Caesars Rewards Visa® Credit Card
Basic Information
Program ID: caesars-rewards-visa-credit-card
Issuer: BreadFinance
Card Type: Credit
Network: Visa
Card Tier: Signature
Data Complete: Yes
Created: 01/15/2026 14:53
Last Scraped: 01/15/2026 14:55
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 2,999.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 0.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $10,000.00
Spending Requirement: $1,000.00
Time Period: 90 days
Bonus Timing: Reward Credits are typically posted to your Caesars Rewards account 6-8 weeks after the spending requirement is met.
Rewards Program
Reward Type: Caesars Rewards Points
Base Reward Rate: 1.00%
Bonus Reward Rate: 5.00%
Bonus Categories: 5x on purchases at Caesars Rewards resorts and casinos, 2x on gas and grocery store purchases
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Points expire after 6 months of account inactivity (earning or redeeming points).
Transfer Partners: Wyndham Rewards (via conversion, typically not 1:1 and value may vary)
Card Benefits
Protection Benefits
Travel Benefits
Premium Benefits
- Hotel Status: Caesars Rewards Platinum
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian
Issuer Rules
Rules: The Caesars Rewards Visa Credit Card typically offers a welcome bonus for new cardmembers, contingent on meeting a specified spending threshold within the initial months of account opening. Eligibility generally requires applicants to be at least 18 years old, a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and possess good to excellent credit history. Applicants who have previously held this specific card or a similar Caesars Rewards co-branded card within a certain timeframe (e.g., 24 months) may be ineligible for the welcome bonus. All applications are subject to BreadFinance's credit approval process and internal underwriting guidelines.
Maximum Cards Per Issuer: 5
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, abuse of welcome bonus offers, suspicious spending patterns, non-payment or late payments, excessive credit inquiries in a short period, rapid application for multiple credit products, high cumulative credit limit across BreadFinance accounts, violation of terms and conditions, or suspected fraud.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.2 / 5.0
Top Positive Feedback:
Excellent for loyal Caesars Rewards members, no annual fee, good rewards on Caesars purchases, decent bonus categories for gas and groceries.
Top Negative Feedback:
Rewards outside Caesars properties are mediocre, Comenity Bank customer service can be poor, points can be difficult to redeem or have limited value, high interest rates.
Approval Experience Score: 70.0 / 100
Recommended Alternatives
- Chase Sapphire Preferred Card
- Capital One VentureOne Rewards Credit Card
- Citi Double Cash Card
Card Value Score: 65.0 / 100
Est. Annual Rewards: $330.00
User Portfolio Metrics
Avg Portfolio Size: 3 cards
Avg Portfolio Age: 60 months
Store vs Co-brand: 30% Brand / 70% General
Risk Assessment
Default Risk Group: Medium
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: v1.0