Goodyear Credit Card

BreadFinance Pending

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3

Benefits

0

Reward Categories

—

Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: goodyear-credit-card

Issuer: BreadFinance

Card Name: Goodyear Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 15:04

Last Scraped: Feb 15, 2026 09:39

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

The Military Lending Act (MLA) provides protections to active duty service members, their spouses, and dependents. Comenity Bank and Comenity Capital Bank comply with the MLA, ensuring the APR for covered borrowers will not exceed 36%.

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 3 Total
PENDING
Cost Savings 1
No Annual Fee
$0

The Goodyear Credit Card does not charge an annual fee for card membership.

Financing 1
Special Financing Offers
Varies by offer

Cardholders may receive special financing on qualifying purchases made at participating Goodyear Auto Service, Dunlop, and Kelly Tires locations. Specific terms and conditions, including minimum purchase requirements and deferred interest details, apply to each financing offer.

Shopping 1
Exclusive Cardmember Offers
Varies by offer

Access to exclusive discounts, promotions, and special offers available only to Goodyear Credit Card holders.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 31.24%

Cash Advance APR: 31.24%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: For 2026, the Goodyear Credit Card, issued by Bread Financial, will continue to target consumers primarily for automotive-related purchases at Goodyear locations. Eligibility requires applicants to be at least 18 years old, a U.S. resident, and possess a valid Social Security Number or ITIN. Approval is contingent on creditworthiness, including credit history and income verification. New cardholders are typically offered a one-time discount (e.g., 10-15% off) on their first qualifying Goodyear purchase made within 30-90 days of account opening, or a statement credit after meeting a small spend threshold. Ongoing benefits include special financing offers on qualifying Goodyear purchases and exclusive cardholder discounts. Applications are processed online or in-store, involving a hard inquiry on the applicant's credit report.

Max Cards Per Issuer: 5

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending (if applicable), high cumulative credit limit across all Bread Financial accounts, excessive credit applications in a short period, missed payments, high credit utilization, suspicious or fraudulent activity, significant derogatory changes to credit profile.

Cliff Effect Rules: Bread Financial primarily manages risk through cumulative credit limits rather than strict 'card family' rules. While there isn't a direct 'cliff effect' like Chase's 5/24, applicants may be denied new cards or have existing credit limits reduced if their total credit exposure with Bread Financial is deemed too high relative to their income and credit profile. This can indirectly limit the number of cards one can hold with the issuer.

Special Events: Seasonal maintenance promotions (e.g., spring/fall tire checks, winterization), tire sales events (e.g., 'Buy 3 Get 1 Free,' rebates), service discounts (e.g., oil changes, brake service), exclusive cardholder-only discount days or weeks.

Holiday Promos: Memorial Day, Independence Day, Labor Day, Black Friday/Cyber Monday, Christmas/New Year, Back-to-School season, Tax season.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.5 / 5.0

Top Positive:
Easy approval for fair credit, exclusive Goodyear discounts, and special financing options.

Top Negative:
High APR, poor customer service, limited rewards outside Goodyear, and restrictive credit limits.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Capital One Platinum
  • Discover it Secured
  • Petal 1 Visa

Card Value Score: 55.0 / 100

Est. Annual Rewards: $75.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: October 2023