4
Benefits0
Reward Categories—
Max Reward30%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGBenefits & Protections (Detailed) 4 Total
PENDINGFinancing 3
Special Financing Options
Varies by promotionAccess to special promotional financing options on qualifying Daikin Comfort Technologies purchases, which may include deferred interest or reduced APR periods.
Convenient Monthly Payments
Ability to make manageable monthly payments on your Daikin Comfort Technologies purchases.
Revolving Line of Credit
Provides a dedicated, revolving line of credit specifically for Daikin Comfort Technologies products and services, allowing for future purchases.
Lifestyle 1
Online Account Management
Easy access to manage your account online, view statements, and make payments through Synchrony's online portal.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $30.00 |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 29.99% - 29.99%
Intro APR Offers
Promo Financing: No Interest if Paid in Full
Promo Duration: 60 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility for the Daikin Comfort Technologies Credit Card requires applicants to be 18 years or older, a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). Approval is subject to Synchrony Bank's credit underwriting standards, typically requiring fair to good credit. The card is exclusively for purchases at participating Daikin Comfort Technologies authorized dealers in the USA. There is no traditional sign-up bonus; the primary benefit is access to special promotional financing offers (e.g., deferred interest, 0% APR for a set period) on qualifying purchases, which vary by dealer and specific promotion.
Max Cards Per Issuer: 5
Min Spend Interval: Not applicable for traditional sign-up bonuses; promotional financing terms vary by offer and purchase.
Cliff Effect Rules: Not applicable; store-specific credit cards generally do not have family-based 'cliff effect' rules that impact eligibility for other Synchrony products.
Special Events: Seasonal promotions for HVAC systems (e.g., spring AC installation deals, fall furnace replacement offers), special dealer events, and manufacturer rebates often coincide with promotional financing options.
Holiday Promos: Promotional financing offers may be available during major sales periods such as Black Friday, Cyber Monday, year-end sales, and specific holiday weekends (e.g., Memorial Day, Labor Day) relevant to home improvement and HVAC purchases.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.0 / 5.0
Top Positive:
Excellent special financing offers for large HVAC purchases; easy application process; convenient for Daikin-specific expenses.
Top Negative:
High standard APR after promotional period; customer service issues reported; limited utility outside of Daikin purchases; deferred interest can be tricky.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Chase Freedom Unlimited
- Lowe's Advantage Card
- Wells Fargo Reflect Card
Card Value Score: 80.0 / 100
Est. Annual Rewards: $150.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: October 2023