Emirates Skywards Premium World Elite Mastercard®

Barclays Mastercard Premium World Elite Pending

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17

Benefits

3

Reward Categories

3x

Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: emirates-skywards-premium-world-elite-mastercard

Issuer: Barclays

Card Name: Emirates Skywards Premium World Elite Mastercard®

Card Type: Credit

Network: Mastercard

Card Tier: Premium World Elite

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 17:11

Last Scraped: Jan 24, 2026 08:44

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 3 Categories
PENDING
Category Rate Type Description Annual Cap Status
Emirates Purchases 3x Miles Eligible Emirates purchases No Cap
Travel 2x Miles Eligible travel purchases No Cap
Everywhere Else 1x Miles All other purchases No Cap
Rewards Summary
PENDING

Reward Type: Skywards Miles

Base Rate: 1x

Bonus Rate: 3x

Categories: 3x Emirates Purchases, 2x Travel

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: Miles expire 3 years from the date of earning, or on December 31st of the third year after the year in which they were earned.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Transfer Partners: Emirates and partner airlines including Qantas, United, Air Canada, Japan Airlines, Korean Air, South African Airways, Alaska Airlines.

Redemption Penalties: Varies by fare class and timing; typically $25-$200 for changes/cancellations of award tickets.

Benefits & Protections (Detailed) 17 Total
PENDING
Mastercard Benefits 3
Mastercard ID Theft Protection™

Provides you with services to help detect and resolve identity theft.

Mastercard Global Service™
24/7 customer service

Provides 24/7 customer service for all of your card-related needs, including emergency card replacement and cash advance.

Concierge Service
24/7 complimentary service

Enjoy complimentary 24/7 concierge service to assist with travel planning, dinner reservations, and more.

Purchase Protection & Insurance 4
Cell Phone Protection
Up to $1,000 yearly coverage ($600 per claim)

Get up to $1,000 in yearly coverage ($600 per claim, maximum 2 claims per year) if your cell phone is stolen or damaged when you pay your monthly cell phone bill with your Emirates Skywards Premium World Elite Mastercard. A $50 deductible applies per claim.

Extended Warranty
Up to 1 additional year

Doubles the original manufacturer's or store brand warranty for up to one additional year on eligible purchases.

Price Protection

If you find a lower price for an eligible item within 120 days of the purchase date, you may be reimbursed for the price difference.

Purchase Protection

Replaces, repairs, or reimburses you for eligible items in the event of theft or damage within 90 days of the purchase date.

Rewards 5
Welcome Offer
60,000 bonus Skywards Miles

Earn 60,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days.

Everyday Earning - Emirates Purchases
3X Miles per $1

Earn 3 Skywards Miles for every $1 spent on eligible Emirates purchases.

Everyday Earning - Travel & Dining
2X Miles per $1

Earn 2 Skywards Miles for every $1 spent on eligible travel and dining purchases.

Everyday Earning - All Other Purchases
1X Mile per $1

Earn 1 Skywards Mile for every $1 spent on all other purchases.

Annual Bonus Miles
10,000 bonus Skywards Miles

Earn 10,000 bonus Skywards Miles after spending $30,000 or more on purchases within your cardmembership year.

Travel 5
Emirates Skywards Silver Tier Status
Complimentary Silver Tier Status

Enjoy complimentary Emirates Skywards Silver tier status for the first year of cardmembership. Maintain Silver tier status when you spend $20,000 on purchases within your cardmembership year.

Priority Check-in and Boarding

As an Emirates Skywards Silver tier member, enjoy priority check-in and boarding on Emirates flights.

Complimentary Airport Lounge Access
2 complimentary vouchers

Enjoy two complimentary Emirates Lounge access vouchers each year for use in Dubai.

Global Entry or TSA PreCheck® Application Fee Credit
Up to $100

Receive a statement credit of up to $100 every five years for the application fee for Global Entry or TSA PreCheck®.

No Foreign Transaction Fees

Pay no foreign transaction fees on purchases made while traveling abroad.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Global Entry Credit: $100

TSA PreCheck Credit: $100

Hotel Status: Emirates Skywards Silver

Sign-Up Bonus
PENDING

60,000

Points/Miles

Requirement: Spend $3,000 in 90 days

Timing: Bonus Skywards Miles are typically posted to your account within 6-8 weeks after you have met the spending requirement.

Fee Structure
PENDING
Annual Fee: $495.00
Year 1 Waived: No
Effective Annual Fee: $495.00
Authorized User Fee: $95.00
Penalty APR: 0.30%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 29.24%

Balance Transfer APR: 21.24%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Promo Duration: 0 months

Approval Criteria & Requirements
PENDING
Credit Score Requirements
740 - 850
Excellent
Hard Pull Only
Application Process
Not Available
Not Available
Experian, TransUnion
Issuer Rules & Policies
PENDING

Rules: For 2026, the welcome bonus for the Emirates Skywards Premium World Elite Mastercard typically requires meeting a specific spending threshold within the first 3 months of account opening. The exact bonus amount (e.g., Skywards Miles) is subject to change annually but generally rewards new cardholders for initial spend. Eligibility requirements include having good to excellent credit. Barclays is known for its '6/24 Rule,' meaning approval is highly unlikely if you have opened more than 6 new credit card accounts across all issuers in the past 24 months. Additionally, applicants may be ineligible for the welcome bonus if they have previously held this specific card or received its bonus within the last 24-48 months (specific timeframe can vary).

Max Cards Per Issuer: 3

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, excessive credit seeking, high cumulative credit limit across Barclays accounts, high credit utilization on Barclays cards, suspicious transaction patterns, failure to pay on time, or a pattern of opening and closing cards quickly (churning).

Cliff Effect Rules: Barclays typically enforces a 'once per lifetime' or 'once every 24-48 months' rule for welcome bonuses on specific co-branded cards. This means if you've previously held the Emirates Skywards Premium World Elite Mastercard or received its bonus within the specified timeframe, you may not be eligible for a new welcome bonus.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 4.0 / 5.0

Top Positive:
Excellent for frequent Emirates flyers, generous sign-up bonus, valuable lounge access and elite status benefits, good earning rates on travel.

Top Negative:
High annual fee, limited redemption options outside of Emirates, miles can be difficult to redeem for peak travel, not ideal for non-Emirates flyers.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Chase Sapphire Reserve
  • American Express Platinum Card
  • Delta SkyMiles Reserve American Express Card

Card Value Score: 85.0 / 100

Est. Annual Rewards: $780.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: v1.0