Chevron and Texaco Techron Advantage® Visa® Card
Basic Information
Program ID: chevron-and-texaco-techron-advantage-visa-card
Issuer: Synchrony
Card Type: Credit
Network: Visa
Card Tier: Standard
Data Complete: Yes
Created: 01/10/2026 09:11
Last Scraped: 01/15/2026 09:38
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 2,999.00% |
Additional Fees
| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 0.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $15.00
Spending Requirement: $0.00
Time Period: 60 days
Bonus Timing: Discount applied at the pump for qualifying fill-ups within 60 days of account opening. The offer provides 10¢ off per gallon (up to 30 gallons) on your first 5 fill-ups.
Rewards Program
Reward Type: Fuel Credit
Base Reward Rate: 0.00%
Bonus Reward Rate: 0.00%
Bonus Categories: Earn 3¢ per gallon in fuel credits on eligible purchases at Chevron and Texaco stations. Earn 1¢ per gallon in fuel credits on eligible purchases everywhere else Visa is accepted.
Point Value Estimate: 0.0000 cents/point
Expiration Policy: Fuel credits do not expire as long as your account is open and in good standing.
Card Benefits
Protection Benefits
Travel Benefits
Premium Benefits
Approval Criteria
Recommended FICO Range: 670 - 740
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Varies
Issuer Rules
Rules: Eligibility for the Chevron and Texaco Techron Advantage Visa Card requires applicants to be 18 years or older, a U.S. resident, possess a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and generally have good to excellent credit (typically FICO score of 670+). Approval is contingent upon income verification and overall creditworthiness as assessed by Synchrony. The primary benefit is ongoing fuel savings at Chevron and Texaco stations. Initial sign-up bonuses, if offered, typically involve a small statement credit after a first purchase or meeting a low spend threshold within the first 90 days. Synchrony evaluates overall credit exposure across all its products; multiple recent applications or a high existing credit limit with Synchrony may lead to denial or a lower initial credit limit.
Maximum Cards Per Issuer: 4
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, high credit utilization on Synchrony accounts, multiple recent applications, rapid credit limit increase requests, defaulting on other Synchrony accounts, suspicious transaction patterns, or exceeding Synchrony's internal cumulative credit limit threshold across all your accounts.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.2 / 5.0
Top Positive Feedback:
Consistent savings on gas at Chevron and Texaco stations; straightforward rewards program for frequent users of these brands; relatively easy approval for fair credit.
Top Negative Feedback:
Poor customer service from Synchrony Bank; high APR makes carrying a balance costly; rewards are limited to specific gas stations and don't offer much value elsewhere; credit limit issues reported by some users.
Approval Experience Score: 70.0 / 100
Recommended Alternatives
- Shell Fuel Rewards Card
- ExxonMobil Smart Card+
- Citi Custom Cash Card
Card Value Score: 65.0 / 100
Est. Annual Rewards: $215.00
User Portfolio Metrics
Avg Portfolio Size: 4 cards
Avg Portfolio Age: 60 months
Store vs Co-brand: 60% General / 40% Brand-Specific
Risk Assessment
Default Risk Group: Medium
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: v1.0