Chevron and Texaco Techron Advantage® Credit Card

Synchrony Pending

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6

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: chevron-and-texaco-techron-advantage-credit-card

Issuer: Synchrony

Card Name: Chevron and Texaco Techron Advantage® Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 10, 2026 08:38

Last Scraped: Feb 15, 2026 15:58

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Fuel Discount

Categories: Save $0.03 per gallon on Chevron and Texaco fuel purchases

Quarterly Rotating: No

Benefits & Protections (Detailed) 6 Total
PENDING
Account Management 1
Online Account Management

Access and manage your credit card account online, including viewing statements, making payments, and updating personal information.

Financial 1
No Annual Fee
No annual fee

The credit card has no annual fee, allowing cardholders to save on recurring costs.

Rewards 3
Silver Tier Fuel Savings
5¢ per gallon

Cardholders automatically receive Silver Tier status, saving 5¢ per gallon on fuel purchases at participating Chevron and Texaco stations.

Gold Tier Fuel Savings
10¢ per gallon

Achieve Gold Tier status by spending $300-$999.99 on qualifying purchases in a calendar month to save 10¢ per gallon on fuel purchases at participating Chevron and Texaco stations.

Platinum Tier Fuel Savings
20¢ per gallon

Achieve Platinum Tier status by spending $1,000 or more on qualifying purchases in a calendar month to save 20¢ per gallon on fuel purchases at participating Chevron and Texaco stations.

Security 1
Fraud Protection
Zero liability

Cardholders are protected against unauthorized charges made on their account with Synchrony Bank's zero fraud liability policy.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months. Minimum monthly payments required.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Hard Pull Only
Application Process
Not Available
Not Available
Not specified
Issuer Rules & Policies
PENDING

Rules: Based on current (2024) Synchrony practices, which are anticipated to largely carry over into 2026 with potential minor adjustments to discount rates or introductory offers: **Eligibility Requirements:** Applicants must be 18+ years old (19+ in AL/NE), a US resident, possess a valid SSN or ITIN, and have sufficient income to meet payment obligations. A fair to good credit score (typically mid-600s and above) is generally required, though Synchrony may approve with lower scores for store cards. **Bonus/Benefits:** The primary benefit is an ongoing per-gallon discount on fuel purchases at participating Chevron and Texaco stations. Initial sign-up offers may include an enhanced discount for a limited period (e.g., first 60-90 days or first X gallons). **Store-Specific Restrictions:** Card use is strictly limited to participating Chevron and Texaco branded stations in the USA. It cannot be used at other gas stations or general merchants.

Max Cards Per Issuer: 7

Min Spend Interval: Not applicable for traditional bonus spend; ongoing discounts are immediate. Introductory offers typically have time-based (e.g., 60-90 days) or volume-based (e.g., first X gallons) activation periods.

Shutdown Risk Triggers: Manufactured spending (less common for fuel-only cards but a general risk), high cumulative credit limits across multiple Synchrony accounts relative to income, sudden drastic changes in spending patterns, missed payments, going over credit limit, excessive applications for Synchrony cards in a short timeframe, or abuse of promotional offers.

Cliff Effect Rules: Synchrony does not typically implement complex 'card family' or 'cliff effect' rules similar to general-purpose credit card issuers (e.g., Chase 5/24). Each application is generally evaluated independently, though a high number of recent Synchrony applications or accounts may influence approval.

Special Events: Occasional limited-time promotions offering enhanced cents-off per gallon discounts may occur, often tied to specific marketing campaigns or loyalty program initiatives. These are generally short-term.

Holiday Promos: Gas cards typically do not have 'holiday promo periods' in the same vein as general retail store cards. Any promotions are usually tied to fuel pricing or general loyalty programs rather than specific holidays.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.5 / 5.0

Top Positive:
Good for gas savings at Chevron/Texaco stations, easy application for some, offers fuel discounts.

Top Negative:
High APR, limited use to specific gas stations, poor customer service, issues with credit limits.

Approval Experience: 72.5 / 100

Recommended Alternatives
  • Discover it Cash Back
  • Shell Fuel Rewards Card
  • Citi Custom Cash Card

Card Value Score: 68.0 / 100

Est. Annual Rewards: $90.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0