Good Sam Rewards Visa® Credit Card

BreadFinance Visa Pending

Back Apply Now

15

Benefits

4

Reward Categories

5x

Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: good-sam-rewards-visa-credit-card

Issuer: BreadFinance

Card Name: Good Sam Rewards Visa® Credit Card

Card Type: Credit

Network: Visa

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 11, 2026 11:00

Last Scraped: Feb 11, 2026 11:02

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 4 Categories
PENDING
Category Rate Type Description Annual Cap Status
Good Sam & Affiliates 5x Points Purchases at Camping World, Gander RV & Outdoors, Overton's, and Good Sam No Cap
Gas 3x Points Purchases at gas stations No Cap
Campgrounds 3x Points Purchases at campgrounds No Cap
All Other Purchases 1x Points All other purchases everywhere Visa credit cards are accepted No Cap
Rewards Summary
PENDING
Benefits & Protections (Detailed) 15 Total
PENDING
Financial 1
No Annual Fee
No annual fee

The credit card has no annual fee.

Lifestyle 1
Visa Signature Concierge
24/7 assistance

Provides complimentary 24/7 personal assistance for a wide range of services, including dinner reservations, event tickets, travel arrangements, and gift recommendations.

Purchase Protection 2
Extended Warranty Protection
Up to 1 additional year

Extends the manufacturer's original U.S. warranty by up to one additional year on eligible items purchased with your card, for warranties of three years or less.

Purchase Security
90 days from purchase

Protects eligible new purchases made with your card against theft or damage for the first 90 days from the date of purchase.

Rewards 4
Good Sam & Family of Brands Purchase Rewards
5 points per $1

Earn 5 points for every $1 spent on purchases made at Good Sam and its family of brands.

Private Campgrounds & Fuel Purchase Rewards
3 points per $1

Earn 3 points for every $1 spent on purchases at private campgrounds and fuel stations.

General Purchase Rewards
1 point per $1

Earn 1 point for every $1 spent on all other eligible purchases.

Points Redemption
Good Sam merchandise, services, gift cards

Redeem earned points for Good Sam merchandise, services, and gift cards.

Security 2
Zero Liability Protection
No liability for unauthorized charges

Protects cardholders from unauthorized purchases made with their card or account information. Cardholders are not responsible for fraudulent charges.

Emergency Cash Disbursement and Card Replacement
Emergency cash and card replacement

Provides emergency cash or a replacement card if your card is lost or stolen, typically within one to three business days.

Travel 1
Roadside Dispatch
Pay-per-use service

A pay-per-use roadside assistance program. Cardholders can call a toll-free number to arrange for services like towing, tire changing, jump starting, lockout service, and fuel delivery. Fees apply per service call.

Travel Insurance 4
Auto Rental Collision Damage Waiver
Secondary coverage

Provides coverage for damage due to collision or theft for most rental cars when you pay for the rental with your eligible card and decline the rental company's collision damage waiver (CDW) or similar provision. Coverage is secondary to other applicable insurance.

Travel and Emergency Assistance Services
Referral and coordination services

Connects you with appropriate local emergency services, such as medical and legal referrals, emergency transportation assistance, and pre-trip assistance, while traveling. Cardholders are responsible for the cost of any services received.

Lost Luggage Reimbursement
Up to a specified amount per trip

Reimburses you for the replacement of your checked or carry-on luggage and its contents if they are lost or stolen when traveling on a common carrier and you pay for the entire fare with your eligible card. Coverage is secondary.

Travel Accident Insurance
Up to a specified amount

Provides coverage for accidental death or dismemberment when you pay for the entire common carrier fare with your eligible card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $10 or 5% of the amount of each balance transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 31.24%

Balance Transfer APR: 21.24%

Cash Advance APR: 31.24%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 12 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 Months. Minimum monthly payments required.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 739
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Projected for 2026, the Good Sam Rewards Visa is expected to offer a sign-up bonus (e.g., $100-$200 statement credit or equivalent points) upon spending $1,000-$2,000 within the first 3 months. Eligibility requires applicants to be 18+ (19+ in AL/NE), a US resident with a valid SSN/ITIN, and possess good to excellent credit (typically 670+ FICO). Good Sam Club membership may be required or offer enhanced benefits. Store-specific restrictions apply to bonus categories, redemption, and potentially eligibility, focusing on Good Sam affiliated merchants and services.

Max Cards Per Issuer: 7

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across BreadFinance accounts, excessive credit seeking, frequent balance transfers without new spend, abuse of reward redemptions, consistent late payments, suspicious account activity, or violation of Good Sam Club membership terms.

Cliff Effect Rules: While BreadFinance does not typically enforce strict 'family rules' like major banks (e.g., 5/24), applicants are generally limited to receiving one sign-up bonus per specific Good Sam Rewards Visa product within a 24-month period. Approval for new cards is also subject to overall credit exposure limits with BreadFinance.

Special Events: Promotional periods often align with major RV shows, peak camping seasons (Spring/Summer), Good Sam Club membership renewal drives, and exclusive offers at Good Sam Parks or affiliated retailers.

Holiday Promos: Expected to include increased reward rates or special discounts during major travel holidays (e.g., Memorial Day, Labor Day, Thanksgiving) and general retail holiday periods (e.g., Black Friday, Cyber Monday, Christmas).

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Good rewards for frequent Good Sam and Camping World shoppers; useful for gas and private campground spending; Visa acceptance is broad.

Top Negative:
Poor customer service; low credit limits; issues with reward redemption; high APR; frequent account closures without clear reason.

Approval Experience: 65.0 / 100

Recommended Alternatives
  • Capital One SavorOne Cash Rewards Credit Card
  • Chase Freedom Flex
  • PenFed Platinum Rewards Visa Signature Card

Card Value Score: 75.0 / 100

Est. Annual Rewards: $345.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: GDSAMRV_DISC_0324