Google Store Credit Card

Synchrony Pending

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4

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: google-store-credit-card

Issuer: Synchrony

Card Name: Google Store Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 03:53

Last Scraped: Feb 17, 2026 03:55

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Cash Back

Base Rate: 1x

Bonus Rate: 3x

Categories: Google Store purchases

Quarterly Rotating: No

Expiration Policy: Rewards do not expire as long as your account is open and in good standing.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Redemption Penalties: Minimum redemption amount of $25 for statement credit.

Benefits & Protections (Detailed) 4 Total
PENDING
Financial 1
No Annual Fee
No fee

Cardholders are not charged an annual fee for maintaining the Google Store Credit Card account.

Shopping 3
0% APR for 24 Months on $499+ Purchases
0% APR for 24 months

Cardholders can receive 0% APR for 24 months on Google Store purchases totaling $499 or more. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum monthly payments required.

0% APR for 12 Months on $299+ Purchases
0% APR for 12 months

Cardholders can receive 0% APR for 12 months on Google Store purchases totaling $299 or more. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.

0% APR for 6 Months on $199+ Purchases
0% APR for 6 months

Cardholders can receive 0% APR for 6 months on Google Store purchases totaling $199 or more. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 12, or 24 months.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
620 - 720
Good
Supported
Application Process
Available
Not Available
Not specified
Issuer Rules & Policies
PENDING

Rules: For 2026, the Google Store Credit Card, issued by Synchrony Bank, is designed primarily for purchases within the Google Store ecosystem. Eligibility requires applicants to be at least 18 years old (19 in AL/NE), a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and possess a good to excellent credit history. New cardholders are typically offered a welcome bonus, which may include a statement credit after meeting a specified spending threshold on Google Store purchases within the initial months, or special promotional financing on qualifying large purchases. Ongoing benefits include rewards (e.g., a percentage back) on eligible Google Store purchases, often redeemable as Google Store credit or statement credit. All applications are subject to Synchrony Bank's credit approval process, which assesses creditworthiness, income, and existing credit obligations. This card is optimized for Google Store transactions and may have limited utility or less favorable terms for purchases outside this ecosystem.

Max Cards Per Issuer: 4

Min Spend Interval: 3 months

Shutdown Risk Triggers: High cumulative credit limit across all Synchrony accounts, excessive returns or chargebacks on purchases made with the card, failure to make timely payments on this or other Synchrony accounts, suspected fraudulent activity, abuse of promotional financing terms, or rapid succession of applications for multiple Synchrony products leading to high overall credit exposure.

Cliff Effect Rules: This is a standalone store-specific credit product. There are no complex 'family' rules or interdependencies with other Synchrony or Google-branded financial products that would create a 'cliff effect' on benefits or eligibility based on holding other cards.

Special Events: Exclusive early access to new Google product launches, members-only sales events, and special financing offers tied to specific Google Store promotions throughout the year.

Holiday Promos: Key promotional periods align with major retail holidays such as Black Friday, Cyber Monday, Christmas/Holiday Season, Back-to-School, and potentially Google's own product launch events.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Excellent for financing expensive Google products with 0% APR offers. No annual fee. Helps manage large tech purchases over time.

Top Negative:
High deferred interest if not paid off in time. Customer service can be difficult. Credit limits can be low. High regular APR.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Apple Card
  • Amazon Prime Rewards Visa Signature Card
  • Best Buy Credit Card

Card Value Score: 80.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0