellent credit.

Approval Experience: 85.0 / 100

Recommended Alternatives

• Chase Freedom Unlimited
• Capital One SavorOne Cash Rewards Credit Card
• Blue Cash Preferred Card from American Express

Card Value Score: 90.0 / 100

Est. Annual Rewards: $460.00

Approval Probability: 85.0%

Version ID: v1.0