Diamond Resorts World Mastercard®
Basic Information
Program ID: diamond-resorts-world-mastercard
Issuer: Barclays
Card Type: Credit
Network: Mastercard
Card Tier: World
Data Complete: Yes
Created: 01/15/2026 17:20
Last Scraped: 01/15/2026 17:22
Fee Structure
| Annual Fee: | $95.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $95.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,124.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $25,000.00
Spending Requirement: $1,000.00
Time Period: 90 days
Bonus Timing: Typically within 8-12 weeks after requirement is met, but often within 48-72 hours.
Rewards Program
Reward Type: N/A - Program Discontinued
Base Reward Rate: 0.00%
Bonus Reward Rate: 0.00%
Bonus Categories: The Diamond Resorts World Mastercard program was discontinued following the acquisition of Diamond Resorts by Hilton Grand Vacations. As of January 2026, there are no active reward categories or benefits for this card.
Point Value Estimate: 0.0000 cents/point
Expiration Policy: N/A - Program Discontinued. Any previously earned points would have been subject to the terms at the time of discontinuation.
Transfer Partners: N/A - Program Discontinued. No active transfer partners.
Card Benefits
Protection Benefits
Travel Benefits
Premium Benefits
- Global Entry Credit: $0.00
- TSA PreCheck Credit: $0.00
Approval Criteria
Recommended FICO Range: 690 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: TransUnion
Issuer Rules
Rules: Eligibility for the Diamond Resorts World Mastercard in 2026 typically requires excellent credit (FICO 740+). Applicants must not have opened more than 6 new credit card accounts from *any* issuer in the past 24 months (Barclays 6/24 rule). Additionally, Barclays is sensitive to recent credit inquiries and new accounts, generally preferring applicants who haven't been approved for another Barclays card within the last 6-12 months. The sign-up bonus, usually awarded after meeting a specified minimum spend within the first 3-6 months, may not be available to applicants who currently hold or have held this specific card within the last 24 months. Standard eligibility includes being 18+ years old, a US resident, and having a valid SSN/ITIN.
Maximum Cards Per Issuer: 3
Minimum Spend Interval: 3-6 months
Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across Barclays cards, rapid application for multiple credit cards (even non-Barclays), abuse of card benefits, inactivity after bonus, late payments, suspicious spending patterns, excessive credit seeking behavior.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.5 / 5.0
Top Positive Feedback:
Strong rewards for Diamond Resorts loyalists, complimentary Premier Status, and valuable Mastercard benefits.
Top Negative Feedback:
Annual fee, points tied to a specific brand, and lower earning rates on non-bonus categories.
Approval Experience Score: 70.0 / 100
Recommended Alternatives
- Chase Sapphire Preferred
- Capital One Venture Rewards Credit Card
- Marriott Bonvoy Boundless Credit Card
Card Value Score: 75.0 / 100
Est. Annual Rewards: $221.00
User Portfolio Metrics
Avg Portfolio Size: 4 cards
Avg Portfolio Age: 120 months
Store vs Co-brand: 70% General / 30% Store
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 70.0%
Terms Version Control
Version ID: v1.0