Emirates Skywards Premium World Elite Mastercard®
Basic Information
Program ID: emirates-skywards-premium-world-elite-mastercard
Issuer: Barclays
Card Type: Credit
Network: Mastercard
Card Tier: Premium World Elite
Data Complete: Yes
Created: 01/15/2026 17:11
Last Scraped: 01/15/2026 17:12
Fee Structure
| Annual Fee: | $495.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $395.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,124.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $60,000.00
Spending Requirement: $3,000.00
Time Period: 90 days
Bonus Timing: Bonus miles are typically posted to your Skywards account 6-8 weeks after you meet the spending requirement.
Rewards Program
Reward Type: Skywards Miles
Base Reward Rate: 1.00%
Bonus Reward Rate: 3.00%
Bonus Categories: 3x Emirates Purchases, 2x Eligible Travel Purchases
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Skywards Miles expire three years from the date of earning, on the last day of the month in which they were earned.
Transfer Partners: N/A - Co-branded airline miles
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
- Cell Phone Protection
Travel Benefits
- Travel Insurance
- Primary Rental Protection
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
- Airport Lounge Access
- Concierge Service
- Global Entry Credit: $100.00
- TSA PreCheck Credit: $100.00
- Hotel Status: Emirates Skywards Silver
Approval Criteria
Recommended FICO Range: 700 - 850
Approval Odds Category: Excellent
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: TransUnion, Experian
Issuer Rules
Rules: For 2026, applicants for the Emirates Skywards Premium World Elite Mastercard from Barclays are subject to several key eligibility requirements and bonus rules. The sign-up bonus is projected to be 75,000 Skywards Miles after spending $5,000 on purchases within the first 3 months of account opening. Application eligibility includes: 1. **Barclays 6/24 Rule**: Applicants must not have opened more than 6 new credit card accounts across all issuers in the past 24 months. 2. **Recent Barclays Card**: Applicants may be denied if they have opened a new Barclays credit card account within the last 6 months. 3. **Previous Bonus Eligibility**: Applicants are generally ineligible for the sign-up bonus if they have received a bonus for this specific Emirates Skywards Premium World Elite Mastercard in the past 24 months. 4. **Creditworthiness**: Excellent credit history (typically FICO score 740+) and sufficient income are required for approval. 5. **Residency**: Must be a U.S. resident.
Maximum Cards Per Issuer: 3
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across all issuers, excessive credit cycling, sudden large deposits/withdrawals, applying for too much credit too quickly, not using the card for organic spend, abuse of return policies, repeated balance transfers without organic spend, or any activity deemed fraudulent or against the cardholder agreement.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.8 / 5.0
Top Positive Feedback:
Excellent rewards on Emirates flights and travel purchases; Valuable sign-up bonus for frequent flyers; Premium travel benefits like lounge access and priority services.
Top Negative Feedback:
High annual fee can be hard to justify for non-frequent Emirates flyers; Rewards are primarily tied to Emirates, limiting flexibility; Some users find the APR high if carrying a balance.
Approval Experience Score: 85.0 / 100
Recommended Alternatives
- Barclays AAdvantage Aviator Red World Elite Mastercard
- Chase Sapphire Reserve
- Delta SkyMiles Reserve American Express Card
Card Value Score: 88.0 / 100
Est. Annual Rewards: $832.00
User Portfolio Metrics
Avg Portfolio Size: 5 cards
Avg Portfolio Age: 120 months
Store vs Co-brand: 0% General / 100% Co-brand
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 85.0%
Terms Version Control
Version ID: 09.2023