Discount Tire Credit Card

Synchrony Pending

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7

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: discount-tire-credit-card

Issuer: Synchrony

Card Name: Discount Tire Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 10, 2026 08:49

Last Scraped: Feb 15, 2026 16:04

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Synchrony Bank offers SCRA benefits, including an interest rate reduction to 6% per year for eligible servicemembers on accounts opened prior to active duty.

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 7 Total
PENDING
Financial 2
No Annual Fee
$0

The Discount Tire Credit Card does not charge an annual fee for card membership.

Convenient Monthly Payments
N/A

Make manageable monthly payments on your Discount Tire Credit Card balance.

Lifestyle 1
Online Account Management
N/A

Conveniently manage your Discount Tire Credit Card account online, including viewing statements, making payments, and updating information.

Shopping 4
6 Months Special Financing
6 Months

Receive 6 months of special financing on qualifying purchases of $199 or more made with the Discount Tire Credit Card.

12 Months Special Financing
12 Months

Receive 12 months of special financing on qualifying purchases of $499 or more made with the Discount Tire Credit Card.

24 Months Special Financing
24 Months

Receive 24 months of special financing on qualifying purchases of $999 or more made with the Discount Tire Credit Card.

Exclusive Cardholder Offers
Varies by offer

Access to special promotions and discounts available only to Discount Tire Credit Card holders.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 739
Good
Hard Pull Only
Application Process
Not Available
Not Available
Not specified
Issuer Rules & Policies
PENDING

Rules: Eligibility: Applicants must be at least 18 years old, a U.S. resident, and possess a valid Social Security Number or Individual Taxpayer Identification Number. Approval is subject to creditworthiness as determined by Synchrony Bank. The card primarily offers special financing promotions, such as 0% APR for a specified period (e.g., 6, 12, 18, or 24 months) on qualifying purchases made at Discount Tire. These offers typically require a minimum purchase amount and are subject to deferred interest if the balance is not paid in full by the end of the promotional period. No traditional sign-up bonus (e.g., points, cashback) is typically offered.

Max Cards Per Issuer: 7

Min Spend Interval: Not applicable for a traditional sign-up bonus. Promotional financing offers typically require the qualifying purchase to be made within a specific promotional period, and the balance must be paid in full by the end of the promotional APR period to avoid deferred interest.

Shutdown Risk Triggers: Manufactured spending (less common for store cards but a general Synchrony trigger), high cumulative credit limit across Synchrony accounts, missed or late payments on any Synchrony account, abuse of promotional financing offers, rapid application for multiple Synchrony credit products, inactivity on the account for extended periods, suspicious or fraudulent activity.

Cliff Effect Rules: Synchrony generally does not have 'card family' rules that restrict eligibility or benefits based on holding other Synchrony cards in the same way major issuers like Chase or Amex do. Approval for new cards is primarily based on individual credit profile and overall credit exposure with Synchrony.

Special Events: Seasonal tire sales (e.g., Spring, Fall), specific tire brand promotions and rebates (e.g., Michelin, Goodyear), installation service discounts, Black Friday/Cyber Monday tire deals, anniversary sales for Discount Tire, and other ad-hoc in-store promotions.

Holiday Promos: New Year's Day, Memorial Day, Independence Day, Labor Day, Veterans Day, Black Friday / Cyber Monday (Thanksgiving week), Christmas / Year-End sales.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Easy approval for those with fair credit; useful for financing large tire purchases; no annual fee.

Top Negative:
High regular APR; limited use outside Discount Tire; potential for deferred interest if not paid in full; customer service issues.

Approval Experience: 75.0 / 100

Recommended Alternatives
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Card Value Score: 65.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 80.0%

Version Control
PENDING

Version ID: October 2023