5
Benefits1
Reward Categories0x
Max Reward20.2%
APR FromBasic Information
PENDINGProgram ID: chevron-and-texaco-techron-advantage-visa-card
Issuer: Synchrony
Card Name: Chevron and Texaco Techron Advantage® Visa® Card
Card Type: Credit
Network: Visa
Card Tier:
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
Federal law provides important protections to members of the Armed Forces and their dependents, including a Military Annual Percentage Rate (MAPR) cap of 36% on consumer credit. This rate includes various fees and premiums. For more information, call 1-866-893-7864.
Rewards Program (Detailed) 1 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| All Other Purchases | 0.0333x | Cash Back | Earn 10¢ per gallon in credits for every $300 spent on purchases made with your Techron Advantage® Visa® Card outside of Chevron and Texaco stations. Credits are applied as a statement credit. | No Cap |
Rewards Summary
PENDINGReward Type: Cash Back
Base Rate: 1x
Bonus Rate: 3x
Categories: 3% Cash Back on eligible purchases at Chevron and Texaco stations
Quarterly Rotating: No
Expiration Policy: Rewards do not expire as long as your account is open and in good standing.
Point Value: 0.01¢
Travel Portal Multiplier: 1x
Benefits & Protections (Detailed) 5 Total
PENDINGCost Savings 1
No Annual Fee
No annual feeThere is no annual fee for the Techron Advantage Visa Card.
Rewards 3
Fuel Credits on Chevron and Texaco Fuel Purchases
3¢ per gallonEarn 3¢ per gallon in Fuel Credits on qualifying fuel purchases at Chevron and Texaco stations when using your Techron Advantage Visa Card.
Fuel Credits on Everyday Purchases
3¢ per gallonEarn 3¢ per gallon in Fuel Credits on qualifying purchases made everywhere else Visa credit cards are accepted.
Promotional Fuel Credits on Chevron and Texaco Fuel Purchases (First 90 Days)
Additional 7¢ per gallon (total 10¢ per gallon)Earn an additional 7¢ per gallon in Fuel Credits (for a total of 10¢ per gallon) on qualifying fuel purchases at Chevron and Texaco stations for the first 90 days after account opening.
Security 1
Visa Zero Liability Fraud Protection
Zero liabilityProtects cardholders from unauthorized purchases made with their Techron Advantage Visa Card. Cardholders are not held responsible for fraudulent charges.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each balance transfer, whichever is greater |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 20.24% - 30.24%
Balance Transfer APR: 26.24%
Cash Advance APR: 31.24%
Intro APR Offers
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The Chevron and Texaco Techron Advantage Visa Card typically offers an introductory bonus, such as an enhanced cents-per-gallon discount on fuel purchases at Chevron and Texaco stations for an initial period (e.g., 30 cents off per gallon for the first 60-90 days, then an ongoing 10 cents off per gallon). There may also be a one-time statement credit offer after meeting a specified spending threshold within the initial months. Eligibility requirements include being at least 18 years old (19 in AL/NE), having a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), a verifiable U.S. physical mailing address, and a stable income source. Applicants generally need good to excellent credit (FICO score typically 670+) for approval, and Synchrony Bank's underwriting considers existing credit relationships and overall credit exposure.
Max Cards Per Issuer: 4
Min Spend Interval: 3 months
Cliff Effect Rules: Synchrony generally does not have strict 'once per lifetime' or complex card family rules like some other major issuers. However, re-applying for the exact same product within a short timeframe (e.g., 6-12 months after closure or denial) may result in denial. Approval is primarily based on overall credit risk and existing credit exposure with Synchrony.
Special Events: Seasonal promotions tied to fuel purchases or specific spending categories at Chevron/Texaco, often around major travel seasons (e.g., summer road trips, holiday travel) or specific marketing campaigns to boost fuel sales.
Holiday Promos: Increased fuel discounts or bonus rewards may be offered during major holiday travel periods (e.g., Memorial Day, July 4th, Labor Day, Thanksgiving, Christmas) to incentivize card usage for road trips and family travel.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.4 / 5.0
Top Positive:
Excellent fuel savings at Chevron and Texaco stations, especially for frequent customers. Easy application process and convenient for managing gas expenses. Good for building credit if used responsibly.
Top Negative:
Rewards are limited outside of Chevron/Texaco, with a low 1% back on general purchases. Some users report issues with Synchrony Bank customer service or lower-than-expected credit limits. High APR if balances are carried.
Approval Experience: 78.5 / 100
Recommended Alternatives
- Citi Custom Cash Card
- Discover it Cash Back
- Shell Fuel Rewards Card
Card Value Score: 68.0 / 100
Est. Annual Rewards: $95.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0