Breeze Easy Visa Signature® Card

Barclays Visa Signature Pending

Back Apply Now

22

Benefits

2

Reward Categories

2x

Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: breeze-easy-visa-signature-card

Issuer: Barclays

Card Name: Breeze Easy Visa Signature® Card

Card Type: Credit

Network: Visa

Card Tier: Signature

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 17:07

Last Scraped: Jan 24, 2026 08:42

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 2 Categories
PENDING
Category Rate Type Description Annual Cap Status
Travel & Dining 2x Points Eligible travel and dining purchases No Cap
All Other Purchases 1x Points All other purchases No Cap
Rewards Summary
PENDING

Reward Type: Points

Base Rate: 1x

Bonus Rate: 5x

Categories: 5x Breeze Airlines Flights, 3x Other Travel, 2x Dining

Quarterly Rotating: No

Cap Amount: $50,000.00

Expiration Policy: Points do not expire as long as account is active and in good standing.

Point Value: 0.02¢

Travel Portal Multiplier: 1x

Transfer Partners: Breeze Airlines, British Airways Executive Club, Iberia Plus

Redemption Penalties: None for standard travel redemptions. Fees may apply for expedited award tickets or changes.

Benefits & Protections (Detailed) 22 Total
PENDING
Account Management 3
Online Banking
24/7 access

Manage your account 24/7 from your computer or mobile device.

Paperless Statements
N/A

Go green and view your statements online.

Account Alerts
N/A

Stay informed with email or text alerts about your account activity.

Credit Management 1
Free Online Access to FICO® Score
Free

Get free online access to your FICO® Score. See your FICO® Score and key factors that impact it.

Fees 1
No Annual Fee
$0

Enjoy the convenience of a credit card without paying an annual fee.

Interest & APR 1
0% Intro APR on Purchases and Balance Transfers
0% for 15 months

Enjoy a 0% introductory APR for 15 months on purchases and balance transfers. After that, a variable APR will apply.

Lifestyle 3
Concierge Services
N/A

Get personalized assistance with travel, dining, and entertainment.

Visa Signature Fine Wine & Food
N/A

Exclusive access to culinary experiences and discounts.

Visa Signature Entertainment
N/A

Special access and discounts on entertainment events.

Payment Convenience 1
Digital Wallets
N/A

Use your Breeze Easy Visa Signature Card with Apple Pay®, Google Pay™ and Samsung Pay.

Purchase Protection 2
Purchase Security
90 days protection

Protects eligible purchases against theft or damage for 90 days from the date of purchase.

Extended Warranty Protection
N/A

Extends the manufacturer's warranty on eligible purchases.

Roadside Assistance 1
Roadside Dispatch®
Pay-per-use

A pay-per-use roadside assistance program.

Security 5
Fraud Liability Protection
$0 fraud liability

You're protected from unauthorized charges with $0 fraud liability.

Lost/Stolen Card Reporting
N/A

Get help reporting your card and arranging for a replacement.

Emergency Card Replacement
N/A

Get an emergency card replacement if your card is lost or stolen.

Emergency Cash Disbursement
N/A

Get emergency cash if your card is lost or stolen.

Zero Liability
$0 liability

You won't be held responsible for unauthorized transactions.

Shopping Benefits 1
Visa Signature Shopping
N/A

Exclusive offers and discounts at participating retailers.

Travel Assistance 1
Travel & Emergency Assistance Services
N/A

Connects you with the help you need when you're away from home.

Travel Benefits 2
Visa Signature Luxury Hotel Collection
N/A

Enjoy premium benefits at a collection of prestigious hotels worldwide.

Visa Signature Car Rental Privileges
N/A

Access special offers and upgrades with car rental partners.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Global Entry Credit: $0

TSA PreCheck Credit: $0

Sign-Up Bonus
PENDING

75,000

Points/Miles

Requirement: Spend $5,000 in 90 days

Timing: Typically within 8-12 weeks after requirement is met, but often within 48-72 hours.

Expires: Mar 31, 2026

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 29.24%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 12 months

Promo Financing: Deferred Interest

Promo Duration: 12 months

⚠️ Interest will be charged to your account from the purchase date if the promotional balance is not paid in full by the end of the promotional period.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 780
Good
Hard Pull Only
Application Process
Not Available
Not Available
TransUnion, Experian
Issuer Rules & Policies
PENDING

Rules: Eligibility for the 'breeze-easy-visa-signature-card' in 2026 requires applicants to have excellent credit (typically FICO score 740+), be at least 18 years old, and a US resident. A key application rule is Barclays' '6/24 Rule', meaning applicants cannot have opened more than 6 new credit card accounts across all issuers in the past 24 months. Additionally, applicants are generally not eligible for the welcome bonus if they have received a bonus for this specific product within the last 24 months. The welcome bonus typically requires meeting a minimum spend threshold within the initial months of account opening.

Max Cards Per Issuer: 4

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across Barclays accounts, excessive credit limit increase requests, sudden and unusual spending patterns inconsistent with historical behavior, repeated late payments, opening too many accounts too quickly (even if within 6/24), or any suspected fraudulent activity.

Cliff Effect Rules: Barclays primarily enforces product-specific bonus eligibility rules, meaning you are typically ineligible for a bonus on a specific card if you've had that exact card or received its bonus within a defined period (e.g., 24 months). There are generally no broader 'card family' rules that restrict eligibility across different Barclays products based on holding another card within a specific family.

Special Events: N/A

Holiday Promos: N/A

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.8 / 5.0

Top Positive:
Excellent introductory 0% APR period for both balance transfers and new purchases, no annual fee, helpful for managing existing debt and making new purchases interest-free for a significant period.

Top Negative:
High regular APR after the introductory period, balance transfer fee applies, limited benefits beyond the intro APR offers, not a rewards-earning card.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Capital One Platinum Credit Card
  • Discover it® Secured Credit Card
  • Citi Simplicity® Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: 03/2024