Breeze Easy Visa Signature® Card
Basic Information
Program ID: breeze-easy-visa-signature-card
Issuer: Barclays
Card Type: Credit
Network: Visa
Card Tier: Signature
Data Complete: Yes
Created: 01/15/2026 17:07
Last Scraped: 01/15/2026 17:08
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | Yes |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,924.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Rewards Program
Reward Type: Points
Base Reward Rate: 1.00%
Bonus Reward Rate: 5.00%
Bonus Categories: 5x on travel booked through the Barclays Travel Portal; 3x on general travel (flights, hotels, car rentals directly with providers); 3x on dining; 1x on all other purchases
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Points do not expire as long as the account is open and in good standing
Transfer Partners: British Airways Executive Club, Iberia Plus, Air France/KLM Flying Blue, Wyndham Rewards
Card Benefits
Protection Benefits
Travel Benefits
- No Foreign Transaction Fees
Premium Benefits
- Concierge Service
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, Equifax
Issuer Rules
Rules: Eligibility for the breeze-easy-visa-signature-card in 2026 is subject to Barclays' standard application criteria, including a strong credit history and sufficient income. A key application rule is the '6/24 Rule,' meaning applicants cannot have opened more than 6 new credit card accounts across all issuers in the past 24 months to be approved for this card. Additionally, Barclays assesses overall credit exposure and recent credit inquiries. The typical sign-up bonus requires meeting a specified spending threshold within the initial months of account opening.
Maximum Cards Per Issuer: 3
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending (MS), high cumulative credit limit across Barclays accounts, rapid application for multiple credit products, abuse of sign-up bonuses (churning), extended periods of card inactivity, suspicious spending patterns (e.g., large purchases followed by immediate payments, especially if not typical for the user's profile).
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.5 / 5.0
Top Positive Feedback:
Straightforward rewards, easy to manage, good Visa Signature benefits for everyday use.
Top Negative Feedback:
Average rewards rate compared to specialized cards, limited premium perks, customer service can be inconsistent.
Approval Experience Score: 72.0 / 100
Recommended Alternatives
- Chase Freedom Unlimited
- Citi Double Cash Card
- Discover it Cash Back
Card Value Score: 68.0 / 100
Est. Annual Rewards: $225.00
User Portfolio Metrics
Avg Portfolio Size: 3 cards
Avg Portfolio Age: 54 months
Store vs Co-brand: 100% General / 0% Store
Risk Assessment
Default Risk Group: Medium
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: v1.0