Gymboree Credit Card

BreadFinance Pending

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6

Benefits

2

Reward Categories

5x

Max Reward

32.2%

APR From
Basic Information
PENDING

Program ID: gymboree-credit-card

Issuer: BreadFinance

Card Name: Gymboree Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 10, 2026 10:24

Last Scraped: Feb 07, 2026 04:11

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Federal law provides protections to members of the Armed Forces and their dependents, limiting the cost of consumer credit to an annual percentage rate of 36 percent, including certain fees.

Rewards Program (Detailed) 2 Categories
PENDING
Category Rate Type Description Annual Cap Status
Gymboree & Gymboree.com Purchases 5x Points Eligible purchases at Gymboree and Gymboree.com using your Gymboree Credit Card. No Cap
All Other Purchases 1x Points Eligible purchases everywhere Visa is accepted using your Gymboree Credit Card. No Cap
Rewards Summary
PENDING
Benefits & Protections (Detailed) 6 Total
PENDING
Financial 1
No Annual Fee
$0

There is no annual fee charged for maintaining the Gymboree Credit Card account.

Lifestyle 1
Birthday Offer
Varies

Cardholders enjoy special offers during their birthday month. Specific offer details may vary.

Shopping 4
First Purchase Discount
20% off

Cardholders receive a 20% discount on their first purchase made with the Gymboree Credit Card upon account opening.

Rewards Earning Rate
5 points per $1 spent

Cardholders earn 5 points for every $1 spent at Gymboree and The Children's Place.

Rewards Redemption
$5 reward for 500 points

Cardholders receive a $5 reward for every 500 points earned.

Exclusive Cardholder Offers
Varies

Cardholders receive exclusive discounts and promotions available only to Gymboree Credit Card members.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $10 or 5% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 3.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 32.24% - 32.24%

Cash Advance APR: 32.24%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Fair
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Eligibility: Applicants must be 18 years or older, a U.S. resident, possess a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and meet BreadFinance's creditworthiness criteria (typically fair to good credit history is preferred, though approval with limited credit is possible). Bonus Rules: New cardholders typically receive a percentage discount (e.g., 20% off) on their first Gymboree purchase made with the card. Ongoing benefits include exclusive cardholder discounts, early access to sales, and a rewards program (e.g., earn points per dollar spent at Gymboree, redeemable for store credit).

Max Cards Per Issuer: 7

Min Spend Interval: N/A (Primary bonus is immediate first purchase discount)

Shutdown Risk Triggers: Manufactured spending (less common for store cards but still a general risk), excessive returns, suspected fraudulent activity, defaulting on other BreadFinance accounts, high cumulative credit exposure across multiple BreadFinance cards, missed payments, going over limit, rapid application for multiple credit lines.

Cliff Effect Rules: BreadFinance does not typically enforce 'card family' rules like major issuers. However, overall credit exposure with BreadFinance across all its issued store cards can impact approval for new cards or credit limit increases. There are no specific rules limiting the number of cards from a particular 'family' or brand.

Special Events: Exclusive cardholder discounts, early access to sales, birthday rewards, special financing offers on larger purchases, and bonus rewards days.

Holiday Promos: Black Friday, Cyber Monday, Christmas/Holiday Season, Back-to-School, Memorial Day, Labor Day, Mother's Day, Father's Day, and seasonal clearance events.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Exclusive discounts and rewards at Gymboree, easy approval for brand loyalists, special birthday offers.

Top Negative:
High interest rates, limited use outside Gymboree, occasional customer service frustrations.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Children's Place Credit Card
  • Target RedCard
  • Capital One Platinum Secured Credit Card

Card Value Score: 55.0 / 100

Est. Annual Rewards: $60.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0