Yuengling Credit Card
Basic Information
Program ID: d-g-yuengling-and-son-credit-card
Issuer: BreadFinance
Card Type: Credit
Network: Visa
Card Tier: Signature
Data Complete: Yes
Created: 01/10/2026 10:42
Last Scraped: 01/15/2026 11:22
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,124.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $20,000.00
Spending Requirement: $1,000.00
Time Period: 90 days
Bonus Timing: Typically within 8-12 weeks after requirement is met.
Rewards Program
Reward Type: Points
Base Reward Rate: 1.00%
Bonus Reward Rate: 3.00%
Bonus Categories: 3x Yuengling Purchases (online store, brewery tours, merchandise), 2x Dining & Bars
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Points do not expire as long as the account is active and in good standing.
Transfer Partners: None
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
- Cell Phone Protection
Travel Benefits
- Travel Insurance
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
Approval Criteria
Recommended FICO Range: 670 - 750
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, Equifax
Issuer Rules
Rules: Eligibility for the d-g-yuengling-and-son-credit-card requires applicants to be at least 18 years old (21 in some states), a U.S. resident with a valid SSN or ITIN, and possess good to excellent credit history. Approval is subject to BreadFinance's underwriting criteria, including existing credit relationships. The sign-up bonus for 2026 offers a $100 statement credit after spending $500 on Yuengling-branded merchandise, brewery tours, or partner restaurant purchases within the first 90 days of account opening. Store-specific restrictions apply, meaning bonus categories and accelerated rewards are primarily limited to Yuengling-related purchases and approved partners.
Maximum Cards Per Issuer: 5
Minimum Spend Interval: 90 days
Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across all BreadFinance accounts, excessive returns of Yuengling merchandise, unusual spending patterns inconsistent with typical card use, multiple applications for BreadFinance cards within a short period, and late payments.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 2.8 / 5.0
Top Positive Feedback:
Appeals to Yuengling loyalists; potential for exclusive brand experiences; relatively accessible for fair credit.
Top Negative Feedback:
Customer service issues with Bread Financial; high APR; limited general rewards compared to other cards; lack of transparency on specific benefits.
Approval Experience Score: 70.0 / 100
Recommended Alternatives
- Chase Freedom Unlimited
- Capital One SavorOne
- Discover it Cash Back
Card Value Score: 60.0 / 100
Est. Annual Rewards: $200.00
User Portfolio Metrics
Avg Portfolio Size: 3 cards
Avg Portfolio Age: 48 months
Store vs Co-brand: 75% General / 25% Brand-Specific
Risk Assessment
Default Risk Group: Medium
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: v1.0