Disney Premier Visa Card

Chase Visa Premium Pending

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0

Benefits

0

Reward Categories

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Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: disney-premier-visa-card

Issuer: Chase

Card Name: Disney Premier Visa Card

Card Type: Credit

Network: Visa

Card Tier: Premium

Approved: Pending

Data Complete: Complete

Created: Jan 07, 2026 17:52

Last Scraped: Jan 15, 2026 07:28

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Disney Rewards Dollars

Base Rate: 0.01x

Bonus Rate: 0.05x

Categories: 5x Disney Streaming (Disney+, Hulu, ESPN+), 2x Gas Stations, 2x Restaurants, 2x Disney Locations (Parks, Stores, shopDisney.com)

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: Points do not expire as long as account is active

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Transfer Partners: N/A

Redemption Penalties: None

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Global Entry Credit: $0

TSA PreCheck Credit: $0

Sign-Up Bonus
PENDING

$300

Cash Back

Requirement: Spend $1,000 in 90 days

Timing: Typically within 6-8 weeks after meeting the spending requirement, but often posts sooner.

Fee Structure
PENDING
Annual Fee: $49.00
Year 1 Waived: No
Effective Annual Fee: $49.00
Authorized User Fee: $0.00
Penalty APR: 0.30%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 29.99%

Balance Transfer APR: 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Promo Financing: Special Financing on Disney Vacation Packages

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 850
Good
Supported
Application Process
Available
Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: To be eligible for the Disney Premier Visa Card, applicants must be 18 years or older, a U.S. resident, and possess a good to excellent credit score. The primary application rule is Chase's 5/24 rule, meaning approval is highly unlikely if you have opened 5 or more new credit card accounts (from any issuer) in the past 24 months. Additionally, Chase generally limits new applications to no more than two cards within a 30-day period. The typical sign-up bonus for this card involves earning a statement credit (e.g., $300) after spending a specified amount (e.g., $1,000) within the first 3 months of account opening.

Max Cards Per Issuer: 7

Min Spend Interval: 3 months

Shutdown Risk Triggers: Common triggers for account shutdown by Chase include engaging in manufactured spending (e.g., excessive gift card purchases, payment of rent/mortgage via credit card with high fees, repeated large purchases and returns), rapid accumulation of high credit limits across multiple cards, sudden drastic changes in spending patterns inconsistent with typical consumer behavior, not using the card for regular purchases after earning a bonus, defaulting on payments, or engaging in any activities deemed fraudulent or abusive of the rewards program by Chase.

Cliff Effect Rules: The Disney Premier Visa Card is not subject to specific 'family' bonus eligibility rules like the Chase Sapphire or Freedom lines (e.g., the 1/24 Sapphire bonus rule). However, the overarching Chase 5/24 rule applies to all personal credit card applications, acting as a primary gatekeeper for new card approvals across the issuer's portfolio.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.7 / 5.0

Top Positive:
Excellent for Disney enthusiasts with perks like discounts, photo opportunities, and rewards on Disney spending. No foreign transaction fees is a plus for travel.

Top Negative:
Annual fee can outweigh rewards for non-Disney spending; rewards are primarily Disney-centric, limiting flexibility for general use.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Chase Sapphire Preferred
  • Capital One SavorOne
  • Discover it Cash Back

Card Value Score: 72.0 / 100

Est. Annual Rewards: $260.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: v1.0

Last Updated: Jul 29, 2024 05:34