Bass Pro Shops Cabela's Club Visa Card

Synchrony Visa Pending

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6

Benefits

3

Reward Categories

2x

Max Reward

—

APR From
Basic Information
PENDING

Program ID: bass-pro-shops-cabelas-club-visa-card

Issuer: Synchrony

Card Name: Bass Pro Shops Cabela's Club Visa Card

Card Type: Credit

Network: Visa

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 16, 2026 16:28

Last Scraped: Feb 16, 2026 16:30

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 3 Categories
PENDING
Category Rate Type Description Annual Cap Status
Bass Pro Shops & Cabela's 2x Points Purchases made at Bass Pro Shops and Cabela's stores, basspro.com, cabelas.com, and through Bass Pro Shops and Cabela's catalogs. No Cap
Restaurants & Gas Stations 2x Points Purchases made at participating restaurants and gas stations, identified by specific merchant category codes. No Cap
All Other Purchases 1x Points Purchases made everywhere else Visa is accepted, excluding Bass Pro Shops, Cabela's, participating restaurants, and gas stations. No Cap
Rewards Summary
PENDING

Reward Type: Points

Base Rate: 1x

Bonus Rate: 2x

Categories: 2x at Bass Pro Shops and Cabela's

Quarterly Rotating: No

Expiration Policy: Club Points expire 24 months after the date they are earned.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Benefits & Protections (Detailed) 6 Total
PENDING
Financial 2
No Annual Fee
No annual fee

The credit card has no annual fee.

Special Financing Offers
Varies by offer

Access to special financing offers on qualifying purchases made with the card. Terms and conditions apply to specific offers.

Lifestyle 1
Exclusive Cardholder Events and Offers
Access to exclusive events and offers

Receive access to exclusive events and special offers available only to cardholders.

Shopping 3
Club Points Earning Rate (Bass Pro Shops & Cabela's)
2% back in Club Points

Earn 2% back in Club Points on eligible purchases made at Bass Pro Shops and Cabela's locations or online.

Club Points Earning Rate (All Other Purchases)
1% back in Club Points

Earn 1% back in Club Points on all other eligible purchases made outside of Bass Pro Shops and Cabela's.

Club Points Redemption
Redeemable at Bass Pro Shops & Cabela's

Redeem earned Club Points for purchases at Bass Pro Shops and Cabela's locations or online.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $10 or 5% of the amount of each transfer, whichever is greater
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR
Intro APR Offers
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 739
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: To be eligible for the Bass Pro Shops Cabela's Club Visa Card in 2026, applicants must be at least 18 years old (19 in AL/NE), a U.S. resident, possess a valid Social Security Number or ITIN, and meet Synchrony's creditworthiness criteria. Applicants with recent bankruptcies, excessive existing Synchrony credit exposure, or a history of payment defaults may be denied. New cardholders typically receive a sign-up bonus (e.g., $50-$100 in Bass Pro Shops/Cabela's Club Points) after making a qualifying purchase or spending a specified amount within the first 90 days of account opening. Specific bonus offers are subject to change annually.

Max Cards Per Issuer: 5

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, excessive credit seeking (multiple Synchrony applications in a short period), high cumulative credit limit across all Synchrony accounts, missed payments, unusual spending patterns inconsistent with typical retail purchases, and violation of cardholder agreement terms.

Cliff Effect Rules: Synchrony evaluates overall credit exposure across all Synchrony-issued credit cards. While there isn't a strict 'card family' rule like some other issuers, accumulating too many Synchrony accounts or a very high total credit limit can lead to denials for new applications or credit limit reductions on existing accounts, regardless of the specific card brand.

Special Events: Exclusive member-only sales events, bonus points days (e.g., 2x or 3x points on specific categories or dates), early access to promotions, and special financing offers during peak retail seasons.

Holiday Promos: Black Friday/Cyber Monday (late November), Christmas/Holiday Season (December), Memorial Day (May), Labor Day (September), Father's Day (June), and seasonal sales aligned with hunting, fishing, and outdoor recreation seasons.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.8 / 5.0

Top Positive:
Excellent rewards for frequent Bass Pro Shops/Cabela's shoppers, easy application process, good for building credit, useful for outdoor enthusiasts.

Top Negative:
High interest rates, poor customer service from Synchrony, rewards are limited to store purchases, not ideal for general spending, limited redemption options.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Capital One SavorOne Cash Rewards Credit Card
  • Chase Freedom Flex
  • REI Co-op Mastercard

Card Value Score: 65.0 / 100

Est. Annual Rewards: $140.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0