Chevron and Texaco Techron Advantage® Credit Card

Synchrony Pending

Back Apply Now

5

Benefits

3

Reward Categories

10x

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: chevron-texaco-techron-advantage-credit-card

Issuer: Synchrony

Card Name: Chevron and Texaco Techron Advantage® Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 10, 2026 08:45

Last Scraped: Feb 15, 2026 16:02

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 3 Categories
PENDING
Category Rate Type Description Annual Cap Status
Enhanced Fuel Savings (Tier 2) 10x Cash Back Save 10¢ per gallon when you spend $1,000 or more on qualifying purchases outside of fuel each billing cycle. No Cap
Enhanced Fuel Savings (Tier 1) 5x Cash Back Save 5¢ per gallon when you spend $300-$999.99 on qualifying purchases outside of fuel each billing cycle. No Cap
Fuel Purchases (Base) 3x Cash Back Save 3¢ per gallon on fuel purchases at Chevron and Texaco stations. No Cap
Rewards Summary
PENDING

Quarterly Rotating: No

Travel Portal Multiplier: 1x

Benefits & Protections (Detailed) 5 Total
PENDING
Account Management 1
Online Account Management

Cardholders can conveniently manage their account online, including viewing statements, making payments, and updating personal information.

Financial 1
No Annual Fee
No annual fee

There is no annual fee charged for maintaining the credit card account.

Security 1
Zero Fraud Liability

Cardholders are not responsible for unauthorized charges made with their card.

Shopping 2
Everyday Fuel Discount
3¢ per gallon

Cardholders save 3¢ per gallon on every fill-up at participating Chevron and Texaco stations, applied as a statement credit.

Introductory Fuel Discount
10¢ per gallon for 90 days

New cardholders receive an additional 7¢ per gallon discount on fuel purchases for the first 90 days after account opening, resulting in a total discount of 10¢ per gallon at participating Chevron and Texaco stations, applied as a statement credit.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ No Interest if paid in full within 6 months on purchases of $199 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: As of 2026, application eligibility for the Chevron and Texaco Techron Advantage Credit Card from Synchrony is expected to require applicants to be at least 18 years old (19 in AL/NE), a US resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and meet Synchrony's creditworthiness criteria. Approval is subject to Synchrony's internal risk assessment, including existing credit relationships with Synchrony. The primary bonus rule is an ongoing per-gallon discount (typically 3-7 cents off per gallon) or a percentage back (e.g., 5-10%) on eligible fuel purchases at participating Chevron and Texaco stations in the US. Specific promotional offers (e.g., higher discount for a limited period) may be available upon account opening or during special events.

Max Cards Per Issuer: 5

Min Spend Interval: Not applicable for the primary ongoing fuel discount benefit. If a specific signup bonus (e.g., 'extra X cents off for the first 60 days') is offered, the spend interval would be tied to that specific promotion, typically 2-3 months. For the core benefit, no minimum spend is required beyond using the card for eligible purchases.

Shutdown Risk Triggers: Defaulting on any Synchrony account, excessive credit seeking (numerous recent applications across Synchrony or other issuers), high cumulative credit exposure across all Synchrony accounts relative to income/credit profile, suspicious or fraudulent activity, abuse of promotional offers or terms, significant changes in credit profile (e.g., bankruptcy, severe delinquency).

Cliff Effect Rules: While not a traditional 'cliff effect' like travel card families, Synchrony's approval for new cards is heavily influenced by the total credit extended across all existing Synchrony accounts. Reaching a high cumulative credit limit with Synchrony can lead to automatic denials for new applications, even if individual credit scores are good. This acts as an implicit cap on the number of cards one can hold.

Special Events: Expect periodic fuel discount promotions, loyalty program tie-ins (e.g., extra savings with Techron Advantage Rewards), and potential partnerships with other retailers or services. These are often seasonal or event-driven.

Holiday Promos: Likely to see enhanced fuel discounts or special offers around major US holidays (e.g., Memorial Day, 4th of July, Labor Day, Thanksgiving, Christmas) when travel and fuel consumption typically increase.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.7 / 5.0

Top Positive:
Excellent savings on gas at Chevron/Texaco stations, especially for frequent users; straightforward application process; good for building credit.

Top Negative:
Rewards are limited to specific gas stations; high APR if balance is carried; not useful for general spending; customer service can be inconsistent.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Shell Fuel Rewards Card
  • Citi Custom Cash Card
  • Discover it Chrome

Card Value Score: 65.0 / 100

Est. Annual Rewards: $40.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0