3
Benefits0
Reward Categories—
Max Reward32%
APR FromBasic Information
PENDINGProgram ID: ben-bridge-jeweler-credit-card
Issuer: Synchrony
Card Name: Ben Bridge Jeweler Credit Card
Card Type: Credit
Network:
Card Tier:
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
Synchrony Bank provides Servicemembers Civil Relief Act (SCRA) benefits, including an interest rate reduction to 6% on eligible credit card accounts opened prior to active duty. This applies to Servicemembers and their families.
Rewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGQuarterly Rotating: No
Benefits & Protections (Detailed) 3 Total
PENDINGShopping 3
Special Financing - 12 Months 0% APR
0% APR for 12 months on purchases of $1,000+Enjoy 0% APR for 12 months on qualifying purchases of $1,000 or more made with the Ben Bridge Jeweler Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Subject to credit approval and minimum monthly payments.
Special Financing - 24 Months 0% APR
0% APR for 24 months on purchases of $2,500+Enjoy 0% APR for 24 months on qualifying purchases of $2,500 or more made with the Ben Bridge Jeweler Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Subject to credit approval and minimum monthly payments.
Special Financing - 36 Months 0% APR
0% APR for 36 months on purchases of $5,000+Enjoy 0% APR for 36 months on qualifying purchases of $5,000 or more made with the Ben Bridge Jeweler Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Subject to credit approval and minimum monthly payments.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 31.99% - 31.99%
Cash Advance APR: 32.99%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 24 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: For 2026, the Ben Bridge Jeweler Credit Card, issued by Synchrony, is expected to maintain its core application and bonus rules. Eligibility typically requires applicants to be a U.S. resident, at least 18 years of age, possess a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and have a credit profile that meets Synchrony's underwriting standards (which can be more flexible than prime cards but still requires a reasonable credit history). Bonus rules are primarily focused on special financing offers, such as 0% introductory APR for a specified period on qualifying purchases, often with deferred interest if the balance is not paid in full by the promotional end date. There may also be occasional small sign-up incentives, like a percentage off the first purchase or a fixed dollar discount, usually applied immediately or within the first 30-90 days of account opening.
Max Cards Per Issuer: 7
Min Spend Interval: Typically 30-90 days for any introductory purchase offers; special financing terms apply immediately upon qualifying purchase.
Cliff Effect Rules: Not applicable; the Ben Bridge Jeweler Credit Card is a standalone store-specific product. There are no known 'card family' rules or upgrade/downgrade paths that trigger specific 'cliff effects' related to bonus eligibility or account status within a broader program.
Special Events: Promotional financing offers and exclusive cardholder discounts are frequently tied to major jewelry-buying occasions such as Valentine's Day, Mother's Day, graduation season, wedding season, and Ben Bridge's specific anniversary sales or exclusive trunk shows.
Holiday Promos: Extended special financing and promotional offers are a common feature during peak shopping seasons, including Black Friday, Cyber Monday, and the entire December holiday period (e.g., Christmas, Hanukkah).
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.0 / 5.0
Top Positive:
Easy approval process, especially for building credit. Helpful for making large purchases with promotional financing offers. Good for special financing on jewelry.
Top Negative:
Very high interest rates if promotional period is missed. Limited use outside of Ben Bridge stores. Customer service can be difficult to deal with. Deferred interest can be tricky.
Approval Experience: 80.0 / 100
Recommended Alternatives
- Chase Freedom Unlimited
- Citi Double Cash Card
- Discover it Cash Back
Card Value Score: 40.0 / 100
Est. Annual Rewards: $0.00
Approval Probability: 85.0%
Version Control
PENDINGVersion ID: 10/01/2023