Bassett Furniture credit card

Program ID: bassett-furniture-credit-card

Issuer: Synchrony

Card Name: Bassett Furniture credit card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 18:16

Last Scraped: Feb 05, 2026 13:14

Apply URL: Visit

Home URL: Visit

Reward Type: Promotional Financing

Base Rate: 0x

Bonus Rate: 0x

Categories: Special financing offers on Bassett Furniture purchases. No traditional points or cashback rewards on general spend or specific categories.

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: N/A - Benefits are primarily promotional financing, not expiring points/rewards. Deferred interest terms apply to financing offers.

Point Value: 0¢

Travel Portal Multiplier: 0x

Transfer Partners: N/A

Redemption Penalties: N/A - No traditional redemption program. Penalties may apply for late payments or failure to pay off promotional balances within the specified term (deferred interest).

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Standard APR

Purchase APR: 29.99% - 29.99%

Balance Transfer APR: 0%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Promo Financing: No Interest if Paid in Full

Promo Duration: 12 months

Rules: Eligibility: Applicants must be 18 years of age or older (19 in AL/NE), a U.S. resident, and possess a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). Approval is subject to Synchrony Bank's creditworthiness criteria, typically requiring fair to good credit. The primary benefit is promotional financing offers (e.g., 0% APR for a specified period) on qualifying purchases made at Bassett Furniture stores or online. Specific terms, including minimum purchase amounts and promotional durations, vary by offer. Deferred interest is common, meaning if the promotional balance is not paid in full by the end of the period, interest will be charged from the original purchase date. Standard APR applies after the promotional period. Application is available in-store or online.

Max Cards Per Issuer: 6

Min Spend Interval: N/A - Promotional financing applies to specific purchases at the point of sale, not a cumulative spend for a bonus.

Cliff Effect Rules: Not applicable for store-specific credit cards; each Bassett Furniture credit card application and account is generally evaluated independently by Synchrony Bank. There are no known 'card family' or 'lifetime' restrictions similar to general-purpose credit cards.

Special Events: Seasonal sales events (e.g., Spring, Summer, Fall collections), anniversary sales, new product launch promotions, and exclusive cardholder-only financing offers.

Holiday Promos: Black Friday/Cyber Monday, Memorial Day, Labor Day, 4th of July, President's Day, Year-end/New Year sales, Mother's Day, and Father's Day.

International Friendly: No

User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Easy approval process for furniture purchases; offers valuable special financing promotions (e.g., 0% APR); convenient for managing large furniture expenses.

Top Negative:
High interest rates after promotional period; deferred interest can be costly if not paid in full; limited utility outside Bassett Furniture; mixed experiences with Synchrony customer service.

Approval Experience: 75.0 / 100

Recommended Alternatives

• Chase Freedom Flex
• Discover it Cash Back
• Capital One Quicksilver

Card Value Score: 60.0 / 100

Est. Annual Rewards: $25.00

Approval Probability: 80.0%

Version ID: v1.0