10
Benefits0
Reward Categories—
Max Reward21.2%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGReward Type: Points
Base Rate: 1x
Bonus Rate: 5x
Categories: 5x at Bass Pro Shops and Cabela's (including restaurants and resorts); 2x on gas and restaurant purchases (outside Bass Pro Shops/Cabela's)
Quarterly Rotating: No
Expiration Policy: Club Points expire 12 months after the date they are earned if there is no qualifying purchase activity on your account during that 12-month period. Club Points will also expire upon account closure.
Point Value: 0.01¢
Travel Portal Multiplier: 1x
Redemption Penalties: Club Rewards are only redeemable for purchases at Bass Pro Shops and Cabela's stores, online, and at their restaurants and resorts.
Benefits & Protections (Detailed) 10 Total
PENDINGFinancial 2
No Annual Fee
No annual feeThe credit card does not charge an annual fee for card membership.
Special Financing Offers
Special financingEligible cardmembers may receive special financing offers on qualifying purchases made at Bass Pro Shops and Cabela's.
Lifestyle 1
Exclusive Cardmember Offers & Events
Access to exclusive offersAccess to special, exclusive offers and events available only to Bass Pro Shops Cabela's Club Cardmembers.
Security 3
Mastercard Zero Liability Protection
Full protection against unauthorized useProtects cardholders from financial responsibility for unauthorized transactions made with their card.
Mastercard ID Theft Protection™
Identity theft monitoring and resolutionProvides services to help detect and resolve identity theft, including monitoring for suspicious activity and resolution assistance.
Mastercard Global Service™
24/7 emergency assistanceProvides 24/7 emergency assistance for card-related issues, including lost/stolen card reporting, emergency card replacement, and emergency cash advance.
Shopping 4
Club Points Earning - Bass Pro Shops & Cabela's
2% back in Club PointsEarn 2% back in Club Points on all eligible purchases made at Bass Pro Shops and Cabela's stores or online.
Club Points Earning - Everywhere Else
1% back in Club PointsEarn 1% back in Club Points on all eligible purchases made outside of Bass Pro Shops and Cabela's, wherever Mastercard is accepted.
Club Points Redemption
Redeemable for merchandiseRedeem earned Club Points for free gear and merchandise at Bass Pro Shops and Cabela's.
Instant Savings on Merchandise & Services
Instant savingsCardmembers receive instant savings on select merchandise and services at Bass Pro Shops and Cabela's, as part of their Club membership.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 31.24%
Cash Advance APR: 31.99%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 6 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility for the Bass Pro Shops Cabela's Club Card (Mastercard) requires applicants to be at least 18 years of age (19 in Alabama and Nebraska), a U.S. resident, possess a valid Social Security Number or ITIN, and meet Synchrony's creditworthiness criteria, which typically ranges from fair to good credit. Applicants should not have a history of default or severe negative standing with Synchrony Bank. Bonus rules for new accounts generally involve a percentage discount on the first purchase (e.g., 10-15% off) or a small points bonus upon account opening, rather than a traditional spend-based bonus over several months.
Max Cards Per Issuer: 7
Min Spend Interval: Not applicable for a traditional spend-based bonus; initial discounts are typically applied to the first purchase or within a short period after account opening.
Cliff Effect Rules: Not applicable; Synchrony store cards and co-branded cards generally operate independently without complex card family restrictions or 'once per lifetime' rules that limit eligibility based on prior card ownership within the same issuer's portfolio.
Special Events: Seasonal sales (e.g., Spring Fishing Classic, Fall Hunting Classic), member-exclusive events, bonus points days, special financing offers on large purchases, anniversary promotions, and exclusive discounts on specific product categories.
Holiday Promos: Black Friday/Cyber Monday, Christmas/Holiday Season, Memorial Day, Independence Day, Labor Day, Father's Day, Mother's Day, Back-to-School, and other major retail holidays.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.2 / 5.0
Top Positive:
Excellent rewards for frequent Bass Pro Shops and Cabela's shoppers, no annual fee, easy application process, exclusive member benefits and financing options.
Top Negative:
High APR, rewards are limited to Bass Pro Shops and Cabela's purchases, customer service issues reported with Synchrony Bank, limited value for non-store spending.
Approval Experience: 75.0 / 100
Recommended Alternatives
- L.L.Bean Mastercard (Barclays)
- REI Co-op Mastercard (US Bank)
- Chase Freedom Unlimited
Card Value Score: 65.0 / 100
Est. Annual Rewards: $125.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0