Bass Pro Shops® Cabela's Club® Mastercard®

Synchrony Mastercard World Mastercard Pending

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3

Benefits

2

Reward Categories

2x

Max Reward

20.2%

APR From
Basic Information
PENDING

Program ID: bass-pro-shops-cabelas-club-world-mastercard

Issuer: Synchrony

Card Name: Bass Pro Shops® Cabela's Club® Mastercard®

Card Type: Credit

Network: Mastercard

Card Tier: World Mastercard

Approved: Pending

Data Complete: Complete

Created: Feb 16, 2026 16:31

Last Scraped: Feb 16, 2026 16:33

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 2 Categories
PENDING
Category Rate Type Description Annual Cap Status
Bass Pro Shops & Cabela's Purchases 2x Points Purchases made at Bass Pro Shops and Cabela's stores or online. No Cap
All Other Purchases 1x Points Purchases made everywhere else Mastercard is accepted. No Cap
Rewards Summary
PENDING

Reward Type: Club Points

Base Rate: 1x

Bonus Rate: 2x

Categories: 2x at Bass Pro Shops and Cabela's

Quarterly Rotating: No

Expiration Policy: Club Points do not expire as long as your account is open and in good standing.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Redemption Penalties: Points are redeemable only for purchases at Bass Pro Shops and Cabela's.

Benefits & Protections (Detailed) 3 Total
PENDING
Financing 1
Special Financing Offers
Varies by offer

Access to special financing offers on qualifying purchases at Bass Pro Shops and Cabela's. Specific terms and conditions, including promotional periods and interest rates, apply and are disclosed at the time of offer.

Rewards 2
Club Points Earning Rate - Bass Pro Shops & Cabela's
2% in Club Points

Earn 2% in Club Points on eligible purchases made at Bass Pro Shops and Cabela's stores, websites, and catalogs.

Club Points Earning Rate - Other Purchases
1% in Club Points

Earn 1% in Club Points on all other eligible purchases made outside of Bass Pro Shops and Cabela's.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $10 or 5% of the amount of each balance transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 20.24% - 30.24%

Cash Advance APR: 31.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months or if you make a late payment.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 850
Good
Supported
Application Process
Available
Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Eligibility requirements for the Bass Pro Shops Cabela's Club World Mastercard in 2026 include being 18+ years old, having a valid SSN/ITIN, being a US resident, and possessing a good to excellent credit history. Synchrony is known to be sensitive to recent credit inquiries and overall credit utilization across all credit lines. The bonus rule typically involves a points-based sign-up bonus for new cardholders, often contingent on meeting an initial spend threshold at Bass Pro Shops or Cabela's within the first 3 months of account opening. Ongoing rewards are primarily earned through purchases at Bass Pro Shops/Cabela's, with lower earning rates on other eligible categories.

Max Cards Per Issuer: 4

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending (MS), rapid accumulation of multiple Synchrony credit cards, high cumulative credit limit across all Synchrony accounts, excessive returns impacting earned rewards, defaulting on other Synchrony accounts, or suspicious spending patterns inconsistent with typical consumer behavior for a retail card.

Cliff Effect Rules: No explicit 'cliff effect' rules similar to major bank issuers (e.g., Chase 5/24). However, eligibility for the Bass Pro Shops Cabela's Club World Mastercard may be influenced by prior or current ownership of other Bass Pro Shops/Cabela's branded credit products (if different tiers exist), potentially impacting eligibility for a sign-up bonus on a different tier.

Special Events: Exclusive cardholder-only discounts and promotions, bonus points earning events on specific product categories or during certain periods, early access to sales and new product launches, and special financing offers on large purchases at Bass Pro Shops and Cabela's.

Holiday Promos: Major retail holidays such as Black Friday, Cyber Monday, and the Christmas/Holiday Season. Additionally, seasonal sales events like the Spring Fishing Classic, Fall Hunting Classic, Memorial Day, Labor Day, and specific Bass Pro Shops/Cabela's anniversary or themed events.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.8 / 5.0

Top Positive:
Excellent rewards and benefits for purchases at Bass Pro Shops and Cabela's, easy approval process, and good for outdoor enthusiasts. Users appreciate the ability to earn points quickly on their favorite outdoor gear.

Top Negative:
High Annual Percentage Rate (APR), rewards are primarily limited to Bass Pro Shops/Cabela's, making it less valuable for general spending, and some users report issues with customer service or reward redemption. Points may also expire.

Approval Experience: 80.0 / 100

Recommended Alternatives
  • REI Co-op Mastercard
  • Capital One SavorOne Cash Rewards Credit Card
  • Chase Freedom Flex

Card Value Score: 75.0 / 100

Est. Annual Rewards: $150.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: 01/24