Dorel Living Credit Card

Synchrony Pending

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Basic Information
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Program ID: dorel-living-credit-card

Issuer: Synchrony

Card Name: Dorel Living Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 16, 2026 18:25

Last Scraped: Feb 16, 2026 18:28

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

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Rewards Summary
PENDING
Benefits & Protections (Detailed) 1 Total
PENDING
Financing 1
Special Financing Offers
Varies by promotion

Access to special financing promotions on eligible Dorel Living purchases made with the Dorel Living Credit Card. These promotions may include deferred interest or interest-free periods, subject to credit approval, minimum purchase requirements, and specific promotional terms.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR
Intro APR Offers

Promo Financing: Special Financing

Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Not specified
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: The Dorel Living Credit Card, issued by Synchrony, is primarily a store-specific financing tool. Eligibility requirements for 2026 are expected to remain consistent with Synchrony's general criteria: applicants must be at least 18 years old (19 in AL/NE), a U.S. resident with a valid Social Security Number or ITIN, and possess a satisfactory credit history. While store cards often have more lenient credit requirements than general-purpose cards, approval is subject to Synchrony's underwriting standards, including income verification. The primary 'bonus rule' for this card typically involves promotional financing offers, such as 0% APR for a specified period on qualifying Dorel Living purchases, or an initial discount on the first purchase made with the card. Traditional sign-up bonuses with minimum spend requirements are not characteristic of this type of store card.

Max Cards Per Issuer: 7

Min Spend Interval: Not applicable; this card primarily offers promotional financing on specific purchases rather than a traditional sign-up bonus with a spend interval.

Shutdown Risk Triggers: Common triggers for Synchrony account shutdown include: high cumulative credit exposure across multiple Synchrony accounts relative to income, rapid application for numerous Synchrony cards in a short timeframe, late payments or defaults on any Synchrony account, suspected credit cycling, unusual spending patterns inconsistent with typical retail purchases, or any breach of the cardholder agreement.

Cliff Effect Rules: Synchrony does not enforce 'cliff effect' rules in the sense of bonus eligibility restrictions based on holding other Synchrony cards. However, your overall credit relationship with Synchrony (total credit extended, payment history, and recent application activity) significantly influences approval for new Synchrony cards and credit limit increases. A high number of existing Synchrony accounts or a substantial cumulative credit limit can make it more challenging to be approved for additional cards.

Special Events: The Dorel Living Credit Card frequently features special financing offers (e.g., 0% APR for 6, 12, 18, or 24 months on qualifying purchases), exclusive cardholder discounts, early access to sales events, and potentially birthday discounts or loyalty rewards for repeat purchases. These promotions are typically tied to specific purchase amounts or product categories.

Holiday Promos: Expect enhanced promotional financing offers and special discounts during major retail holidays such as Black Friday/Cyber Monday, the entire Christmas/Holiday Season, Memorial Day, Labor Day, 4th of July, and Presidents' Day. Seasonal sales events (e.g., Spring Sale, End-of-Year Clearance) and back-to-school promotions are also common periods for cardholder benefits.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Easy approval process, useful for financing large home furnishing purchases with deferred interest, and can be used at a wide network of home-related stores.

Top Negative:
High deferred interest rates if promotional terms are not met, frequent complaints about customer service, and confusing promotional period terms.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Wells Fargo Reflect Card
  • Citi Custom Cash Card
  • Capital One QuicksilverOne

Card Value Score: 45.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: 01/01/2024