Disney Premier Visa Card
Basic Information
Program ID: disney-premier-visa-card
Issuer: Chase
Card Type: Credit
Network: Visa
Card Tier: Premium
Data Complete: Yes
Created: 01/07/2026 17:52
Last Scraped: 01/15/2026 07:28
Fee Structure
| Annual Fee: | $49.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $49.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,999.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,999.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $300.00
Spending Requirement: $1,000.00
Time Period: 90 days
Bonus Timing: Typically within 6-8 weeks after meeting the spending requirement, but often posts sooner.
Rewards Program
Reward Type: Disney Rewards Dollars
Base Reward Rate: 0.01%
Bonus Reward Rate: 0.05%
Bonus Categories: 5x Disney Streaming (Disney+, Hulu, ESPN+), 2x Gas Stations, 2x Restaurants, 2x Disney Locations (Parks, Stores, shopDisney.com)
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Points do not expire as long as account is active
Transfer Partners: N/A
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
- Cell Phone Protection
- Price Protection
Travel Benefits
- Travel Insurance
- Primary Rental Protection
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
- Airport Lounge Access
- Concierge Service
- Global Entry Credit: $0.00
- TSA PreCheck Credit: $0.00
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, Equifax
Issuer Rules
Rules: To be eligible for the Disney Premier Visa Card, applicants must be 18 years or older, a U.S. resident, and possess a good to excellent credit score. The primary application rule is Chase's 5/24 rule, meaning approval is highly unlikely if you have opened 5 or more new credit card accounts (from any issuer) in the past 24 months. Additionally, Chase generally limits new applications to no more than two cards within a 30-day period. The typical sign-up bonus for this card involves earning a statement credit (e.g., $300) after spending a specified amount (e.g., $1,000) within the first 3 months of account opening.
Maximum Cards Per Issuer: 7
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Common triggers for account shutdown by Chase include engaging in manufactured spending (e.g., excessive gift card purchases, payment of rent/mortgage via credit card with high fees, repeated large purchases and returns), rapid accumulation of high credit limits across multiple cards, sudden drastic changes in spending patterns inconsistent with typical consumer behavior, not using the card for regular purchases after earning a bonus, defaulting on payments, or engaging in any activities deemed fraudulent or abusive of the rewards program by Chase.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.7 / 5.0
Top Positive Feedback:
Excellent for Disney enthusiasts with perks like discounts, photo opportunities, and rewards on Disney spending. No foreign transaction fees is a plus for travel.
Top Negative Feedback:
Annual fee can outweigh rewards for non-Disney spending; rewards are primarily Disney-centric, limiting flexibility for general use.
Approval Experience Score: 75.0 / 100
Recommended Alternatives
- Chase Sapphire Preferred
- Capital One SavorOne
- Discover it Cash Back
Card Value Score: 72.0 / 100
Est. Annual Rewards: $260.00
User Portfolio Metrics
Avg Portfolio Size: 4 cards
Avg Portfolio Age: 84 months
Store vs Co-brand: 80% General / 20% Store
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 85.0%
Terms Version Control
Version ID: v1.0
Last Updated: 07/29/2024 05:34