Expedia OneKey Premium Credit Card from Citi

Citibank Mastercard Premium Pending

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0

Benefits

0

Reward Categories

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Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: expedia-one-key-premium-card

Issuer: Citibank

Card Name: Expedia OneKey Premium Credit Card from Citi

Card Type: Credit

Network: Mastercard

Card Tier: Premium

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 15:53

Last Scraped: Jan 15, 2026 15:55

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: OneKeyCash

Base Rate: 2x

Bonus Rate: 4x

Categories: 4% on eligible Expedia purchases (flights, hotels, cars, packages, activities), 2% on all other purchases

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: OneKeyCash expires 18 months after earning if no qualifying activity (booking or redemption) occurs.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Transfer Partners: None

Redemption Penalties: OneKeyCash can only be redeemed on Expedia Group sites.

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Global Entry Credit: $100

TSA PreCheck Credit: $100

Hotel Status: Expedia Platinum

Sign-Up Bonus
PENDING

50,000

Points/Miles

Requirement: Spend $3,000 in 90 days

Timing: Typically within 8-12 weeks after requirement is met, but often within 48-72 hours.

Fee Structure
PENDING
Annual Fee: $95.00
Year 1 Waived: No
Effective Annual Fee: $-5.00
Authorized User Fee: $0.00
Penalty APR: 0.30%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $5 or 5% of the amount of each transfer, whichever is greater. (Minimum $5)
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 29.24%

Balance Transfer APR: 21.24%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 12 months

Intro BT APR: 0% for 12 months

Promo Duration: 0 months

Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 850
Good
Supported
Application Process
Available
Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: Eligibility for the welcome bonus requires that the applicant has not received a welcome bonus for the Expedia One Key Premium Card or any card within its product family within the last 24 months. Citibank's general application rules typically limit new card approvals to no more than one card every 8 days and no more than two cards every 65 days. Applicants must also meet Citibank's creditworthiness standards, including a good to excellent credit score and sufficient income.

Max Cards Per Issuer: 6

Min Spend Interval: 3-6 months, typically 3 months

Shutdown Risk Triggers: Manufactured spending, excessive credit limit with the issuer, rapid application for multiple cards, suspicious spending patterns, abuse of welcome bonuses or return policies, not using the card after meeting the bonus spend.

Cliff Effect Rules: The primary 'cliff effect' is Citibank's 24-month rule for welcome bonuses. This rule dictates that an applicant is ineligible for a new welcome bonus on the Expedia One Key Premium Card if they have received a bonus on this specific card or any other card within its designated 'product family' (as defined by Citibank) within the past 24 months from the date the previous bonus was received. This prevents individuals from repeatedly earning bonuses on closely related card products.

Special Events: Not applicable; this is a co-branded travel credit card, not a store-specific card.

Holiday Promos: Varies; general issuer-wide promotions may occur during major holiday seasons (e.g., Black Friday, Cyber Monday, year-end holidays) but are not specific to this card's core rules.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.8 / 5.0

Top Positive:
High rewards on Expedia purchases (10x OneKeyCash), good rates on dining and other travel (4x OneKeyCash), includes an annual travel credit and OneKey Gold status, and no foreign transaction fees.

Top Negative:
Annual fee may not be justified for infrequent Expedia users, rewards are tied to the Expedia OneKey program limiting flexibility, and general spending rewards are lower than some competitors.

Approval Experience: 85.0 / 100

Recommended Alternatives
  • Chase Sapphire Preferred Card
  • Capital One Venture X Rewards Credit Card
  • Citi Premier Card

Card Value Score: 88.0 / 100

Est. Annual Rewards: $1,425.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: February 2024