Daikin Comfort Financing credit card

Synchrony Pending

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5

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: daikin-credit-card

Issuer: Synchrony

Card Name: Daikin Comfort Financing credit card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 16, 2026 18:14

Last Scraped: Feb 16, 2026 18:16

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 5 Total
PENDING
Financing 4
Special Financing Offers
Varies by promotional offer

Access to special promotional financing options for Daikin product purchases, available with approved credit. These offers may include deferred interest or reduced APR periods.

Convenient Monthly Payments

Ability to make convenient monthly payments on financed Daikin purchases, helping customers manage their household budgets.

Flexible Financing Options
Varies by customer and offer

Provides flexible financing options to suit various purchasing needs and budgets for Daikin products, offering adaptability in payment structures.

Revolving Line of Credit
Varies by credit limit

A dedicated revolving line of credit specifically for Daikin product purchases, allowing for future upgrades or additional equipment without reapplying.

Lifestyle 1
Online Account Management

Easy access to an online portal for managing the Daikin credit card account, including viewing statements, making payments, and monitoring account activity.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments are required. See associate for details.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 739
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, TransUnion
Issuer Rules & Policies
PENDING

Rules: The Daikin credit card, issued by Synchrony, is primarily a financing tool for Daikin HVAC system purchases through authorized dealers in the USA. Eligibility requires applicants to be 18 years or older, a U.S. resident, and possess a valid Social Security Number or ITIN. Approval is subject to creditworthiness, with better credit scores typically qualifying for more favorable promotional financing offers (e.g., 0% APR for extended periods). There are no traditional sign-up bonuses with spend requirements; the primary benefit is access to special financing promotions. Applications are typically processed online or in-store via participating Daikin dealers.

Max Cards Per Issuer: 5

Min Spend Interval: Not applicable for traditional bonus spend. Promotional financing offers typically require the qualifying purchase to be made within a specific timeframe (e.g., 30-90 days from account opening) to activate the special APR, but this is tied to the purchase itself, not a separate bonus spend.

Shutdown Risk Triggers: Missed payments, high credit utilization across Synchrony accounts, opening too many Synchrony accounts in a short period (e.g., 3+ in 12 months), suspected fraudulent activity, or significant adverse changes in credit profile (e.g., multiple new accounts with other issuers, high debt-to-income ratio, bankruptcies).

Cliff Effect Rules: Synchrony's store cards generally operate independently. There are no 'card family' rules that impact eligibility for this specific card based on other Synchrony cards you hold, beyond general creditworthiness and cumulative credit exposure considerations.

Special Events: Daikin and Synchrony frequently offer seasonal or product-specific promotional financing events, such as extended 0% APR periods for new HVAC system installations or specific equipment upgrades. These are typically advertised by participating dealers and can vary by region or product line.

Holiday Promos: Commonly, special financing offers are introduced during peak HVAC seasons (e.g., spring/summer for AC, fall/winter for heating) and around major holidays (e.g., Memorial Day, Labor Day, Black Friday, year-end sales) to incentivize purchases.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Provides excellent promotional financing for large home improvement purchases, making expensive HVAC systems more affordable with manageable monthly payments.

Top Negative:
Beware of deferred interest if the balance isn't paid in full by the promotional end date; customer service can be challenging to deal with for account issues.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Synchrony HOME Credit Card
  • Wells Fargo Home Projects Credit Card
  • Lowe's Advantage Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 80.0%

Version Control
PENDING

Version ID: 02/01/2024

Last Updated: Feb 01, 2024 00:00