0
Benefits0
Reward Categories—
Max Reward30%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGReward Type: Special Financing
Base Rate: 0x
Bonus Rate: 0x
Categories: Special financing on purchases at America's Tire/Discount Tire. Typical offers include 6 months special financing on purchases of $199-$499.99 and 12 months special financing on purchases of $500 or more.
Quarterly Rotating: No
Cap Amount: $0.00
Expiration Policy: Promotional financing periods apply (e.g., 6 or 12 months deferred interest). Interest accrues from the purchase date and will be charged if the promotional balance is not paid in full by the end of the promotional period.
Point Value: 0¢
Travel Portal Multiplier: 0x
Redemption Penalties: Deferred interest is charged from the purchase date if the promotional balance is not paid in full by the end of the promotional period.
Benefits & Protections (Detailed)
No Card Benefits Available
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Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING$0
Cash BackRequirement: Spend $199 in 180 days
Timing: The primary welcome offer for the America's Tire Credit Card is special financing, not a traditional points/cash sign-up bonus. The 'No Interest if paid in full within 6 months' benefit is applied at the time of qualifying purchase and reflected on your monthly statement.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.30% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | None |
| Cash Advance: | None |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 29.99% - 29.99%
Balance Transfer APR: 0%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 0 months
Intro BT APR: 0% for 0 months
Promo Financing: Deferred Interest
Promo Duration: 24 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
No Issuer Rules Available
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User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.2 / 5.0
Top Positive:
Easy application and approval for in-store purchases, useful for financing large tire or service expenses, special promotional financing offers.
Top Negative:
High standard APR after promotional period, limited utility outside America's Tire, customer service can be challenging with Synchrony, credit limit might be low.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Discount Tire Credit Card
- Pep Boys Credit Card
- Capital One Platinum Credit Card
Card Value Score: 70.0 / 100
Est. Annual Rewards: $15.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0