Chase Slate Edge℠
Basic Information
Program ID: chase-slate-edge
Issuer: Chase
Card Type: Credit
Network: Visa
Card Tier: Standard
Data Complete: Yes
Created: 01/07/2026 12:04
Last Scraped: 01/15/2026 07:07
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | Yes |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 15 months
Balance Transfer APR: 2,124.00%
Intro BT APR: 0.00%
Intro BT Duration: 15 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $0.00
Spending Requirement: $0.00
Time Period: 0 days
Bonus Timing: This card typically does not offer a traditional points, miles, or cash back sign-up bonus. Its primary benefits are intro APRs on purchases and balance transfers.
Rewards Program
Reward Type: None
Base Reward Rate: 0.00%
Bonus Reward Rate: 0.00%
Bonus Categories: None - The Chase Slate Edge card is primarily designed for balance transfers and credit building, and does not offer a rewards program (points, miles, or cashback) as of January 2026.
Point Value Estimate: 0.0000 cents/point
Expiration Policy: N/A - This card does not offer a rewards program.
Transfer Partners: N/A - This card does not offer a rewards program.
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
- Cell Phone Protection
- Price Protection
Travel Benefits
- Travel Insurance
- Primary Rental Protection
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
- Airport Lounge Access
- Concierge Service
Approval Criteria
Recommended FICO Range: 670 - 740
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Varies (Experian, TransUnion, Equifax)
Issuer Rules
Rules: Eligibility requires good to excellent credit (typically FICO score 670+). Applicants must be new Slate Edge cardmembers to qualify for introductory offers. The Chase 5/24 Rule applies: applicants cannot have opened 5 or more personal credit cards from any issuer in the past 24 months. Introductory offers typically include a 0% intro APR on purchases and balance transfers for a period (e.g., 15-18 months), followed by a variable APR. Balance transfers usually incur a fee (e.g., 3-5%) and must be completed within a specific timeframe (e.g., 60 days). Balances transferred from other Chase accounts are generally not eligible for the introductory APR. A potential statement credit (e.g., $100) may be offered for making on-time payments for the first year.
Maximum Cards Per Issuer: 7
Minimum Spend Interval: Not applicable for a traditional spend-based sign-up bonus. Introductory APR periods are typically 15-18 months.
Shutdown Risk Triggers: Manufactured spending (less relevant for Slate Edge but a general Chase trigger), high cumulative credit limit across all Chase accounts, frequent balance transfers from other Chase cards (often disallowed), sudden drastic changes in spending patterns, late payments, defaulting on other Chase products, opening too many accounts too quickly (even if under 5/24), or suspected fraud.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.9 / 5.0
Top Positive Feedback:
Excellent 0% intro APR for balance transfers and purchases, no annual fee, potential for automatic credit limit reviews, useful for debt consolidation.
Top Negative Feedback:
Lacks a rewards program, high regular APR after intro period, foreign transaction fees, not ideal for ongoing spending after intro period.
Approval Experience Score: 72.0 / 100
Recommended Alternatives
- Discover it Balance Transfer
- Citi Simplicity Card
- Chase Freedom Unlimited
Card Value Score: 75.0 / 100
Est. Annual Rewards: $0.00
User Portfolio Metrics
Avg Portfolio Size: 3 cards
Avg Portfolio Age: 48 months
Store vs Co-brand: 100% General / 0% Store
Risk Assessment
Default Risk Group: Medium
Predicted Approval Probability: 70.0%
Terms Version Control
Version ID: v1.0
Last Updated: 02/01/2024 00:00