0
Benefits0
Reward Categories—
Max Reward21.2%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGReward Type: OneKeyCash
Base Rate: 0.01x
Bonus Rate: 0.04x
Categories: 4% OneKeyCash on eligible Expedia purchases (flights, hotels, cars, packages, activities); 2% OneKeyCash on other travel purchases.
Quarterly Rotating: No
Cap Amount: $0.00
Expiration Policy: OneKeyCash expires if there is no qualifying activity in 18 months.
Point Value: 0.01¢
Travel Portal Multiplier: 1x
Transfer Partners: None
Redemption Penalties: Redemption limited to Expedia purchases.
Benefits & Protections (Detailed)
No Card Benefits Available
Click "Get Data" button below to fetch card benefits for this card.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Hotel Status: Expedia OneKey Silver
Sign-Up Bonus
PENDING25,000
Points/MilesRequirement: Spend $1,500 in 90 days
Timing: Bonus points typically post to your account within 8 to 12 weeks after you meet the purchase requirement.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.00% |
| Min Interest Charge: | $0.50 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 29.24%
Balance Transfer APR: 21.24%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 0 months
Intro BT APR: 0% for 0 months
Promo Duration: 0 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Applicants are generally eligible for a new cardmember bonus if they have not received a bonus for the Expedia OneKey Card or any card within the Expedia OneKey family in the past 24 months. Eligibility also requires meeting Citibank's creditworthiness criteria, including a good to excellent credit score, sufficient income, and a manageable debt-to-income ratio. Citibank considers overall application velocity, though the 24-month bonus rule is the most prominent specific restriction.
Max Cards Per Issuer: 6
Min Spend Interval: 3 months
Cliff Effect Rules: Citibank enforces a '24-month rule' for bonus eligibility. An applicant is typically ineligible for a new cardmember bonus on the Expedia OneKey Card if they have opened or closed, or received a bonus for, the Expedia OneKey Card or any card within its product family within the last 24 months. This rule applies across variations of the same card product.
Special Events: N/A
Holiday Promos: N/A
International Friendly: Yes
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.8 / 5.0
Top Positive:
Strong earning rates on Expedia bookings, valuable travel benefits, and a decent sign-up bonus for frequent Expedia users.
Top Negative:
Rewards are primarily tied to Expedia, which can limit flexibility; potentially high APR for some users; better general travel cards exist for broader redemption options.
Approval Experience: 78.0 / 100
Recommended Alternatives
- Citi Premier Card
- Chase Sapphire Preferred Card
- Capital One Venture X Rewards Credit Card
Card Value Score: 70.0 / 100
Est. Annual Rewards: $400.00
Approval Probability: 80.0%
Version Control
PENDINGVersion ID: 202403