2
Benefits0
Reward Categories—
Max Reward—
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
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Rewards Summary
PENDINGQuarterly Rotating: No
Benefits & Protections (Detailed) 2 Total
PENDINGFinancial 1
No Annual Fee
$0 annual feeThe Briggs & Stratton credit card does not charge an annual fee for card membership.
Shopping 1
Special Financing Offers
Varies by offerCardholders may qualify for special financing promotions on eligible Briggs & Stratton purchases. Offers are subject to credit approval and specific terms.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Intro APR Offers
Promo Financing: Special Financing
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The Briggs & Stratton credit card, issued by Synchrony, primarily offers promotional financing options and exclusive discounts for purchases made at authorized Briggs & Stratton dealers or online. Eligibility requirements for 2026 include being at least 18 years of age (19 in AL/NE), a U.S. resident with a valid Social Security Number or ITIN, and possessing a verifiable income. Applicants are generally expected to have a fair to good credit history for approval, with better credit often leading to higher credit limits and more favorable promotional terms. The primary 'bonus' is typically 0% APR promotional financing for a specified period on qualifying purchases, rather than a traditional points or cash-back sign-up bonus.
Max Cards Per Issuer: 7
Min Spend Interval: Not applicable for traditional sign-up bonuses; benefits are tied to promotional financing offers on qualifying purchases.
Cliff Effect Rules: Synchrony does not have strict 'card family' rules like some major issuers (e.g., Chase 5/24). However, a significant 'cliff effect' exists regarding cumulative credit exposure across all Synchrony-issued cards. Once a customer reaches a certain total credit limit across their Synchrony portfolio, new card approvals become significantly more difficult, and existing credit limits may be subject to review or reduction, regardless of individual card performance.
Special Events: Anticipate special financing offers and exclusive discounts during Briggs & Stratton's seasonal sales events (e.g., Spring/Fall maintenance promotions, new product launches, dealer-specific events, and trade shows).
Holiday Promos: Expect enhanced promotional financing and potential discounts during major U.S. holiday shopping periods such as Black Friday, Cyber Monday, Christmas/New Year, Memorial Day, Labor Day, and Independence Day.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.0 / 5.0
Top Positive:
Access to special financing offers for Briggs & Stratton purchases; Convenient way to finance large equipment purchases; Easy application process.
Top Negative:
High deferred interest if not paid in full; Limited use outside of Briggs & Stratton network; Customer service issues with Synchrony.
Approval Experience: 70.0 / 100
Recommended Alternatives
- Lowe's Advantage Card
- Home Depot Consumer Credit Card
- Tractor Supply Company Credit Card
Card Value Score: 50.0 / 100
Est. Annual Rewards: $0.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: B&S-CC-AGR-0124