0
Benefits0
Reward Categories—
Max Reward21.2%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGReward Type: Points (redeemable for Cash Back/Amazon Credit)
Base Rate: 1x
Bonus Rate: 3x
Categories: 3x Amazon.com, 3x Whole Foods Market, 2x Gas Stations, 2x Restaurants, 2x Drugstores
Quarterly Rotating: No
Cap Amount: $0.00
Expiration Policy: Points do not expire as long as your account is open and in good standing.
Point Value: 0.01¢
Travel Portal Multiplier: 1x
Transfer Partners: None
Redemption Penalties: None
Benefits & Protections (Detailed)
No Card Benefits Available
Click "Get Data" button below to fetch card benefits for this card.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Global Entry Credit: $0
TSA PreCheck Credit: $0
Sign-Up Bonus
PENDING$100
Cash BackRequirement: Spend $0 in 0 days
Timing: The $100 Amazon.com Gift Card is typically loaded into your Amazon.com account instantly upon approval of your application.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.00% |
| Min Interest Charge: | $0.50 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 29.24%
Balance Transfer APR: 0%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 6 months
Intro BT APR: 0% for 0 months
Promo Duration: 0 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Application Eligibility: Applicants must generally have good to excellent credit (typically 700+ FICO score), be 18 years or older, a US resident with a valid SSN or ITIN, and have sufficient income. The primary Chase application rule, the '5/24 Rule,' is expected to remain in effect for 2026: applicants cannot have opened 5 or more personal credit cards from any issuer in the past 24 months. Bonus Eligibility: The sign-up bonus (e.g., Amazon gift card or statement credit) is typically offered to new cardmembers who have not received a bonus for this specific card in the past. A minimum spending requirement within the first few months of account opening is usually necessary to earn the bonus.
Max Cards Per Issuer: 7
Min Spend Interval: 3 months
Cliff Effect Rules: None specific to this card family; the Amazon Rewards Visa Signature Card is generally independent of other Chase proprietary card families (e.g., Sapphire, Freedom) regarding bonus eligibility or application restrictions beyond the standard 5/24 rule.
Special Events: Refer to Amazon-specific promotions and sales events (e.g., Prime Day, Black Friday, Cyber Monday) for potential enhanced rewards or special offers tied to spending on Amazon.com.
Holiday Promos: Refer to Amazon-specific holiday promotions (e.g., Black Friday, Cyber Monday, seasonal sales) for potential enhanced rewards or special offers.
International Friendly: Yes
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 4.0 / 5.0
Top Positive:
Excellent rewards for Amazon purchases (5% for Prime, 3% for non-Prime), no annual fee, easy redemption, and a good sign-up bonus.
Top Negative:
Rewards are primarily tied to Amazon, less valuable for general spending, foreign transaction fees, and some users report lower initial credit limits.
Approval Experience: 78.0 / 100
Recommended Alternatives
- Chase Freedom Unlimited
- Citi Double Cash Card
- Capital One SavorOne Cash Rewards Credit Card
Card Value Score: 85.0 / 100
Est. Annual Rewards: $385.00
Approval Probability: 85.0%
Version Control
PENDINGVersion ID: v1.0