Caesars Rewards Visa Signature Credit Card

BreadFinance Visa Signature Pending

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20

Benefits

3

Reward Categories

5x

Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: caesars-rewards-prestige-visa-signature-credit-card

Issuer: BreadFinance

Card Name: Caesars Rewards Visa Signature Credit Card

Card Type: Credit

Network: Visa

Card Tier: Signature

Approved: Pending

Data Complete: Complete

Created: Feb 11, 2026 07:09

Last Scraped: Feb 11, 2026 10:48

Apply URL: Visit

Rewards Program (Detailed) 3 Categories
PENDING
Category Rate Type Description Annual Cap Status
Caesars Rewards Destinations 5x Points Eligible purchases made at participating Caesars Rewards Destinations, including hotels, casinos, restaurants, and retail outlets located at such properties. No Cap
Gas & Groceries 2x Points Eligible purchases made for gas (at merchants classified as service stations or automated fuel dispensers) and groceries (at merchants classified as grocery stores, supermarkets, or freezer and locker food provisioners). No Cap
All Other Purchases 1x Points All other eligible purchases not categorized as Caesars Rewards Destinations, gas, or groceries. No Cap
Rewards Summary
PENDING
Benefits & Protections (Detailed) 20 Total
PENDING
Financial 1
No Annual Fee
$0 Annual Fee

There is no annual fee for this credit card.

Lifestyle 1
Visa Signature Concierge
24/7 personal assistance

24/7 complimentary personal assistance for travel planning, dining reservations, event tickets, and more.

Purchase Protection 2
Purchase Security
Up to $500 per claim, $50,000 per cardholder

Covers eligible new purchases against theft or damage for the first 90 days from the date of purchase. Coverage is secondary to other applicable insurance.

Extended Warranty Protection
Up to $10,000 per claim, $50,000 per cardholder

Extends the manufacturer's original U.S. warranty by one additional year on eligible items with warranties of three years or less. Coverage is secondary to other applicable insurance.

Rewards Earning 3
Caesars Rewards Destinations Earning Rate
5X Reward Credits per $1

Earn 5X Reward Credits on purchases at Caesars Rewards Destinations.

Gas and Grocery Earning Rate
2X Reward Credits per $1

Earn 2X Reward Credits on purchases at gas stations and grocery stores.

Standard Earning Rate
1X Reward Credits per $1

Earn 1X Reward Credits on all other purchases.

Security 3
Lost/Stolen Card Reporting
Assistance with card replacement

Assistance with reporting a lost or stolen card and arranging for a replacement card.

Emergency Card Replacement
Emergency card replacement

Assistance with getting an emergency replacement card if your card is lost or stolen.

Emergency Cash Disbursement
Emergency cash access

Assistance with getting emergency cash if your card is lost or stolen.

Shopping 1
Visa Signature Discounts and Offers
Various discounts and offers

Access to exclusive discounts and special offers from various merchants, including dining, entertainment, shopping, and travel.

Status Benefits 1
Complimentary Caesars Rewards Platinum Status
Complimentary Platinum Status

Enjoy complimentary Caesars Rewards Platinum Status upon approval and as long as your account remains open and in good standing.

Travel 1
Visa Signature Luxury Hotel Collection
Exclusive hotel benefits

Access to a curated collection of hotels worldwide with premium benefits like best available rate guarantee, automatic room upgrade upon arrival (when available), complimentary in-room Wi-Fi (when available), complimentary continental breakfast, $25 food or beverage credit, and late checkout (when available).

Travel Assistance 2
Roadside Dispatch
Pay-per-use service

A pay-per-use roadside assistance program. Cardholders can call a toll-free number to arrange for services like standard towing, tire changing, jump starting, lockout service, fuel delivery, and winching. Fees apply per service call.

Travel and Emergency Assistance Services
Referral and coordination services

Provides a range of emergency services when traveling, including medical and legal referrals, emergency transportation assistance, emergency message relay, and lost luggage locator service. Cardholders are responsible for the cost of third-party services.

Travel Insurance 4
Auto Rental Collision Damage Waiver
Secondary coverage for collision/theft

Provides secondary coverage for damage due to collision or theft for most rental cars when you pay for the entire rental transaction with your eligible Visa Signature card and decline the rental company's collision damage waiver (CDW) or similar option. Coverage is worldwide.

Lost Luggage Reimbursement
Up to $3,000 per trip

Reimburses cardholders for the replacement of luggage and its contents if checked or carry-on luggage is lost or stolen on a common carrier trip when the entire fare is charged to the eligible Visa Signature card. Coverage is secondary.

Trip Delay Reimbursement
Up to $500 per ticket

Reimburses cardholders for reasonable additional expenses incurred when a covered trip is delayed for more than 6 hours or requires an overnight stay due to a covered hazard, when the entire fare is charged to the eligible Visa Signature card. Coverage is secondary.

Trip Cancellation/Interruption Insurance
Up to $2,000 per trip

Reimburses cardholders for non-refundable passenger fares if a covered trip is cancelled or interrupted for a covered reason when the entire fare is charged to the eligible Visa Signature card. Coverage is secondary.

Welcome Offer 1
First Purchase Bonus
10,000 Reward Credits & 2,500 Tier Credits

Earn 10,000 Reward Credits® and 2,500 Tier Credits after you make your first purchase within 90 days of account opening.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Hotel Status: Caesars Rewards Platinum

Sign-Up Bonus
PENDING

10,000

Points/Miles

Requirement: Spend $1,000 in 90 days

Timing: Bonus points will be applied to your Caesars Rewards account 6-8 weeks after you meet the spending requirement.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $10 or 5% of the amount of each balance transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 31.24%

Cash Advance APR: 31.99%

Intro APR Offers
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 850
Very Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Eligibility for the Caesars Rewards Prestige Visa Signature Credit Card requires applicants to be 18 years or older (19 in Alabama and Nebraska), a U.S. resident, and possess good to excellent credit (typically a FICO score of 670 or higher). An active Caesars Rewards membership is generally a prerequisite for application. New cardmembers are typically eligible for a one-time sign-up bonus upon meeting a specified spending threshold within the initial 3-6 months of account opening. Eligibility for subsequent bonuses on the same card usually requires a period of 24 months since the last bonus was received or the previous account was closed.

Max Cards Per Issuer: 6

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, defaulting on payments, sudden drastic changes in spending patterns inconsistent with historical behavior, high credit utilization across all credit lines, excessive cumulative credit limits with Bread Financial relative to stated income, multiple recent applications for Bread Financial cards within a short timeframe.

Cliff Effect Rules: Bread Financial (Comenity) generally does not enforce strict 'card family' rules or 'X/24' type restrictions common with other major issuers. However, eligibility for a sign-up bonus on this specific card is typically limited to once every 24 months per account, meaning you must wait 24 months after receiving a bonus or closing the account before being eligible for another bonus on the same product.

Special Events: N/A for general issuer rules; specific promotional events are typically tied to the Caesars Rewards program or general retail trends, not universal Bread Financial issuer rules.

Holiday Promos: N/A for general issuer rules; specific holiday promotions are typically tied to the Caesars Rewards program or general retail trends, not universal Bread Financial issuer rules.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Good for frequent Caesars visitors, decent rewards on property spending, occasional exclusive offers and discounts.

Top Negative:
Poor customer service from issuer, high APR, limited value outside of Caesars properties, issues with account management.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Chase Sapphire Preferred
  • Capital One Venture Rewards Credit Card
  • Hilton Honors American Express Card

Card Value Score: 70.0 / 100

Est. Annual Rewards: $300.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0