13
Benefits2
Reward Categories2x
Max Reward21.2%
APR FromBasic Information
PENDINGRewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| Bass Pro Shops and Cabela's | 2x | Points | Purchases made at Bass Pro Shops and Cabela's retail stores, online, and through their catalogs. | No Cap | |
| All Other Purchases | 1x | Points | All eligible purchases outside of Bass Pro Shops and Cabela's. | No Cap |
Rewards Summary
PENDINGReward Type: Club Points
Base Rate: 1x
Bonus Rate: 2x
Categories: 2x at Bass Pro Shops and Cabela's
Quarterly Rotating: No
Expiration Policy: Points do not expire as long as your account is open and in good standing.
Point Value: 0.01¢
Travel Portal Multiplier: 1x
Benefits & Protections (Detailed) 13 Total
PENDINGFinancial 4
No Annual Fee
$0The credit card does not charge an annual fee for card membership.
CreditWise® Credit Monitoring
Free accessFree access to TransUnion® credit report and alerts to monitor credit health.
Flexible Payment Due Date
Ability to choose a monthly payment due date that best suits the cardholder's schedule.
Autopay Enrollment
Option to set up automatic payments for the credit card bill.
Lifestyle 2
Eno® Virtual Assistant
Access Eno, Capital One's virtual assistant, for account management, spending tracking, and other financial assistance.
Capital One Mobile App Access
Manage your credit card account 24/7 through the Capital One mobile application.
Security 2
$0 Fraud Liability
$0 liabilityCardholders are not held responsible for unauthorized charges made on their card.
Security Alerts
Receive alerts via text, email, or phone if Capital One detects suspicious activity on the account.
Shopping 5
Accelerated Rewards at Bass Pro Shops & Cabela's
2 points per $1Earn 2 points for every $1 spent on purchases made at Bass Pro Shops and Cabela's.
Standard Rewards on All Other Purchases
1 point per $1Earn 1 point for every $1 spent on all other purchases outside of Bass Pro Shops and Cabela's.
Points Redemption for Gear
Redeem earned points for gear and merchandise at Bass Pro Shops and Cabela's locations.
Unlimited Points Earning
UnlimitedThere is no cap or limit on the total number of points a cardholder can earn.
Non-Expiring Points
Non-expiringEarned points do not expire for the life of the account.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Min Interest Charge: | $1.00 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $10 or 3% of the amount of each balance transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 31.24%
Balance Transfer APR: 21.24%
Cash Advance APR: 31.24%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 18 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: New cardholders for the Bass Pro Shops Capital One card in 2026 can expect a sign-up bonus, typically a statement credit or bonus points (e.g., $50-$100 statement credit or 5,000-10,000 points) after meeting a specified spending threshold (e.g., $500) within the first 3 months of account opening. Eligibility requirements include being 18 years or older, a U.S. resident, and possessing a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). Capital One generally restricts new credit card approvals to one every six months per applicant. Approval is also sensitive to the number of recent credit inquiries and new accounts opened across all issuers. While not as strict as premium cards, Capital One may decline applicants who already hold a high number of existing Capital One credit cards (unofficially around 5) or have a high cumulative credit limit with the issuer.
Max Cards Per Issuer: 5
Min Spend Interval: 3 months
Cliff Effect Rules: Capital One enforces an unofficial 'one card every six months' rule for new applications. Additionally, there is an unofficial limit of approximately 5 Capital One credit cards per individual. Exceeding these limits will likely result in automatic denial for new applications, regardless of credit score. The 'once per lifetime' bonus restriction seen on premium cards like Venture X does not typically apply to co-branded store cards like Bass Pro Shops, but eligibility for *any* Capital One card is subject to the aforementioned application frequency and card count limits.
Special Events: Seasonal sales events (e.g., Spring Fishing Classic, Fall Hunting Classic, Go Outdoors Event), member-exclusive events, special financing offers on large Bass Pro Shops/Cabela's purchases, and bonus point promotions on specific product categories.
Holiday Promos: Black Friday, Cyber Monday, Christmas/Holiday Season (November-December), Memorial Day, Independence Day, Labor Day, Father's Day, and other major U.S. holidays often associated with outdoor activities.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.8 / 5.0
Top Positive:
Users appreciate the rewards earned at Bass Pro Shops and Cabela's, making it valuable for frequent shoppers of outdoor gear. The card offers a straightforward way to save on purchases within the brand ecosystem.
Top Negative:
Some users find the general spending rewards to be low compared to other cards, and point redemption is primarily limited to Bass Pro Shops and Cabela's, reducing flexibility. High APR for some cardholders is also a concern.
Approval Experience: 80.0 / 100
Recommended Alternatives
- Capital One SavorOne Cash Rewards Credit Card
- Capital One Quicksilver Cash Rewards Credit Card
- Capital One Walmart Rewards Card
Card Value Score: 68.0 / 100
Est. Annual Rewards: $150.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0