Fullbeauty Credit Card

Synchrony Pending

Back Apply Now

6

Benefits

2

Reward Categories

2x

Max Reward

32.2%

APR From
Basic Information
PENDING

Program ID: fullbeauty-store-card

Issuer: Synchrony

Card Name: Fullbeauty Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 16, 2026 19:11

Last Scraped: Feb 16, 2026 19:13

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 2 Categories
PENDING
Category Rate Type Description Annual Cap Status
fullbeauty brands purchases 2x Points Purchases made at fullbeauty brands No Cap
All Other Purchases 1x Points Purchases made everywhere Visa is accepted No Cap
Rewards Summary
PENDING

Reward Type: Points

Base Rate: 0.05x

Bonus Rate: 0.1x

Categories: Purchases at Fullbeauty Brands

Quarterly Rotating: No

Expiration Policy: Points expire 12 months after they are earned.

Point Value: 0.05¢

Redemption Penalties: Minimum redemption of 200 points ($10).

Benefits & Protections (Detailed) 6 Total
PENDING
Financial 1
No Annual Fee
No annual fee

The Fullbeauty Credit Card does not charge an annual fee.

Lifestyle 1
Birthday Offer
Special offer

Cardholders receive a special offer during their birthday month.

Shopping 4
First Purchase Discount
20% off

Cardholders receive a 20% discount on their first purchase made with the Fullbeauty Credit Card.

Free Standard Shipping
Free Shipping

Cardholders receive free standard shipping on all orders placed using the Fullbeauty Credit Card.

Exclusive Cardholder Offers
Various discounts

Cardholders receive access to exclusive offers and discounts throughout the year.

Early Access to Sales
Early access

Cardholders receive early access to sales events.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 32.24% - 32.24%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
600 - 670
Good
Supported
Application Process
Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Eligibility for the Fullbeauty Store Card requires the applicant to be 18+ years old, a US resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and subject to Synchrony's credit approval process. Typical bonus structures for store cards include an initial discount (e.g., 20% off the first purchase) upon account opening and ongoing perks such as birthday offers, exclusive cardholder discounts, and special financing promotions. Applications are primarily processed online or in-store.

Max Cards Per Issuer: 6

Min Spend Interval: N/A for traditional spend-based bonus; initial discounts are typically applied to the first purchase.

Shutdown Risk Triggers: High credit utilization across Synchrony accounts, opening too many Synchrony accounts in a short period, inactivity on the card, late payments on any Synchrony account, high cumulative credit limit across Synchrony, unusual spending patterns (e.g., high-value returns), or significant derogatory marks on credit report.

Cliff Effect Rules: Not applicable; store cards typically do not have complex card family rules or 'cliff effects' related to other Synchrony products.

Special Events: Cardholder-exclusive sales events, Friends & Family discounts, birthday offers, anniversary rewards, and special financing promotions throughout the year, often tied to seasonal collections or new arrivals.

Holiday Promos: Major retail holidays such as Valentine's Day, Mother's Day, Father's Day, 4th of July, Labor Day, Black Friday, Cyber Monday, and the full Christmas/Holiday shopping season.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.5 / 5.0

Top Positive:
Easy to get approved, good for building credit, exclusive discounts and promotions at Fullbeauty brands.

Top Negative:
High APR, limited use outside Fullbeauty brands, customer service issues, difficult to manage credit limits.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Target RedCard
  • Capital One Platinum Secured Credit Card
  • Amazon Store Card

Card Value Score: 60.0 / 100

Est. Annual Rewards: $85.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0