Dyson Credit Card

Synchrony Pending

Back Apply Now

4

Benefits

4

Reward Categories

5x

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: dyson-credit-card

Issuer: Synchrony

Card Name: Dyson Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 10, 2026 08:50

Last Scraped: Feb 05, 2026 12:59

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Synchrony Bank complies with SCRA, offering an interest rate reduction to 6% APR on eligible credit card accounts opened prior to active duty for qualifying Servicemembers. Contact 1-855-SCRA-411 to request benefits.

Rewards Program (Detailed) 4 Categories
PENDING
Category Rate Type Description Annual Cap Status
Dyson Purchases 5x Cash Back Purchases made directly at Dyson.com or Dyson Demo Stores in the U.S. No Cap
Gas 2x Cash Back Purchases at gas stations. No Cap
Dining 2x Cash Back Purchases at restaurants. No Cap
All Other Purchases 1x Cash Back All eligible purchases not falling into other bonus categories, everywhere else Mastercard is accepted. No Cap
Rewards Summary
PENDING

Reward Type: Store Credit

Bonus Rate: 5x

Categories: Dyson purchases

Quarterly Rotating: No

Point Value: 0.01¢

Benefits & Protections (Detailed) 4 Total
PENDING
Account Management 1
Online Account Management

Manage your Dyson Credit Card account online, including viewing statements, making payments, and updating personal information.

Financial 1
No Annual Fee
$0

The Dyson Credit Card does not charge an annual fee for card membership.

Shopping 2
Special Financing Offers
Varies by promotion

Access to special financing promotions on Dyson products when using the Dyson Credit Card. Specific offers may vary and are subject to terms and conditions.

Exclusive Cardholder Offers
Varies by offer

Cardholders may receive exclusive discounts, promotions, and special offers on Dyson products.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6, 12, 18 or 24 months. Minimum monthly payments required. See card agreement for details.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
620 - 700
Good
Hard Pull Only
Application Process
Not Available
Not Available
Not specified
Issuer Rules & Policies
PENDING

Rules: The Dyson credit card, issued by Synchrony, primarily offers deferred interest financing on Dyson purchases. Eligibility requires applicants to be at least 18 years old (19 in AL/NE), a U.S. resident, possess a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and meet Synchrony's creditworthiness criteria (typically fair to good credit). The primary 'bonus' is often promotional financing (e.g., 0% APR for 12, 18, or 24 months on qualifying purchases), or an initial discount (e.g., 10% off first purchase), subject to specific terms and minimum spend. Card usage is generally restricted to Dyson.com and Dyson Demo Stores within the USA.

Max Cards Per Issuer: 5

Min Spend Interval: Not applicable for traditional sign-up bonus; financing offers typically have a promotional period (e.g., 12 months) requiring full payment by the end of the term.

Shutdown Risk Triggers: Missed or late payments on any Synchrony account, high utilization across Synchrony credit lines, defaulting on other credit obligations, rapid accumulation of multiple Synchrony credit lines or significant increase in total credit exposure with Synchrony, and suspicious account activity or potential fraud.

Cliff Effect Rules: Not applicable. Synchrony store cards generally operate independently without 'family' restrictions impacting eligibility for other Synchrony store cards.

Special Events: Exclusive cardholder discounts on new Dyson product launches, special financing offers during Dyson-specific sales events, early access to sales or product pre-orders, and potential birthday or anniversary offers.

Holiday Promos: Enhanced financing or discounts during major retail holidays such as Black Friday/Cyber Monday, Christmas/Holiday season, Mother's Day/Father's Day, and other seasonal sales events.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.5 / 5.0

Top Positive:
Excellent 0% APR financing for expensive Dyson products; helps manage large purchases; straightforward application process.

Top Negative:
High standard APR after promotional period; limited utility outside of Dyson purchases; customer service can be inconsistent.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Best Buy Credit Card (Citi)
  • Amazon Store Card (Synchrony)
  • Chase Freedom Unlimited (for 0% intro APR offers)

Card Value Score: 80.0 / 100

Est. Annual Rewards: $120.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: 01/24