1
Benefits0
Reward Categories—
Max Reward30%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGBenefits & Protections (Detailed) 1 Total
PENDINGShopping 1
Special Financing Offers
Varies by promotionAccess to special financing promotions on eligible Exmark equipment purchases made with the Exmark Credit Card, subject to credit approval and specific promotional terms and conditions.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 29.99% - 29.99%
Cash Advance APR: 29.99%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 24 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility: Applicants must be 18 years or older, a US resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). Approval is subject to Synchrony Bank's credit underwriting standards, typically requiring a fair to good credit score. Bonus Rules: The Exmark credit card primarily offers special promotional financing options (e.g., 0% APR for X months) on qualifying purchases made at authorized Exmark dealers, rather than traditional sign-up bonuses. These offers are usually tied to specific purchase amounts or product categories.
Max Cards Per Issuer: 7
Min Spend Interval: N/A - Promotional financing based on purchase amount.
Cliff Effect Rules: Not applicable in the traditional sense for Synchrony store cards. Eligibility for one Synchrony card does not typically preclude eligibility for another, beyond general creditworthiness and total credit exposure considerations.
Special Events: Seasonal sales events (e.g., Spring/Summer Lawn Care Sales, Fall Cleanup Promotions), new product launch promotions, dealer-specific promotional events, and manufacturer rebates often combined with special financing offers.
Holiday Promos: Major US retail holidays such as Memorial Day, Labor Day, Black Friday, Cyber Monday, and End-of-Year Sales. Specific financing offers may be available during these periods.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 2.6 / 5.0
Top Positive:
Easy approval for financing large purchases; useful for managing cash flow with deferred interest options.
Top Negative:
High interest rates after promotional period; poor customer service; difficulty with credit limit increases.
Approval Experience: 70.0 / 100
Recommended Alternatives
- Lowe's Advantage Card
- Home Depot Consumer Credit Card
- Discover it® Cash Back
Card Value Score: 65.0 / 100
Est. Annual Rewards: $0.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0