0
Benefits0
Reward Categories—
Max Reward29.2%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
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Rewards Summary
PENDINGReward Type: Cash Back
Base Rate: 0.01x
Bonus Rate: 0.05x
Categories: 5% on Generac Purchases
Quarterly Rotating: No
Cap Amount: $0.00
Expiration Policy: Rewards expire 24 months after issuance or upon account closure.
Point Value: 0.01¢
Travel Portal Multiplier: 0x
Transfer Partners: N/A
Redemption Penalties: None
Benefits & Protections (Detailed)
No Card Benefits Available
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Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING$100
Cash BackRequirement: Spend $1,000 in 30 days
Timing: Typically applied as a statement credit within 1-2 billing cycles after the qualifying purchase is made.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | N/A (This account does not offer balance transfers.) |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 29.24% - 29.99%
Balance Transfer APR: 0%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 0 months
Intro BT APR: 0% for 0 months
Promo Financing: Deferred Interest
Promo Duration: 12 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
No Issuer Rules Available
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User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.2 / 5.0
Top Positive:
Offers flexible financing for large Generac purchases; Quick and easy application process; Helps manage emergency generator costs with convenient payments.
Top Negative:
High deferred interest if not paid in full by promotion end; Limited utility outside of Generac purchases; Customer service can be slow.
Approval Experience: 78.0 / 100
Recommended Alternatives
- Home Depot Project Loan Card
- Lowe's Advantage Card
- Wells Fargo Active Cash Card
Card Value Score: 80.0 / 100
Est. Annual Rewards: $10.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v2024.02