5
Benefits0
Reward Categories—
Max Reward—
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGBenefits & Protections (Detailed) 5 Total
PENDINGFinancial 1
No Annual Fee
$0 annual feeThe credit card does not charge an annual fee for card membership.
Shopping 4
Dedicated Credit Line
Provides a separate credit line specifically for purchases made at Feldman Brothers and other participating Synchrony HOME network retailers.
Promotional Financing Offers
Varies by promotionAccess to special financing promotions, such as deferred interest or interest-free periods, on qualifying purchases made with the card. These offers are subject to availability and specific terms.
Broad Retailer Acceptance
The Synchrony HOME Credit Card is accepted at thousands of participating Synchrony HOME network retailers nationwide for home-related purchases, in addition to Feldman Brothers.
Exclusive Cardholder Promotions
Varies by promotionAccess to exclusive discounts, special offers, and promotions available only to Synchrony HOME Credit Cardholders.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDINGInterest Rates & APR
PENDINGStandard APR
Intro APR Offers
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: New cardholders receive 10% off their first Feldman Brothers purchase made within 30 days of account opening (maximum $50 discount). Eligibility requires applicants to be 18+ years old, a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and subject to Synchrony's credit approval standards. Store-specific restrictions apply to card usage and benefits.
Max Cards Per Issuer: 5
Min Spend Interval: 30 days (for first purchase bonus)
Cliff Effect Rules: Synchrony enforces an internal cumulative credit limit across all accounts. Reaching this limit can lead to denials for new applications, credit limit reductions on existing cards, or even account closures, irrespective of individual card performance. There are no specific 'card family' bonus restrictions like other issuers, but overall credit exposure is managed.
Special Events: Exclusive cardholder shopping events, double points days on specific categories, early access to Feldman Brothers sales, special financing offers on large purchases.
Holiday Promos: Black Friday/Cyber Monday (November), Christmas/Holiday Season (December), Memorial Day (May), Labor Day (September), Back-to-School (August).
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.0 / 5.0
Top Positive:
Easy approval process, offers special financing for larger purchases, useful for frequent shoppers at Feldman Bros.
Top Negative:
High regular APR after promotional period, limited utility outside of Feldman Bros., potential for deferred interest if balance isn't paid in full.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Chase Freedom Unlimited
- Lowe's Advantage Card
- Wells Fargo Autograph Card
Card Value Score: 60.0 / 100
Est. Annual Rewards: $75.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0