3
Benefits0
Reward Categories—
Max Reward—
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
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Rewards Summary
PENDINGBenefits & Protections (Detailed) 3 Total
PENDINGFinancial 1
No Annual Fee
The Bassett Furniture Credit Card does not charge an annual fee for card membership.
Lifestyle 1
Online Account Management
Cardholders have access to online tools to manage their account 24/7, including viewing statements, making payments, and updating personal information.
Shopping 1
Special Financing Offer
0% APR for 12 months on purchases $999+Cardholders can receive special financing, typically 0% APR for a specified period (e.g., 12 months) on qualifying purchases above a certain threshold (e.g., $999 or more). Interest will be charged to the account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments are required.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
Interest Rates & APR
PENDINGStandard APR
Intro APR Offers
Promo Financing: Special Financing
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility for the Basset Furniture Credit Card (issued by Synchrony) in 2026 requires applicants to be at least 18 years old (19 in AL/NE), a U.S. resident, possess a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and meet Synchrony's creditworthiness criteria, typically requiring fair to good credit. The primary benefit is special promotional financing offers (e.g., 0% APR for X months) on qualifying Basset Furniture purchases. These offers are subject to specific minimum purchase amounts and promotional periods. Deferred interest is a common feature, meaning if the promotional balance is not paid in full by the end of the promotional period, interest will be charged from the original purchase date.
Max Cards Per Issuer: 5
Min Spend Interval: Not applicable for traditional bonus spend. Promotional financing terms apply to specific purchases made during designated periods.
Cliff Effect Rules: Not applicable in the traditional sense of card families. The primary 'cliff effect' is the loss of deferred interest promotional financing if the balance is not paid in full by the promotional period end date, resulting in all accrued interest being charged retroactively from the purchase date.
Special Events: Seasonal sales (e.g., Spring, Summer, Fall, Winter collections), anniversary sales, clearance events, new product launches, and specific in-store or online promotions tied to Basset Furniture's marketing calendar.
Holiday Promos: Major U.S. holidays and retail seasons including Memorial Day, Fourth of July, Labor Day, Black Friday/Cyber Monday, Christmas/New Year's, and President's Day.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 2.8 / 5.0
Top Positive:
Excellent promotional financing offers (0% APR) for large furniture purchases. Easy approval process for in-store purchases. Helped finance necessary home improvements.
Top Negative:
High deferred interest if balance not paid in full by promotion end. Limited use outside of Bassett Furniture. Customer service issues with Synchrony Bank. High standard APR after promotional period.
Approval Experience: 80.0 / 100
Recommended Alternatives
- Chase Freedom Unlimited
- Citi Double Cash Card
- Capital One Quicksilver Cash Rewards Credit Card
Card Value Score: 45.0 / 100
Est. Annual Rewards: $25.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0