Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Citibank Mastercard Platinum Select World Elite Pending
0
Benefits0
Reward Categories—
Max Reward21.2%
APR FromBasic Information
PENDINGProgram ID: att-access-card-from-citi
Issuer: Citibank
Card Name: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Card Type: Credit
Network: Mastercard
Card Tier: Platinum Select World Elite
Approved: Pending
Data Complete: Complete
Rewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGBenefits & Protections (Detailed)
No Card Benefits Available
Click "Get Data" button below to fetch card benefits for this card.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING10,000
Points/MilesRequirement: Spend $1,000 in 90 days
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each balance transfer, whichever is greater |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 29.24%
Balance Transfer APR: 21.24%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 12 months
Intro BT APR: 0% for 12 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility for the new cardmember bonus is restricted by Citibank's 24-month rule: applicants are ineligible if they have received a bonus for any AT&T Access Card (or a card within the same product family as defined by Citi) in the past 24 months, or if they have closed such an account in the past 24 months. Application velocity rules for personal credit cards include a limit of one application every 8 days and no more than two applications every 65 days. Applicants must be at least 18 years old (21 in Puerto Rico) and possess a valid SSN or ITIN, meeting Citibank's creditworthiness standards.
Max Cards Per Issuer: 5
Min Spend Interval: 3 months
Cliff Effect Rules: The primary cliff effect rule is Citibank's 24-month bonus eligibility rule. This rule dictates that a new cardmember bonus is unavailable if the applicant has received a bonus for the AT&T Access Card (or a card within its defined product family) or closed such an account within the preceding 24 months. This means strategizing applications to ensure the 24-month window has passed since the last bonus or account closure within the relevant card family.
International Friendly: Yes
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.7 / 5.0
Top Positive:
Good rewards on online purchases and travel, no annual fee, reliable Citi customer service.
Top Negative:
Rewards structure is outdated, foreign transaction fees, points redemption can be complex, card is no longer available for new applications.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Citi Double Cash Card
- Citi Custom Cash Card
- Chase Freedom Unlimited
Card Value Score: 60.0 / 100
Est. Annual Rewards: $200.00
Approval Probability: 85.0%
Version Control
PENDINGVersion ID: v1.0