22
Benefits2
Reward Categories2x
Max Reward21.2%
APR FromBasic Information
PENDINGRewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| Carnival Purchases | 2x | Points | Earn 2X points on Carnival purchases | No Cap | |
| Everywhere Else | 1x | Points | Earn 1X point on all other purchases | No Cap |
Rewards Summary
PENDINGReward Type: FunPoints
Base Rate: 1x
Bonus Rate: 2x
Categories: 2x Carnival Purchases (Carnival Cruise Line, Carnival.com, etc.)
Quarterly Rotating: No
Cap Amount: $0.00
Expiration Policy: FunPoints do not expire as long as your account is open and in good standing.
Point Value: 0.01¢
Travel Portal Multiplier: 1x
Transfer Partners: None
Redemption Penalties: None
Benefits & Protections (Detailed) 22 Total
PENDINGFees & Charges 2
No Annual Fee
$0Enjoy all the benefits of the Carnival World Mastercard with no annual fee.
No Foreign Transaction Fees
$0Use your card for purchases when you travel abroad and pay no foreign transaction fees.
Introductory Offer 1
0% Intro APR on Balance Transfers
0% APR for 15 months0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, currently 21.24%, 25.24% or 29.24%, based on your creditworthiness.
Protection 3
Mastercard ID Theft Protection™
Expert assistanceProvides you with expert assistance should you become a victim of identity theft.
Mastercard Zero Liability Protection
No liability for unauthorized purchasesPay only for purchases you have authorized. Unauthorized purchases are not your responsibility.
Cell Phone Protection
Up to $600 per claim, $1,000 per 12-month periodGet up to $600 in coverage per claim ($1,000 per 12-month period) if your cell phone is stolen or damaged when you pay your monthly cell phone bill with your eligible Carnival World Mastercard.
Purchase Protection 3
Extended Warranty
Up to 1 additional yearDoubles the original manufacturer's or store brand warranty for up to one additional year on eligible purchases.
Price Protection
Reimbursement for price differenceIf you find a lower price on an eligible new item within 120 days from the date of purchase, you may be reimbursed for the price difference.
Satisfaction Guarantee
Reimbursement for unsatisfactory itemsIf you are dissatisfied with an eligible new item within 60 days of purchase and the store will not accept a return, you may be reimbursed for the cost of the item.
Rewards Earning 2
2X Points on Carnival Purchases
2X points per $1Earn 2X points for every $1 spent on qualifying Carnival purchases, including Carnival Cruise Line, Seabourn, Holland America Line, Princess Cruises, and Costa Cruises.
1X Point on All Other Purchases
1X point per $1Earn 1X point for every $1 spent on all other purchases.
Rewards Redemption 3
Redeem Points for Cruise Discounts
Statement credits for cruisesRedeem your points for statement credits towards your next cruise on Carnival Cruise Line, Seabourn, Holland America Line, Princess Cruises, and Costa Cruises.
Redeem Points for Onboard Credit
Onboard creditRedeem your points for onboard credit on Carnival Cruise Line.
Redeem Points for Travel and Merchandise
Travel, gift cards, merchandiseRedeem your points for other travel, gift cards, and merchandise.
Travel Assistance 2
Travel Assistance Services
24/7 emergency travel servicesProvides a full range of emergency travel services, 24 hours a day, 365 days a year.
Concierge Service
24/7 complimentary serviceEnjoy complimentary 24/7 concierge services to assist with travel planning, dinner reservations, event tickets, and more.
Travel Insurance 5
Travel Accident Insurance
Accidental death or dismemberment coverageProvides coverage for accidental death or dismemberment while traveling on a common carrier when you pay for the entire fare with your eligible Carnival World Mastercard.
Baggage Delay Insurance
Reimbursement for essential itemsReimburses you for the cost of essential items if your checked baggage is delayed by a common carrier for more than 6 hours.
Lost Luggage Insurance
Reimbursement for lost/stolen luggageReimburses you for the actual cash value of lost or stolen luggage and its contents.
Trip Cancellation/Interruption Insurance
Reimbursement for non-refundable expensesReimburses you for non-refundable travel expenses if your trip is canceled or interrupted for covered reasons.
Rental Car Collision Damage Waiver
Coverage for collision/theft of rental carProvides coverage for damage due to collision or theft of most rental vehicles when you pay for the entire rental with your eligible Carnival World Mastercard and decline the rental company's collision damage waiver.
Welcome Bonus 1
Earn 20,000 Bonus Points
20,000 Bonus Points ($200 value)Earn 20,000 Bonus Points after you make your first purchase or balance transfer within the first 90 days of account opening. That's a $200 value towards your next Carnival cruise.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING20,000
Points/MilesRequirement: Spend $1 in 0 days
Timing: Typically within 8-12 weeks after requirement is met, but often within 48-72 hours
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.30% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 29.24%
Balance Transfer APR: 21.24%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 0 months
Intro BT APR: 0% for 0 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Applicants for the Carnival World Mastercard must be 18+ years old, a US resident, and possess excellent credit. Barclays enforces a '6/24 Rule,' meaning applicants should not have opened more than 6 new credit card accounts across all issuers in the past 24 months to be approved. Eligibility for the welcome bonus (e.g., 20,000-30,000 FunPoints after spending $1,000 in the first 90 days) is typically restricted to new cardmembers who have not had this specific card in the past 24-48 months.
Max Cards Per Issuer: 3
Min Spend Interval: 3 months
Cliff Effect Rules: Barclays generally restricts welcome bonus eligibility for specific cards if the applicant has held that exact card within a certain timeframe (e.g., 24-48 months). There are no broader 'card family' restrictions similar to Chase's Sapphire rules, but individual card bonus eligibility is strictly enforced.
International Friendly: Yes
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.8 / 5.0
Top Positive:
Highly beneficial for frequent Carnival cruisers due to specific rewards, companion fares, and no annual fee, making it a strong choice for brand loyalists.
Top Negative:
Limited value for general spending or non-Carnival travel, as rewards are heavily concentrated on Carnival purchases, making it less flexible than general travel cards.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Chase Sapphire Preferred
- Royal Caribbean Visa Signature
- Capital One VentureOne Rewards Credit Card
Card Value Score: 80.0 / 100
Est. Annual Rewards: $180.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: March 2023