17
Benefits2
Reward Categories5x
Max Reward21.2%
APR FromBasic Information
PENDINGProgram ID: giant-eagle-pay-rewards-visa-signature-card
Issuer: Synchrony
Card Name: Giant Eagle Pay Rewards Visa Signature® Card
Card Type: Credit
Network: Visa
Card Tier: Signature
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
Synchrony complies with SCRA, offering a reduced interest rate (6% APR cap) on eligible credit card accounts opened prior to active duty start date for qualifying active duty Servicemembers.
Rewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| Giant Eagle & GetGo App Purchases | 5x | Points | Purchases made at participating Giant Eagle and GetGo locations when paying with the card through the Giant Eagle or GetGo app. | No Cap | |
| All Other Purchases | 1x | Points | All other purchases everywhere Visa credit cards are accepted. | No Cap |
Rewards Summary
PENDINGBenefits & Protections (Detailed) 17 Total
PENDINGFinancial 1
No Annual Fee
$0The card does not charge an annual fee.
Lifestyle 1
Visa Signature Concierge
24/7 personal assistance24/7 complimentary personal assistance for travel planning, dining reservations, event tickets, and more.
Purchase Protection 3
Extended Warranty Protection
Up to 1 additional yearExtends the manufacturer's original U.S. warranty by an additional year on eligible purchases with a warranty of three years or less, when you pay with your eligible Visa Signature card.
Purchase Security
Up to 90 days coverageProtects eligible new purchases made with your eligible Visa Signature card against theft or damage for the first 90 days from the date of purchase.
Return Protection
Up to 90 days coverageIf you are dissatisfied with an eligible item purchased with your eligible Visa Signature card within 90 days of purchase and the store won't take it back, you may be reimbursed for the purchase price.
Security 4
Lost/Stolen Card Reporting
Assistance serviceProvides assistance with reporting your card lost or stolen and preventing unauthorized use.
Emergency Card Replacement
Expedited replacementExpedited replacement of your card if it is lost or stolen.
Emergency Cash Disbursement
Emergency cash advanceProvides emergency cash advance services if your card is lost or stolen while traveling.
Zero Liability Protection
Protection against unauthorized chargesProtects you from unauthorized purchases made with your card or account information. You won't be held responsible for fraudulent charges.
Shopping 4
Giant Eagle & Market District Purchase Rewards
5% back (up to $6,000 spent annually, then 1% back)Earn 5% back in rewards on eligible purchases made at Giant Eagle and Market District stores. This rate applies up to $6,000 spent annually, after which purchases earn 1% back.
Gas & Dining Purchase Rewards
2% backEarn 2% back in rewards on eligible gas and dining purchases.
General Purchase Rewards
1% backEarn 1% back in rewards on all other eligible purchases.
Flexible Rewards Redemption
Savings on groceries and gasRewards earned can be redeemed for savings on groceries and gas at Giant Eagle, Market District, and GetGo locations.
Travel 2
Roadside Dispatch
Pay-per-use serviceA pay-per-use referral service that provides 24-hour access to roadside assistance services like towing, tire changing, jump starting, lockout service, and fuel delivery.
Visa Signature Luxury Hotel Collection
Premium hotel benefitsAccess to a curated collection of hotels worldwide with premium benefits like best available rate guarantee, automatic room upgrade upon arrival (when available), complimentary in-room Wi-Fi, complimentary continental breakfast, $25 food or beverage credit, and late checkout (when available).
Travel Insurance 2
Auto Rental Collision Damage Waiver
Secondary coverageProvides secondary coverage for damage due to collision or theft for most rental cars when you pay for the rental with your eligible Visa Signature card and decline the rental company's collision damage waiver (CDW) or similar option.
Travel and Emergency Assistance Services
Referral and coordination servicesProvides a range of emergency services when you're traveling, including medical and legal referrals, emergency transportation assistance, and pre-trip assistance. Cardholders are responsible for the cost of any services received.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each balance transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 31.24%
Balance Transfer APR: 21.24%
Cash Advance APR: 31.24%
Intro APR Offers
Intro Purchase APR: 0% for 6 months
Intro BT APR: 0% for 6 months
Promo Financing: Deferred Interest
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: New cardholders may receive a one-time bonus (e.g., $100 statement credit or 10,000 bonus points) after spending a specified amount (e.g., $500) within the first 3 months of account opening. Eligibility requirements include being at least 18 years old (19 in AL/NE), a US resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and demonstrating sufficient creditworthiness and income. Approval is subject to Synchrony's credit policies and an assessment of the applicant's overall credit profile. Store-specific restrictions may apply regarding rewards earning categories, redemption options, or specific promotional periods, particularly for purchases made outside of Giant Eagle stores.
Max Cards Per Issuer: 4
Min Spend Interval: 3 months
Cliff Effect Rules: Synchrony generally does not enforce complex 'card family' or 'lifetime' bonus restrictions similar to other major issuers. However, eligibility for a sign-up bonus for the *same* card may be restricted if the applicant has received a bonus for that specific card within the last 24 months, or if they currently hold or have recently held the card.
Special Events: Frequent promotions tied to Giant Eagle's loyalty program (e.g., fuel points multipliers, bonus points on specific categories like groceries or pharmacy, seasonal discounts, or exclusive cardholder-only events within Giant Eagle stores).
Holiday Promos: Common during major retail holidays such as Black Friday, Cyber Monday, Christmas/Holiday season, Easter, Memorial Day, Labor Day, and other store-specific anniversary sales.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.7 / 5.0
Top Positive:
Excellent rewards for Giant Eagle purchases, especially for loyal shoppers. Rewards accumulate quickly for groceries and gas.
Top Negative:
High APR, limited reward value outside of Giant Eagle, some users report issues with Synchrony customer service.
Approval Experience: 70.0 / 100
Recommended Alternatives
- Capital One SavorOne Cash Rewards Credit Card
- Amazon Prime Rewards Visa Signature Card
- Blue Cash Everyday® Card from American Express
Card Value Score: 75.0 / 100
Est. Annual Rewards: $500.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0