Disney® Visa® Card

Chase Visa Standard Pending

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0

Benefits

0

Reward Categories

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Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: disney-visa-card

Issuer: Chase

Card Name: Disney® Visa® Card

Card Type: Credit

Network: Visa

Card Tier: Standard

Approved: Pending

Data Complete: Complete

Created: Jan 07, 2026 17:54

Last Scraped: Jan 15, 2026 07:30

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Disney Rewards Dollars

Base Rate: 1x

Bonus Rate: 2x

Categories: 2x Gas Stations, 2x Restaurants, 2x Disney Locations

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: Disney Rewards Dollars do not expire as long as your account is open and in good standing.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Transfer Partners: None

Redemption Penalties: None

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Global Entry Credit: $0

TSA PreCheck Credit: $0

Sign-Up Bonus
PENDING

$150

Cash Back

Requirement: Spend $500 in 90 days

Timing: Typically within 8-12 weeks after requirement is met, but often within 48-72 hours

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 0.00%
Min Interest Charge: $1.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 29.99%

Balance Transfer APR: 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 12 months

Intro BT APR: 0% for 12 months

Promo Financing: Special Financing on select Disney purchases

Promo Duration: 6 months

⚠️ Interest will be charged from the purchase date if the promotional balance is not paid in full by the end of the promotional period.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 850
Good
Supported
Application Process
Available
Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: Eligibility for the Disney Visa Card in 2026 requires applicants to be 18+ years old (21+ in some states), possess a good to excellent credit score (typically 670+), and have sufficient income to support the credit limit. Applicants must adhere to Chase's 5/24 rule, meaning they cannot have opened more than 5 credit cards across all issuers in the past 24 months. Additionally, Chase's internal application rules include not opening more than 2 Chase cards (personal or business) in 30 days (the 2/30 rule). To be eligible for the welcome bonus, applicants must typically be new cardmembers who have not received a sign-up bonus for this specific Disney Visa Card in the last 24 months. The standard welcome offer usually involves earning a statement credit after meeting a specified spending threshold within the initial months of account opening.

Max Cards Per Issuer: 7

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across all Chase cards, rapid application for multiple cards (even if within 5/24), suspicious spending patterns inconsistent with declared income, repeated late payments, or abuse of rewards programs (e.g., excessive returns for points).

Cliff Effect Rules: No specific card family 'cliff effect' rules apply to the Disney Visa Card beyond general Chase application restrictions (e.g., 5/24, 2/30) and individual card bonus eligibility (e.g., 24-month rule for this specific card). It does not fall under the Sapphire or Freedom family restrictions.

Special Events: Cardholders can expect special discounts and financing offers at Disney Store, shopDisney.com, Disney Parks & Resorts, Disney Cruise Line, and Aulani, A Disney Resort & Spa. These may include specific merchandise discounts, dining savings, or special financing options for Disney vacation packages.

Holiday Promos: Promotional periods for the Disney Visa Card often align with major Disney movie releases, key holiday seasons (e.g., Christmas, summer vacation planning), and significant Disney fan events like the D23 Expo. Special sign-up bonuses or enhanced spending incentives may be offered during these times.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.8 / 5.0

Top Positive:
Users highly value the exclusive Disney perks, such as discounts on merchandise, dining, and resort stays, as well as character meet-and-greets. The 2% back on gas, restaurants, and Disney locations is appreciated, especially for frequent Disney visitors, and the lack of an annual fee is a significant plus.

Top Negative:
Common complaints include the limited redemption options for rewards (only Disney Rewards Dollars), the relatively low 1% earning rate on general purchases, and that the card's value is diminished for those who do not frequently engage with Disney products or experiences.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Chase Freedom Unlimited
  • Capital One SavorOne Cash Rewards Credit Card
  • Citi Custom Cash Card

Card Value Score: 80.0 / 100

Est. Annual Rewards: $350.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: v1.0