Caesars Rewards Visa® Credit Card

BreadFinance Visa Pending

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6

Benefits

3

Reward Categories

5x

Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: caesars-rewards-visa-credit-card

Issuer: BreadFinance

Card Name: Caesars Rewards Visa® Credit Card

Card Type: Credit

Network: Visa

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 14:53

Last Scraped: Feb 11, 2026 06:15

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

If you are a covered borrower under the Military Lending Act (MLA), the Military Annual Percentage Rate (MAPR) applicable to your account will not exceed 36%. For information about the Military Lending Act, please visit the Department of Defense website at www.militaryonesource.mil/financial-legal/military-lending-act or call toll-free 1-800-342-9647.

Rewards Program (Detailed) 3 Categories
PENDING
Category Rate Type Description Annual Cap Status
Caesars Rewards Destinations & Gas 5x Points Earn 5X Points per $1 spent on purchases at Caesars Rewards Destinations and on gas. No Cap
Grocery Stores & Airlines 2x Points Earn 2X Points per $1 spent on purchases at grocery stores and airlines. No Cap
All Other Purchases 1x Points Earn 1X Point per $1 spent on all other purchases everywhere Visa is accepted. No Cap
Rewards Summary
PENDING

Quarterly Rotating: No

Benefits & Protections (Detailed) 6 Total
PENDING
Financial 1
No Annual Fee
$0

The credit card has no annual fee.

Rewards 1
Welcome Bonus Rewards Credits
10,000 Rewards Credits

Earn 10,000 Rewards Credits after you make your first purchase within 90 days of account opening.

Rewards Earning 2
Accelerated Rewards Earning (Caesars, Gas, Groceries)
5X Rewards Credits per $1

Earn 5 Rewards Credits per $1 spent on purchases at Caesars Rewards Destinations and on purchases for gas and groceries.

Standard Rewards Earning (Other Purchases)
2X Rewards Credits per $1

Earn 2 Rewards Credits per $1 spent on all other purchases.

Status Benefits 2
Caesars Rewards Platinum Status Upgrade
Platinum Status

Automatically upgrade to Caesars Rewards Platinum Status after your first purchase with the card.

Annual Tier Credit Bonus
5,000 Tier Credits

Earn 5,000 Tier Credits every year you spend $5,000 or more on your card within your cardmember year.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Hotel Status: Caesars Rewards Platinum

Sign-Up Bonus
PENDING

10,000

Points/Miles

Requirement: Spend $1,000 in 90 days

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $10 or 5% of the amount of each balance transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 31.24%

Cash Advance APR: 31.24%

Intro APR Offers

Intro Purchase APR: 0% for 15 months

Intro BT APR: 0% for 15 months

Promo Financing: Deferred Interest

⚠️ Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 or 12 Months.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 739
Good
Supported
Application Process
Available
Not specified
Not specified
Issuer Rules & Policies
PENDING

Rules: Eligibility for the Caesars Rewards Visa Credit Card requires applicants to be 18 years or older (19+ in AL/NE), a U.S. resident with a valid SSN or ITIN, and possess a good to excellent credit history as determined by BreadFinance's underwriting standards. Approval is subject to creditworthiness. The typical welcome bonus rule for 2026 is projected to offer a significant amount of Caesars Rewards Points (e.g., 10,000-25,000 points) upon meeting a specified spending threshold (e.g., $1,000-$2,000) within the first 3 months of account opening. Store-specific restrictions apply, meaning certain purchases at Caesars properties or affiliated merchants may have specific earning rates or be excluded from bonus eligibility.

Max Cards Per Issuer: 7

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across BreadFinance products, repeated late payments, sudden uncharacteristic large spending patterns, suspected fraudulent activity, abuse of return policies, non-compliance with cardmember agreement terms, excessive credit seeking, or significant deterioration of credit profile.

Cliff Effect Rules: Eligibility for welcome bonuses is typically restricted. Cardmembers are generally not eligible for a new welcome bonus if they have previously received a bonus for the 'caesars-rewards-visa-credit-card' within the last 24 months, or if they currently hold or have recently held the same product. This rule prevents repeated bonus cycling on the same card product.

Special Events: Promotional periods often align with major holidays, Caesars Rewards program tier qualification periods, or special events at Caesars Entertainment properties (e.g., concerts, sporting events, conventions). These may include enhanced earning rates on specific categories, bonus points for spending at certain Caesars venues, or exclusive discounts for cardmembers.

Holiday Promos: Common promotional periods include Black Friday/Cyber Monday, Christmas/New Year, Valentine's Day, Mother's Day, Father's Day, and major U.S. federal holidays (e.g., Memorial Day, Independence Day, Labor Day). Caesars Rewards specific promotions may also occur during peak travel seasons or major Las Vegas/Atlantic City events.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.5 / 5.0

Top Positive:
Excellent for loyal Caesars Rewards members, offering accelerated earnings at resorts and casinos, and valuable automatic Platinum status.

Top Negative:
Rewards are heavily restricted to Caesars properties, making it less versatile for general spending, and Comenity's customer service can be inconsistent.

Approval Experience: 65.0 / 100

Recommended Alternatives
  • Chase Sapphire Preferred Card
  • Capital One Venture Rewards Credit Card
  • Marriott Bonvoy Boundless Credit Card

Card Value Score: 75.0 / 100

Est. Annual Rewards: $350.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v2023-10