Fullbeauty Credit Card

Synchrony Pending

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3

Benefits

1

Reward Categories

2x

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: fullbeauty-credit-card

Issuer: Synchrony

Card Name: Fullbeauty Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 16, 2026 19:06

Last Scraped: Feb 16, 2026 19:08

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 1 Categories
PENDING
Category Rate Type Description Annual Cap Status
Fullbeauty Brands Purchases 2x Points Earn 2 points for every $1 spent on fullbeauty.com and across the fullbeauty brands. No Cap
Rewards Summary
PENDING

Reward Type: Points

Base Rate: 0x

Bonus Rate: 5x

Categories: Purchases at Fullbeauty Brands

Quarterly Rotating: No

Expiration Policy: Points expire 12 months from the date they are earned. Reward certificates expire 90 days from the date they are issued.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Redemption Penalties: Reward certificates are only redeemable on purchases at Fullbeauty Brands. Minimum redemption amount of $10 applies for each certificate.

Benefits & Protections (Detailed) 3 Total
PENDING
Financial 1
No Annual Fee
No annual fee

Cardholders are not charged an annual fee for maintaining the fullbeauty Credit Card account.

Financing 1
Special Financing Offers
Varies by offer

Access to special financing offers on qualifying purchases made with the fullbeauty Credit Card. Specific terms and availability of offers may vary.

Shopping 1
Exclusive Cardholder Offers
Varies by offer

Access to exclusive discounts, promotions, and special deals available only to fullbeauty Credit Cardholders. Offers vary and are subject to change.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 12 months

⚠️ Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 months or if you make a late payment.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: The Fullbeauty Credit Card, issued by Synchrony, is a store-specific credit card primarily for purchases at Fullbeauty Brands. Eligibility typically requires applicants to be at least 18 years old (19 in AL and NE), a U.S. resident, possess a valid Social Security Number, and have a fair to good credit history. Approval is subject to Synchrony's credit underwriting standards, which assess credit score, debt-to-income ratio, and existing credit lines. Bonus rules are generally tied to initial purchases (e.g., a percentage off first order) or seasonal promotions, rather than a fixed spend-based bonus. Specific offers vary and are subject to change.

Max Cards Per Issuer: 7

Min Spend Interval: N/A for traditional bonus spend; initial purchase discounts are common and typically apply to the first purchase.

Shutdown Risk Triggers: High cumulative credit limit across Synchrony accounts, excessive credit seeking (numerous recent applications), missed payments or delinquency, suspected fraudulent activity, or abuse of promotional financing terms.

Cliff Effect Rules: Not applicable. The Fullbeauty Credit Card is a standalone store card and does not belong to a complex card family with associated 'cliff effect' rules for downgrades or closures.

Special Events: Frequent store-wide sales, exclusive cardholder discounts (e.g., extra % off), birthday rewards, and free shipping promotions.

Holiday Promos: Major shopping holidays such as Black Friday/Cyber Monday (November-December), Mother's Day (May), Father's Day (June), Memorial Day (May), Labor Day (September), and seasonal clearance events.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Easy approval for building credit, provides exclusive discounts, free shipping, and birthday offers for Fullbeauty Brands purchases.

Top Negative:
Very high APR, limited usability to Fullbeauty Brands, and frequent complaints about Synchrony's customer service.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Lane Bryant Credit Card
  • Capital One Platinum Secured Credit Card
  • Discover it Secured Credit Card

Card Value Score: 45.0 / 100

Est. Annual Rewards: $30.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: 03/01/2023