Yuengling Visa® Credit Card
Basic Information
Program ID: d-g-yuengling-and-son-visa-credit-card
Issuer: BreadFinance
Card Type: Credit
Network: Visa
Card Tier: Standard
Data Complete: Yes
Created: 01/10/2026 10:44
Last Scraped: 01/15/2026 11:24
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,924.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $20,000.00
Spending Requirement: $500.00
Time Period: 90 days
Bonus Timing: Typically within 8-12 weeks after requirement is met.
Rewards Program
Reward Type: Cash Back
Base Reward Rate: 1.00%
Bonus Reward Rate: 1.00%
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Cash back does not expire as long as the account is open and in good standing.
Card Benefits
Protection Benefits
Travel Benefits
- No Foreign Transaction Fees
Premium Benefits
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, Equifax
Issuer Rules
Rules: Eligibility for the d-g-yuengling-and-son-visa-credit-card requires applicants to be at least 18 years old, a U.S. resident with a valid Social Security Number or ITIN, and meet BreadFinance's creditworthiness criteria (typically fair to good credit). The current sign-up bonus for 2026 offers a $50 statement credit after spending $500 on Yuengling-related purchases or at participating partner merchants within the first 3 months of account opening. Store-specific restrictions apply to qualifying purchases, and bonus offers are subject to change without prior notice.
Maximum Cards Per Issuer: 5
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across all BreadFinance accounts, repeated late payments, defaulting on any BreadFinance account, suspicious or fraudulent activity, rapid account openings/closings, excessive credit inquiries indicating high credit seeking behavior.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 2.8 / 5.0
Top Positive Feedback:
Simple rewards, no annual fee, appealing to brand loyalists, and an achievable sign-up bonus.
Top Negative Feedback:
High interest rates, frequent complaints about Bread Financial's customer service and online platform, and limited value for non-brand specific spending.
Approval Experience Score: 65.0 / 100
Recommended Alternatives
- Citi Double Cash
- Wells Fargo Active Cash
- Capital One SavorOne
Card Value Score: 55.0 / 100
Est. Annual Rewards: $150.00
User Portfolio Metrics
Avg Portfolio Size: 3 cards
Avg Portfolio Age: 48 months
Store vs Co-brand: 85% General / 15% Brand-Specific
Risk Assessment
Default Risk Group: Medium
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: October 2023