DoorDash Rewards Mastercard®
Basic Information
Program ID: doordash-rewards-mastercard
Issuer: Chase
Card Type: Credit
Network: Mastercard
Card Tier: Premium
Data Complete: Yes
Created: 01/07/2026 17:59
Last Scraped: 01/15/2026 07:35
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,124.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $50.00
Spending Requirement: $0.00
Time Period: 90 days
Bonus Timing: Typically within 1-2 billing cycles after the qualifying purchase posts, often within 48-72 hours.
Rewards Program
Reward Type: Chase Ultimate Rewards Points
Base Reward Rate: 1.00%
Bonus Reward Rate: 4.00%
Bonus Categories: 4x DoorDash & Caviar, 2x Dining, 2x Groceries
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Points do not expire as long as account is active and in good standing
Transfer Partners: None directly from this card (requires combining points with a premium Chase Ultimate Rewards card like Sapphire Preferred/Reserve)
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
- Cell Phone Protection
- Price Protection
Travel Benefits
- Travel Insurance
- Primary Rental Protection
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
- Airport Lounge Access
- Concierge Service
- Global Entry Credit: $0.00
- TSA PreCheck Credit: $0.00
Approval Criteria
Recommended FICO Range: 700 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, Equifax
Issuer Rules
Rules: To be eligible for the DoorDash Rewards Mastercard in 2026, applicants must generally possess excellent credit (typically FICO score 740+). A critical application rule is Chase's '5/24 Rule,' meaning applicants cannot have opened more than 5 credit card accounts (from any issuer) in the past 24 months. Furthermore, applicants may not be eligible for the new cardmember bonus if they currently have this card or have received a new cardmember bonus for this specific card in the past 24 months. Chase also considers an applicant's total credit exposure across all their Chase accounts relative to their income. A typical sign-up bonus for this card might be: 'Earn a $100 DoorDash credit after spending $500 on purchases in the first 3 months from account opening.'
Maximum Cards Per Issuer: 7
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, excessive credit limit utilization across all Chase cards, rapid application for multiple credit products, unusual spending patterns inconsistent with declared income, frequent account opening and closing, defaulting on payments, or engaging in fraudulent activities.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.9 / 5.0
Top Positive Feedback:
Excellent rewards on DoorDash and dining, valuable free DashPass subscription for a year, no annual fee, and broad Mastercard acceptance.
Top Negative Feedback:
Rewards are cash back, not Chase Ultimate Rewards points; lower rewards on general spending; 2% on groceries is good but not market-leading; potential for high APR if carrying a balance.
Approval Experience Score: 75.0 / 100
Recommended Alternatives
- Capital One SavorOne Cash Rewards Credit Card
- Chase Freedom Flex
- Citi Custom Cash Card
Card Value Score: 85.0 / 100
Est. Annual Rewards: $294.00
User Portfolio Metrics
Avg Portfolio Size: 4 cards
Avg Portfolio Age: 72 months
Store vs Co-brand: 30% DoorDash / 70% General
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 85.0%
Terms Version Control
Version ID: January 2024