Bass Pro Shops® CLUB Mastercard®
Basic Information
Program ID: bass-pro-shops
Issuer: Capital One
Card Type: Credit
Network: Mastercard
Card Tier: Standard
Data Complete: Yes
Created: 01/07/2026 11:57
Last Scraped: 01/15/2026 06:52
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $10 or 3% of the amount of each transfer, whichever is greater (minimum $10). |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater (minimum $10). |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,224.00% - 3,024.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 3,024.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $100.00
Spending Requirement: $500.00
Time Period: 90 days
Bonus Timing: Typically within 8-12 weeks after requirement is met, but often within 48-72 hours.
Rewards Program
Reward Type: CLUB Points
Base Reward Rate: 1.00%
Bonus Reward Rate: 3.00%
Bonus Categories: 3x Bass Pro Shops & Cabela's, 2x Gas & Dining
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Points do not expire as long as account is active
Card Benefits
Protection Benefits
Travel Benefits
Premium Benefits
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, Equifax
Issuer Rules
Rules: New cardholders are eligible for a one-time bonus of $50 in Bass Pro Shops/Cabela's Club Points (or statement credit equivalent) after spending $500 on purchases within the first 3 months of account opening. This bonus is typically available to applicants who have not received a bonus for this specific card product in the past 24 months. Capital One generally limits new card approvals to one every six months. Applicants are also subject to an internal limit on the total number of Capital One credit cards held (typically 5). Eligibility requires being 18 years or older, a U.S. resident with a valid SSN or ITIN, and meeting Capital One's creditworthiness criteria (often fair to good credit for store cards). Capital One pulls credit reports from all three major bureaus (Experian, Equifax, TransUnion).
Maximum Cards Per Issuer: 5
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, excessive credit limit utilization across Capital One accounts, rapid application for multiple Capital One cards, sudden and unusual spending patterns, defaulting on payments, abuse of return policies for rewards, or suspected fraudulent activity.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.8 / 5.0
Top Positive Feedback:
Loyalty rewards for Bass Pro Shops and Cabela's purchases, no annual fee, easy to earn points for outdoor enthusiasts.
Top Negative Feedback:
Lower rewards rate on general purchases, limited redemption options primarily for store credit, potential for high APR if not paid in full.
Approval Experience Score: 80.0 / 100
Recommended Alternatives
- Capital One SavorOne Cash Rewards Credit Card
- Capital One Quicksilver Cash Rewards Credit Card
- Cabela's Club Visa Card
Card Value Score: 70.0 / 100
Est. Annual Rewards: $200.00
User Portfolio Metrics
Avg Portfolio Size: 4 cards
Avg Portfolio Age: 84 months
Store vs Co-brand: 65% General / 35% Store
Risk Assessment
Default Risk Group: Medium
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: v1.0